O-Bank Ratios and Metrics

Market cap in millions TWD. Fiscal year is January - December.

Millions TWD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jan '26 Jan 30, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	25,403	27,652	27,110	22,917	21,818	18,900
Market Cap Growth	-7.57%	2.00%	18.30%	5.04%	15.44%	0.29%
Last Close Price	9.13	9.36	9.06	7.33	6.74	5.68
PE Ratio	13.81	10.04	11.46	4.67	12.73	18.53
PS Ratio	2.63	2.73	3.14	1.99	2.49	2.53
PB Ratio	0.40	0.45	0.46	0.42	0.40	0.35
P/FCF Ratio	1.41	-	-	-	3.25	1.72
P/OCF Ratio	1.38	-	-	-	3.20	1.70
Debt / Equity Ratio	4.56	4.38	4.07	4.05	4.57	4.39
Debt / FCF Ratio	16.13	-	-	-	37.56	21.68
Return on Equity (ROE)	5.42%	6.49%	6.09%	10.64%	5.86%	4.40%
Return on Assets (ROA)	0.50%	0.59%	0.57%	1.01%	0.56%	0.41%
Earnings Yield	8.09%	10.33%	9.19%	21.97%	8.44%	6.07%
FCF Yield	70.82%	-109.54%	-82.46%	-103.23%	30.78%	58.19%
Dividend Yield	5.48%	5.34%	4.87%	5.18%	4.45%	3.52%
Payout Ratio	69.49%	46.60%	46.74%	18.80%	36.56%	95.23%
Buyback Yield / Dilution	-0.73%	-0.60%	0.18%	-0.20%	-9.24%	-13.60%
Total Shareholder Return	4.75%	4.74%	5.05%	4.98%	-4.79%	-10.08%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.