O-Bank Balance Sheet

Financials in millions TWD. Fiscal year is January - December.

Millions TWD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	6,379	16,207	18,767	15,532	15,198
Investment Securities	217,616	207,748	206,143	191,738	197,017
Trading Asset Securities	177,676	184,853	154,833	144,826	151,899
Mortgage-Backed Securities	-	2,643	2,458	2,565	2,467
Total Investments	395,291	395,245	363,434	339,129	351,383
Gross Loans	259,183	251,723	227,467	208,975	193,938
Allowance for Loan Losses	-	-3,355	-3,715	-3,231	-3,074
Net Loans	259,183	248,368	223,751	205,744	190,863
Property, Plant & Equipment	3,020	2,789	2,836	2,825	2,878
Goodwill	-	1,244	1,167	1,166	1,052
Other Intangible Assets	1,704	499.86	508.13	643.77	894.3
Accrued Interest Receivable	-	2,441	2,264	1,555	3.44
Other Receivables	31,984	1,114	1,115	687.61	2,028
Restricted Cash	-	12,098	9,169	7,234	8,088
Other Current Assets	1,397	1,680	2,252	1,174	1,003
Long-Term Deferred Tax Assets	662.31	848.53	959.52	1,126	900.74
Other Long-Term Assets	1,678	551.76	525.94	527.29	788.83
Total Assets	701,299	683,085	626,749	577,343	575,081
Accounts Payable	-	80.24	66.2	48.38	132.72
Accrued Expenses	-	1,422	1,333	1,375	1,329
Interest Bearing Deposits	377,436	337,992	316,511	292,448	251,801
Non-Interest Bearing Deposits	-	5,178	5,051	5,717	7,579
Total Deposits	377,436	343,170	321,562	298,165	259,379
Short-Term Borrowings	219,199	244,156	221,240	201,775	222,030
Current Portion of Long-Term Debt	-	763.8	2,764	3,002	9,886
Current Portion of Leases	-	143.1	135.34	126.6	141.03
Current Income Taxes Payable	85.78	157.79	302.27	112.31	238.57
Accrued Interest Payable	-	1,961	1,820	993.37	353.41
Other Current Liabilities	-	1,627	1,725	661.81	352.42
Long-Term Debt	14,660	23,976	13,631	13,520	19,997
Long-Term Leases	414.35	285.52	328.4	306.23	209.34
Long-Term Unearned Revenue	-	136.18	147.05	168.09	168.19
Pension & Post-Retirement Benefits	-	103.98	150.98	164.62	233.83
Long-Term Deferred Tax Liabilities	957.1	968.32	715.67	628.18	830.51
Other Long-Term Liabilities	23,735	2,614	2,311	2,287	4,631
Total Liabilities	636,487	621,565	568,231	523,334	519,913
Preferred Stock, Convertible	2,500	2,500	2,990	2,990	3,000
Common Stock	28,054	28,054	27,340	27,340	27,330
Additional Paid-In Capital	574.73	568.18	19.62	13.65	6.73
Retained Earnings	13,464	13,220	11,742	10,446	6,568
Treasury Stock	-221.7	-87.27	-161.52	-16.84	-38.3
Comprehensive Income & Other	-159.06	-1,450	-1,828	-3,051	-485.48
Total Common Equity	41,712	40,304	37,112	34,732	33,381
Minority Interest	20,600	18,716	18,416	16,287	18,786
Shareholders' Equity	64,812	61,520	58,518	54,010	55,167
Total Liabilities & Equity	701,299	683,085	626,749	577,343	575,081
Total Debt	234,273	269,325	238,098	218,730	252,264
Net Cash (Debt)	-34,960	-58,732	-59,494	-52,293	-77,764
Net Cash Per Share	-10.69	-19.26	-19.62	-17.22	-25.66
Filing Date Shares Outstanding	3,652	2,796	2,716	2,731	2,727
Total Common Shares Outstanding	3,652	2,796	2,716	2,731	2,727
Book Value Per Share	11.42	14.42	13.66	12.72	12.24
Tangible Book Value	40,007	38,561	35,437	32,922	31,435
Tangible Book Value Per Share	10.95	13.79	13.05	12.05	11.53

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.