First National Financial Corporation (TSX:FN)

First National Financial Statistics

Total Valuation

TSX:FN has a market cap or net worth of CAD 2.35 billion.

Market Cap	2.35B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Tuesday, April 29, 2025.

Earnings Date	Apr 29, 2025
Ex-Dividend Date	Apr 30, 2025

Share Statistics

TSX:FN has 59.97 million shares outstanding.

Current Share Class	n/a
Shares Outstanding	59.97M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	38.39%
Owned by Institutions (%)	4.32%
Float	17.11M

Valuation Ratios

The trailing PE ratio is 11.80 and the forward PE ratio is 9.97.

PE Ratio	11.80
Forward PE	9.97
PS Ratio	3.45
PB Ratio	3.19
P/TBV Ratio	3.85
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 10.53, with a Debt / Equity ratio of 67.74.

Current Ratio	10.53
Quick Ratio	10.31
Debt / Equity	67.74
Debt / EBITDA	n/a
Debt / FCF	-65.11
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 27.56%.

Return on Equity (ROE)	27.56%
Return on Assets (ROA)	0.42%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	385,722
Profits Per Employee	112,644
Employee Count	1,771
Asset Turnover	0.01
Inventory Turnover	n/a

Taxes

In the past 12 months, TSX:FN has paid 96.19 million in taxes.

Income Tax	96.19M
Effective Tax Rate	26.49%

Stock Price Statistics

The stock price has increased by +4.39% in the last 52 weeks. The beta is 0.90, so TSX:FN's price volatility has been lower than the market average.

Beta (5Y)	0.90
52-Week Price Change	+4.39%
50-Day Moving Average	39.54
200-Day Moving Average	39.57
Relative Strength Index (RSI)	53.31
Average Volume (20 Days)	38,949

Short Selling Information

The latest short interest is 490,298, so 0.82% of the outstanding shares have been sold short.

Short Interest	490,298
Short Previous Month	501,294
Short % of Shares Out	0.82%
Short % of Float	2.87%
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, TSX:FN had revenue of CAD 683.11 million and earned 199.49 million in profits. Earnings per share was 3.33.

Revenue	683.11M
Gross Profit	587.61M
Operating Income	276.65M
Pretax Income	276.65M
Net Income	199.49M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	3.33

Balance Sheet

The company has 2.23 billion in cash and 50.01 billion in debt, giving a net cash position of -47.78 billion or -796.74 per share.

Cash & Cash Equivalents	2.23B
Total Debt	50.01B
Net Cash	-47.78B
Net Cash Per Share	-796.74
Equity (Book Value)	738.21M
Book Value Per Share	10.69
Working Capital	46.21B

Cash Flow

In the last 12 months, operating cash flow was -763.72 million and capital expenditures -4.38 million, giving a free cash flow of -768.10 million.

Operating Cash Flow	-763.72M
Capital Expenditures	-4.38M
Free Cash Flow	-768.10M
FCF Per Share	-12.81

Margins

Gross margin is 86.02%, with operating and profit margins of 40.50% and 29.77%.

Gross Margin	86.02%
Operating Margin	40.50%
Pretax Margin	40.50%
Profit Margin	29.77%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 3.00, which amounts to a dividend yield of 7.64%.

Dividend Per Share	3.00
Dividend Yield	7.64%
Dividend Growth (YoY)	-6.30%
Years of Dividend Growth	n/a
Payout Ratio	89.05%
Buyback Yield	n/a
Shareholder Yield	7.64%
Earnings Yield	8.47%
FCF Yield	-32.63%

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	7