O-Bank Co., Ltd. (TPE: 2897)

O-Bank Balance Sheet

Financials in millions TWD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	12,911	18,767	15,532	15,198	16,906	17,550
Investment Securities	207,445	206,143	191,738	197,017	178,473	1,105
Trading Asset Securities	188,557	154,833	144,826	151,899	153,394	312,632
Mortgage-Backed Securities	2,663	2,458	2,565	2,467	885.92	-
Total Investments	398,664	363,434	339,129	351,383	332,754	313,737
Gross Loans	248,977	227,467	208,975	193,938	199,770	210,781
Allowance for Loan Losses	-3,438	-3,715	-3,231	-3,074	-2,894	-3,193
Net Loans	245,539	223,751	205,744	190,863	196,876	207,589
Property, Plant & Equipment	2,787	2,836	2,825	2,878	3,102	3,340
Goodwill	1,201	1,167	1,166	1,052	1,083	1,143
Other Intangible Assets	469.46	508.13	643.77	894.3	1,125	1,177
Accrued Interest Receivable	2,289	2,264	1,555	3.44	390.76	1,030
Other Receivables	932.99	1,115	687.61	2,028	1,541	2,165
Restricted Cash	10,603	9,169	7,234	8,088	9,613	7,698
Other Current Assets	1,787	2,252	1,174	1,003	9,866	3,140
Long-Term Deferred Tax Assets	724.7	959.52	1,126	900.74	895.89	734.54
Other Long-Term Assets	538.94	525.94	527.29	788.83	1,263	1,398
Total Assets	678,447	626,749	577,343	575,081	575,414	560,700
Accounts Payable	160.26	66.2	48.38	132.72	220.72	142.7
Accrued Expenses	1,267	1,333	1,375	1,329	1,060	1,036
Interest Bearing Deposits	324,930	316,511	292,448	251,801	268,186	268,115
Non-Interest Bearing Deposits	4,426	5,051	5,717	7,579	6,534	4,553
Total Deposits	329,356	321,562	298,165	259,379	274,720	272,668
Short-Term Borrowings	251,583	221,240	201,775	222,030	208,774	197,275
Current Portion of Long-Term Debt	1,264	2,764	3,002	9,886	8,494	10,261
Current Portion of Leases	149.6	135.34	126.6	141.03	128.71	99.97
Current Income Taxes Payable	298.54	302.27	112.31	238.57	172.43	46.36
Accrued Interest Payable	1,652	1,820	993.37	353.41	545.61	891.22
Other Current Liabilities	2,405	1,725	661.81	352.42	876.36	1,426
Long-Term Debt	22,753	13,631	13,520	19,997	20,747	20,848
Long-Term Leases	307.33	328.4	306.23	209.34	315.95	398.87
Long-Term Unearned Revenue	124.54	147.05	168.09	168.19	48	28.69
Pension & Post-Retirement Benefits	149.85	150.98	164.62	233.83	262.74	304.27
Long-Term Deferred Tax Liabilities	846.19	715.67	628.18	830.51	793.26	451.57
Other Long-Term Liabilities	2,602	2,311	2,287	4,631	4,001	4,006
Total Liabilities	614,917	568,231	523,334	519,913	521,161	509,884
Preferred Stock, Convertible	4,777	2,990	2,990	3,000	3,000	3,000
Common Stock	28,053	27,340	27,340	27,330	27,330	24,130
Additional Paid-In Capital	567.54	19.62	13.65	6.73	5.97	9.75
Retained Earnings	12,806	11,742	10,446	6,568	5,200	6,187
Treasury Stock	-73.18	-161.52	-16.84	-38.3	-38.3	-
Comprehensive Income & Other	-1,392	-1,828	-3,051	-485.48	57.74	-67.48
Total Common Equity	39,961	37,112	34,732	33,381	32,556	30,259
Minority Interest	18,792	18,416	16,287	18,786	18,697	17,557
Shareholders' Equity	63,530	58,518	54,010	55,167	54,253	50,816
Total Liabilities & Equity	678,447	626,749	577,343	575,081	575,414	560,700
Total Debt	276,056	238,098	218,730	252,264	238,460	228,883
Net Cash (Debt)	-65,837	-59,494	-52,293	-77,764	-62,141	102,380
Net Cash Per Share	-21.72	-19.62	-17.22	-25.66	-22.40	41.92
Filing Date Shares Outstanding	2,797	2,716	2,731	2,727	2,727	2,413
Total Common Shares Outstanding	2,797	2,716	2,731	2,727	2,727	2,413
Book Value Per Share	14.29	13.66	12.72	12.24	11.94	12.54
Tangible Book Value	38,291	35,437	32,922	31,435	30,349	27,940
Tangible Book Value Per Share	13.69	13.05	12.05	11.53	11.13	11.58

Source: S&P Capital IQ. Banks template. Financial Sources.