First National Financial Corporation (TSX:FN)

First National Financial Ratios and Metrics

Market cap in millions CAD. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Oct 23, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Cap	-	2,419	2,302	2,184	2,492	2,487
Market Cap Growth	-	5.11%	5.38%	-12.37%	0.19%	8.93%
Enterprise Value	-	46,793	41,878	39,569	38,565	37,249
Last Close Price	47.98	40.34	38.38	36.42	41.56	41.48
PE Ratio	-	12.11	9.25	11.21	12.99	13.29
PS Ratio	-	2.86	2.54	2.62	3.26	3.70
PB Ratio	-	3.28	3.12	3.12	4.32	4.36
P/TBV Ratio	3.79	3.28	3.12	3.13	4.32	4.36
P/FCF Ratio	-	-3.15	-20.98	4.40	-5.73	-9.92
P/OCF Ratio	-	-3.17	-22.24	4.29	-6.19	-10.07
EV/Sales Ratio	-	55.39	46.28	47.39	50.46	55.42
EV/EBITDA Ratio	-	1472.13	1421.78	1421.61	1648.99	2014.43
EV/FCF Ratio	-	-60.92	-381.73	79.65	-88.69	-148.61
Debt / Equity Ratio	64.13	59.98	53.51	53.35	62.30	60.73
Debt / EBITDA Ratio	1755.83	1392.96	1340.33	1339.64	1538.26	1874.65
Debt / FCF Ratio	104.92	-57.64	-359.87	75.06	-82.73	-138.30
Net Debt / Equity Ratio	64.13	59.98	53.51	53.35	62.30	60.73
Net Debt / EBITDA Ratio	1755.83	1392.96	1340.33	1339.64	1538.26	1874.65
Net Debt / FCF Ratio	104.92	-57.64	-359.87	75.06	-82.73	-138.30
Asset Turnover	0.02	0.02	0.02	0.02	0.02	0.02
Return on Equity (ROE)	27.78%	27.56%	35.19%	30.98%	33.89%	33.60%
Earnings Yield	-	8.25%	10.81%	8.92%	7.70%	7.52%
FCF Yield	-	-31.75%	-4.77%	22.75%	-17.45%	-10.08%
Dividend Yield	-	7.49%	8.38%	6.59%	8.52%	6.06%
Payout Ratio	91.41%	89.05%	76.30%	72.83%	109.12%	79.18%

Updated Sep 30, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.