O-Bank Ratios and Metrics

Market cap in millions TWD. Fiscal year is January - December.

Millions TWD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 12, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	27,629	25,431	27,652	27,110	22,917	21,818
Market Cap Growth	0.53%	-8.03%	2.00%	18.30%	5.04%	15.44%
Last Close Price	9.93	9.14	9.36	9.06	7.33	6.74
PE Ratio	17.73	13.89	10.04	11.46	4.67	12.73
PS Ratio	2.97	2.73	2.73	3.14	1.99	2.49
PB Ratio	0.43	0.39	0.45	0.46	0.42	0.40
P/FCF Ratio	-	-	-	-	-	3.25
P/OCF Ratio	-	-	-	-	-	3.20
Debt / Equity Ratio	3.62	3.62	4.38	4.07	4.05	4.57
Debt / FCF Ratio	-	-	-	-	-	37.56
Net Debt / Equity Ratio	0.54	0.54	0.96	1.02	0.97	1.41
Net Debt / FCF Ratio	-5.20	-5.20	-1.94	-2.66	-2.21	11.58
Return on Equity (ROE)	4.99%	4.99%	6.49%	6.09%	10.64%	5.86%
Return on Assets (ROA)	0.46%	0.46%	0.59%	0.57%	1.01%	0.56%
Earnings Yield	6.63%	7.20%	10.33%	9.19%	21.97%	8.44%
FCF Yield	-24.31%	-26.41%	-109.54%	-82.46%	-103.23%	30.78%
Dividend Yield	5.01%	-	5.34%	4.87%	5.18%	4.45%
Payout Ratio	82.55%	82.55%	46.60%	46.74%	18.80%	36.56%
Buyback Yield / Dilution	-7.18%	-7.18%	-0.60%	0.18%	-0.20%	-9.24%
Total Shareholder Return	-2.17%	-7.18%	4.74%	5.05%	4.98%	-4.79%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.