ECN Capital Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	-5.4	-4.14	-1.99	-1.7	-0.53
Non-Interest Income	231.92	173.81	82.9	157.06	105.71
Non-Interest Income Growth	33.43%	109.66%	-47.22%	48.57%	-58.59%
Revenues Before Loan Losses	273.79	229.24	157.06	199.01	126.25
Revenue	273.79	229.24	157.06	199.01	126.25
Revenue Growth (YoY)	19.43%	45.96%	-21.08%	57.63%	-12.11%
Compensation Expenses	95.9	86.31	82.29	74.4	70.94
Selling, General & Admin	46.69	42.68	42.26	41.51	37.67
Other Non-Interest Expenses	44.2	24.6	58.01	22.2	19.94
Total Non-Interest Expense	234.05	213.17	258.71	181.75	149.62
Pretax Income	39.74	16.08	-101.65	17.26	-23.37
Provision for Income Taxes	19.68	8.45	5.13	10.54	-7.41
Net Income	40.71	15.26	-213.55	15.89	969.8
Minority Interest in Earnings	-0.58	0.01	-	-	-
Earnings From Discontinued Operations	-	-	-	9.17	985.77
Net Income to Common	40.71	15.26	-213.55	15.89	969.8
Net Income Growth	166.85%	-	-	-98.36%	-
Shares Outstanding (Basic)	281	281	255	246	244
Shares Outstanding (Diluted)	285	281	255	248	250
Shares Change (YoY)	1.33%	10.25%	2.91%	-1.18%	1.41%
EPS (Basic)	0.05	-	-0.44	0.04	3.92
EPS (Diluted)	0.05	-	-0.44	0.04	3.81
EPS Growth	-	-	-	-98.95%	-
Free Cash Flow	11.4	179.73	-45.44	-898.4	130.21
Free Cash Flow Growth	-93.66%	-	-	-	-
Free Cash Flow Per Share	0.04	0.64	-0.18	-3.63	0.52
Dividends Per Share	0.029	0.028	0.030	0.030	0.071
Dividend Growth	4.94%	-8.22%	2.48%	-58.44%	-9.38%
Profit Margin	7.33%	3.33%	-67.99%	3.38%	-12.65%
FCF Margin	4.16%	78.40%	-28.93%	-451.43%	103.13%
EBITDA	25.08	23.52	20.85	18.52	13.24
EBITDA Margin	9.16%	10.26%	13.28%	9.30%	10.48%
Effective Tax Rate	49.51%	52.53%	-5.04%	61.06%	31.68%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.