First National Financial Corporation (TSX:FN)

First National Financial Statistics

Total Valuation

TSX:FN has a market cap or net worth of CAD 2.26 billion.

Market Cap	2.26B
Enterprise Value	n/a

Important Dates

The last earnings date was Tuesday, April 29, 2025.

Earnings Date	Apr 29, 2025
Ex-Dividend Date	Apr 30, 2025

Share Statistics

TSX:FN has 59.97 million shares outstanding.

Current Share Class	n/a
Shares Outstanding	59.97M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	38.39%
Owned by Institutions (%)	4.28%
Float	17.11M

Valuation Ratios

The trailing PE ratio is 12.97 and the forward PE ratio is 10.81.

PE Ratio	12.97
Forward PE	10.81
PS Ratio	3.47
PB Ratio	3.16
P/TBV Ratio	3.84
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 11.84, with a Debt / Equity ratio of 71.34.

Current Ratio	11.84
Quick Ratio	11.60
Debt / Equity	71.34
Debt / EBITDA	n/a
Debt / FCF	-67.48
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 24.01%.

Return on Equity (ROE)	24.01%
Return on Assets (ROA)	0.36%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	367,260
Profits Per Employee	98,292
Employee Count	1,771
Asset Turnover	0.01
Inventory Turnover	n/a

Taxes

In the past 12 months, TSX:FN has paid 96.19 million in taxes.

Income Tax	96.19M
Effective Tax Rate	26.49%

Stock Price Statistics

The stock price has increased by +3.29% in the last 52 weeks. The beta is 0.67, so TSX:FN's price volatility has been lower than the market average.

Beta (5Y)	0.67
52-Week Price Change	+3.29%
50-Day Moving Average	39.03
200-Day Moving Average	39.73
Relative Strength Index (RSI)	42.49
Average Volume (20 Days)	37,678

Short Selling Information

The latest short interest is 490,298, so 0.82% of the outstanding shares have been sold short.

Short Interest	490,298
Short Previous Month	501,294
Short % of Shares Out	0.82%
Short % of Float	2.87%
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, TSX:FN had revenue of CAD 651.15 million and earned 174.27 million in profits. Earnings per share was 2.91.

Revenue	651.15M
Gross Profit	558.03M
Operating Income	241.78M
Pretax Income	241.78M
Net Income	174.27M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	2.91

Balance Sheet

The company has 2.84 billion in cash and 51.07 billion in debt, giving a net cash position of -48.22 billion or -804.17 per share.

Cash & Cash Equivalents	2.84B
Total Debt	51.07B
Net Cash	-48.22B
Net Cash Per Share	-804.17
Equity (Book Value)	715.86M
Book Value Per Share	10.31
Working Capital	47.68B

Cash Flow

In the last 12 months, operating cash flow was -753.37 million and capital expenditures -3.41 million, giving a free cash flow of -756.78 million.

Operating Cash Flow	-753.37M
Capital Expenditures	-3.41M
Free Cash Flow	-756.78M
FCF Per Share	-12.62

Margins

Gross margin is 85.70%, with operating and profit margins of 37.13% and 27.35%.

Gross Margin	85.70%
Operating Margin	37.13%
Pretax Margin	37.13%
Profit Margin	27.35%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 3.00, which amounts to a dividend yield of 8.01%.

Dividend Per Share	3.00
Dividend Yield	8.01%
Dividend Growth (YoY)	-6.30%
Years of Dividend Growth	n/a
Payout Ratio	102.10%
Buyback Yield	n/a
Shareholder Yield	8.01%
Earnings Yield	7.71%
FCF Yield	-33.47%

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	7