First National Financial Corporation (TSX: FN)

First National Financial Statistics

Total Valuation

First National Financial has a market cap or net worth of CAD 2.62 billion.

Market Cap	2.62B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Friday, February 28, 2025.

Earnings Date	Feb 28, 2025
Ex-Dividend Date	Nov 29, 2024

Share Statistics

First National Financial has 59.97 million shares outstanding.

Current Share Class	n/a
Shares Outstanding	59.97M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	38.39%
Owned by Institutions (%)	4.29%
Float	17.11M

Valuation Ratios

The trailing PE ratio is 14.51 and the forward PE ratio is 11.61.

PE Ratio	14.51
Forward PE	11.61
PS Ratio	4.10
PB Ratio	4.07
P/TBV Ratio	4.27
P/FCF Ratio	3.88
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 13.53, with a Debt / Equity ratio of 66.52.

Current Ratio	13.53
Quick Ratio	13.24
Debt / Equity	66.52
Debt / EBITDA	n/a
Debt / FCF	72.90
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 23.91%.

Return on Equity (ROE)	23.91%
Return on Assets (ROA)	0.39%
Return on Capital (ROIC)	n/a
Revenue Per Employee	366,353
Profits Per Employee	103,528
Employee Count	1,624
Asset Turnover	0.01
Inventory Turnover	n/a

Taxes

In the past 12 months, First National Financial has paid 96.19 million in taxes.

Income Tax	96.19M
Effective Tax Rate	26.49%

Stock Price Statistics

The stock price has increased by +15.48% in the last 52 weeks. The beta is 1.04, so First National Financial's price volatility has been similar to the market average.

Beta (5Y)	1.04
52-Week Price Change	+15.48%
50-Day Moving Average	41.26
200-Day Moving Average	38.20
Relative Strength Index (RSI)	59.22
Average Volume (20 Days)	33,800

Short Selling Information

The latest short interest is 490,298, so 0.82% of the outstanding shares have been sold short.

Short Interest	490,298
Short Previous Month	501,294
Short % of Shares Out	0.82%
Short % of Float	2.87%
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, First National Financial had revenue of CAD 639.29 million and earned 180.66 million in profits. Earnings per share was 3.01.

Revenue	639.29M
Gross Profit	550.02M
Operating Income	250.97M
Pretax Income	250.97M
Net Income	180.66M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	3.01

Balance Sheet

The company has 2.49 billion in cash and 49.30 billion in debt, giving a net cash position of -46.81 billion or -780.58 per share.

Cash & Cash Equivalents	2.49B
Total Debt	49.30B
Net Cash	-46.81B
Net Cash Per Share	-780.58
Equity (Book Value)	741.19M
Book Value Per Share	10.74
Working Capital	46.63B

Cash Flow

In the last 12 months, operating cash flow was 684.71 million and capital expenditures -8.44 million, giving a free cash flow of 676.27 million.

Operating Cash Flow	684.71M
Capital Expenditures	-8.44M
Free Cash Flow	676.27M
FCF Per Share	11.28

Margins

Gross margin is 86.04%, with operating and profit margins of 39.26% and 28.88%.

Gross Margin	86.04%
Operating Margin	39.26%
Pretax Margin	39.26%
Profit Margin	28.88%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	105.79%

Dividends & Yields

This stock pays an annual dividend of 2.45, which amounts to a dividend yield of 5.61%.

Dividend Per Share	2.45
Dividend Yield	5.61%
Dividend Growth (YoY)	-6.34%
Years of Dividend Growth	1
Payout Ratio	105.81%
Buyback Yield	n/a
Shareholder Yield	5.61%
Earnings Yield	6.89%
FCF Yield	25.80%

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	7