Canadian Western Bank (TSX: CWB)

Canadian Western Bank Balance Sheet

Financials in millions CAD. Fiscal year is November - October.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Jul 31, 2024	Oct 31, 2023	Oct 31, 2022	Oct 31, 2021	Oct 31, 2020	Oct 31, 2019
Cash & Equivalents	94.6	66.52	89.15	107.12	113.87	121.99
Investment Securities	4,142	4,178	4,546	3,625	2,948	2,333
Trading Asset Securities	139.95	124.19	110.52	52.86	96.62	47.82
Total Investments	4,282	4,302	4,656	3,678	3,044	2,381
Gross Loans	37,440	37,210	35,906	32,901	30,168	28,477
Allowance for Loan Losses	-227.13	-172.56	-161.82	-141.43	-159.33	-110.83
Net Loans	37,213	37,037	35,744	32,760	30,008	28,366
Property, Plant & Equipment	148.6	152.36	153.03	130.7	139.35	63.17
Goodwill	138.7	138.7	138.7	138.7	138.26	85.39
Other Intangible Assets	242.48	241.2	223.92	227.85	220.71	173.75
Accrued Interest Receivable	-	146.29	116.28	74.95	71.81	79.71
Other Receivables	-	55.65	167.51	100.92	80.11	65.24
Restricted Cash	-	-	-	-	21.52	-
Other Current Assets	-	134.67	90.46	27.37	12.36	14.47
Long-Term Deferred Tax Assets	-	41.49	42.25	50.77	49.58	37.87
Other Real Estate Owned & Foreclosed	5.65	-	-	2.25	4.36	4.22
Other Long-Term Assets	336.95	3.78	5.31	11.02	24.86	24.67
Total Assets	42,462	42,320	41,428	37,323	33,938	31,424
Accounts Payable	-	393.25	438.18	428.89	352.4	333.12
Interest Bearing Deposits	32,453	32,317	31,660	28,624	26,325	24,601
Non-Interest Bearing Deposits	950.16	1,011	1,350	1,352	985.03	750.17
Total Deposits	33,403	33,328	33,010	29,976	27,310	25,351
Short-Term Borrowings	59.43	219.51	405.21	36.07	71.48	43.98
Current Portion of Long-Term Debt	-	951.27	-	-	-	-
Current Income Taxes Payable	-	15.68	4	3.13	9.83	60.5
Accrued Interest Payable	-	344.47	197.49	127.26	175.19	208.55
Other Current Liabilities	32.59	46	54.99	90.54	138.92	41.9
Long-Term Debt	3,739	2,888	3,458	3,015	2,424	2,412
Long-Term Leases	-	93.46	98.8	86.51	94.96	-
Long-Term Unearned Revenue	-	2.6	3.47	4.95	3.68	4.36
Long-Term Deferred Tax Liabilities	-	5.26	6.57	8.6	9.96	4.72
Other Long-Term Liabilities	929.5	5.61	17.53	12.54	14.38	15.77
Total Liabilities	38,163	38,293	37,695	33,789	30,605	28,477
Preferred Stock, Redeemable	250	250	250	250	390	390
Common Stock	1,015	1,008	956.06	809.44	730.85	731.97
Retained Earnings	2,622	2,516	2,317	2,121	1,908	1,785
Comprehensive Income & Other	412.38	252.97	209.77	353.66	302.95	38.57
Total Common Equity	4,049	3,777	3,483	3,284	2,942	2,556
Minority Interest	-	-	-	-	0.86	1.87
Shareholders' Equity	4,299	4,027	3,733	3,534	3,332	2,948
Total Liabilities & Equity	42,462	42,320	41,428	37,323	33,938	31,424
Total Debt	3,798	4,152	3,962	3,138	2,591	2,456
Net Cash (Debt)	-3,505	-3,677	-3,735	-2,926	-2,097	-1,973
Net Cash Per Share	-36.25	-38.28	-40.83	-33.31	-24.05	-22.48
Filing Date Shares Outstanding	96.69	96.43	94.33	89.5	87.1	87.26
Total Common Shares Outstanding	96.67	96.43	94.33	89.39	87.1	87.25
Book Value Per Share	41.89	39.16	36.92	36.74	33.77	29.29
Tangible Book Value	3,668	3,397	3,120	2,917	2,583	2,297
Tangible Book Value Per Share	37.94	35.22	33.08	32.64	29.65	26.32

Source: S&P Capital IQ. Banks template. Financial Sources.