O-Bank Balance Sheet

Financials in millions TWD. Fiscal year is January - December.

Millions TWD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	13,289	16,207	18,767	15,532	15,198	16,906
Investment Securities	214,277	207,748	206,143	191,738	197,017	178,473
Trading Asset Securities	179,417	184,853	154,833	144,826	151,899	153,394
Mortgage-Backed Securities	1,928	2,643	2,458	2,565	2,467	885.92
Total Investments	395,622	395,245	363,434	339,129	351,383	332,754
Gross Loans	262,409	251,723	227,467	208,975	193,938	199,770
Allowance for Loan Losses	-3,301	-3,355	-3,715	-3,231	-3,074	-2,894
Net Loans	259,108	248,368	223,751	205,744	190,863	196,876
Property, Plant & Equipment	2,999	2,789	2,836	2,825	2,878	3,102
Goodwill	1,157	1,244	1,167	1,166	1,052	1,083
Other Intangible Assets	495.43	499.86	508.13	643.77	894.3	1,125
Accrued Interest Receivable	2,352	2,441	2,264	1,555	3.44	390.76
Other Receivables	811.98	1,114	1,115	687.61	2,028	1,541
Restricted Cash	8,889	12,098	9,169	7,234	8,088	9,613
Other Current Assets	1,492	1,680	2,252	1,174	1,003	9,866
Long-Term Deferred Tax Assets	623.57	848.53	959.52	1,126	900.74	895.89
Other Long-Term Assets	522.9	551.76	525.94	527.29	788.83	1,263
Total Assets	687,362	683,085	626,749	577,343	575,081	575,414
Accounts Payable	208.29	80.24	66.2	48.38	132.72	220.72
Accrued Expenses	1,069	1,422	1,333	1,375	1,329	1,060
Interest Bearing Deposits	317,952	337,992	316,511	292,448	251,801	268,186
Non-Interest Bearing Deposits	6,701	5,178	5,051	5,717	7,579	6,534
Total Deposits	324,653	343,170	321,562	298,165	259,379	274,720
Short-Term Borrowings	260,626	244,156	221,240	201,775	222,030	208,774
Current Portion of Long-Term Debt	2,600	763.8	2,764	3,002	9,886	8,494
Current Portion of Leases	122.54	143.1	135.34	126.6	141.03	128.71
Current Income Taxes Payable	285.65	157.79	302.27	112.31	238.57	172.43
Accrued Interest Payable	1,468	1,961	1,820	993.37	353.41	545.61
Other Current Liabilities	2,283	1,627	1,725	661.81	352.42	876.36
Long-Term Debt	26,484	23,976	13,631	13,520	19,997	20,747
Long-Term Leases	292.12	285.52	328.4	306.23	209.34	315.95
Long-Term Unearned Revenue	136.86	136.18	147.05	168.09	168.19	48
Pension & Post-Retirement Benefits	87.24	103.98	150.98	164.62	233.83	262.74
Long-Term Deferred Tax Liabilities	883.93	968.32	715.67	628.18	830.51	793.26
Other Long-Term Liabilities	2,549	2,614	2,311	2,287	4,631	4,001
Total Liabilities	623,749	621,565	568,231	523,334	519,913	521,161
Preferred Stock, Convertible	2,500	2,500	2,990	2,990	3,000	3,000
Common Stock	28,054	28,054	27,340	27,340	27,330	27,330
Additional Paid-In Capital	573.64	568.18	19.62	13.65	6.73	5.97
Retained Earnings	13,213	13,220	11,742	10,446	6,568	5,200
Treasury Stock	-221.7	-87.27	-161.52	-16.84	-38.3	-38.3
Comprehensive Income & Other	-591.1	-1,450	-1,828	-3,051	-485.48	57.74
Total Common Equity	41,028	40,304	37,112	34,732	33,381	32,556
Minority Interest	20,084	18,716	18,416	16,287	18,786	18,697
Shareholders' Equity	63,612	61,520	58,518	54,010	55,167	54,253
Total Liabilities & Equity	687,362	683,085	626,749	577,343	575,081	575,414
Total Debt	290,124	269,325	238,098	218,730	252,264	238,460
Net Cash (Debt)	-80,548	-58,732	-59,494	-52,293	-77,764	-62,141
Net Cash Per Share	-26.38	-19.26	-19.62	-17.22	-25.66	-22.40
Filing Date Shares Outstanding	2,782	2,796	2,716	2,731	2,727	2,727
Total Common Shares Outstanding	2,782	2,796	2,716	2,731	2,727	2,727
Book Value Per Share	14.75	14.42	13.66	12.72	12.24	11.94
Tangible Book Value	39,376	38,561	35,437	32,922	31,435	30,349
Tangible Book Value Per Share	14.15	13.79	13.05	12.05	11.53	11.13

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.