First National Financial Corporation (TSX:FN)

First National Financial Statistics

Total Valuation

Market Cap	n/a
Enterprise Value	n/a

Important Dates

The last earnings date was Wednesday, October 29, 2025.

Earnings Date	Oct 29, 2025
Ex-Dividend Date	n/a

Share Statistics

Current Share Class	n/a
Shares Outstanding	n/a
Shares Change (YoY)	-1.82%
Shares Change (QoQ)	+1.10%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	59.97M

Valuation Ratios

PE Ratio	n/a
Forward PE	n/a
PS Ratio	n/a
PB Ratio	n/a
P/TBV Ratio	n/a
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 17.96, with a Debt / Equity ratio of 69.03.

Current Ratio	17.96
Quick Ratio	17.61
Debt / Equity	69.03
Debt / EBITDA	n/a
Debt / FCF	112.93
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 27.73%.

Return on Equity (ROE)	27.73%
Return on Assets (ROA)	0.40%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	412,241
Profits Per Employee	109,637
Employee Count	1,771
Asset Turnover	0.01
Inventory Turnover	n/a

Taxes

In the past 12 months, TSX:FN has paid 74.37 million in taxes.

Income Tax	74.37M
Effective Tax Rate	26.34%

Stock Price Statistics

The stock price has increased by +19.92% in the last 52 weeks. The beta is 0.60, so TSX:FN's price volatility has been lower than the market average.

Beta (5Y)	0.60
52-Week Price Change	+19.92%
50-Day Moving Average	48.10
200-Day Moving Average	42.42
Relative Strength Index (RSI)	51.52
Average Volume (20 Days)	81,142

Short Selling Information

The latest short interest is 490,298, so 0.82% of the outstanding shares have been sold short.

Short Interest	490,298
Short Previous Month	501,294
Short % of Shares Out	0.82%
Short % of Float	2.87%
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, TSX:FN had revenue of CAD 767.18 million and earned 204.04 million in profits. Earnings per share was 3.41.

Revenue	767.18M
Gross Profit	611.66M
Operating Income	282.30M
Pretax Income	282.30M
Net Income	204.04M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	3.41

Balance Sheet

The company has 1.75 billion in cash and 52.36 billion in debt, giving a net cash position of -50.61 billion.

Cash & Cash Equivalents	1.75B
Total Debt	52.36B
Net Cash	-50.61B
Net Cash Per Share	n/a
Equity (Book Value)	758.52M
Book Value Per Share	10.90
Working Capital	50.55B

Cash Flow

In the last 12 months, operating cash flow was 464.45 million and capital expenditures -793,000, giving a free cash flow of 463.66 million.

Operating Cash Flow	464.45M
Capital Expenditures	-793,000
Free Cash Flow	463.66M
FCF Per Share	n/a

Margins

Gross margin is 79.73%, with operating and profit margins of 36.80% and 27.10%.

Gross Margin	79.73%
Operating Margin	36.80%
Pretax Margin	36.80%
Profit Margin	27.10%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	60.44%

Dividends & Yields

TSX:FN does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	88.04%
Buyback Yield	1.82%
Shareholder Yield	1.82%
Earnings Yield	n/a
FCF Yield	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	6