Solution Financial Inc. (TSX:SFI)

Solution Financial Statistics

Total Valuation

TSX:SFI has a market cap or net worth of CAD 23.24 million. The enterprise value is 42.69 million.

Market Cap	23.24M
Enterprise Value	42.69M

Important Dates

The last earnings date was Friday, January 30, 2026.

Earnings Date	Jan 30, 2026
Ex-Dividend Date	Nov 28, 2025

Share Statistics

TSX:SFI has 84.51 million shares outstanding. The number of shares has decreased by -1.11% in one year.

Current Share Class	84.51M
Shares Outstanding	84.51M
Shares Change (YoY)	-1.11%
Shares Change (QoQ)	-0.65%
Owned by Insiders (%)	66.27%
Owned by Institutions (%)	0.85%
Float	28.50M

Valuation Ratios

The trailing PE ratio is 85.99.

PE Ratio	85.99
Forward PE	n/a
PS Ratio	2.19
PB Ratio	1.89
P/TBV Ratio	1.90
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 30.68, with an EV/FCF ratio of -8.73.

EV / Earnings	155.88
EV / Sales	4.03
EV / EBITDA	30.68
EV / EBIT	32.38
EV / FCF	-8.73

Financial Position

The company has a current ratio of 0.99, with a Debt / Equity ratio of 1.75.

Current Ratio	0.99
Quick Ratio	0.83
Debt / Equity	1.75
Debt / EBITDA	15.41
Debt / FCF	-4.38
Interest Coverage	1.10

Financial Efficiency

Return on equity (ROE) is 2.19% and return on invested capital (ROIC) is 4.18%.

Return on Equity (ROE)	2.19%
Return on Assets (ROA)	2.39%
Return on Invested Capital (ROIC)	4.18%
Return on Capital Employed (ROCE)	5.75%
Weighted Average Cost of Capital (WACC)	5.01%
Revenue Per Employee	662,915
Profits Per Employee	17,117
Employee Count	14
Asset Turnover	0.31
Inventory Turnover	13.26

Taxes

Income Tax	-111,000
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has decreased by -1.79% in the last 52 weeks. The beta is 0.23, so TSX:SFI's price volatility has been lower than the market average.

Beta (5Y)	0.23
52-Week Price Change	-1.79%
50-Day Moving Average	0.28
200-Day Moving Average	0.28
Relative Strength Index (RSI)	43.28
Average Volume (20 Days)	13,581

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, TSX:SFI had revenue of CAD 10.61 million and earned 273,872 in profits. Earnings per share was 0.00.

Revenue	10.61M
Gross Profit	4.05M
Operating Income	1.32M
Pretax Income	162,872
Net Income	273,872
EBITDA	1.33M
EBIT	1.32M
Earnings Per Share (EPS)	0.00

Balance Sheet

The company has 1.99 million in cash and 21.44 million in debt, with a net cash position of -19.45 million or -0.23 per share.

Cash & Cash Equivalents	1.99M
Total Debt	21.44M
Net Cash	-19.45M
Net Cash Per Share	-0.23
Equity (Book Value)	12.27M
Book Value Per Share	0.14
Working Capital	-128,935

Cash Flow

In the last 12 months, operating cash flow was -4.85 million and capital expenditures -42,439, giving a free cash flow of -4.89 million.

Operating Cash Flow	-4.85M
Capital Expenditures	-42,439
Free Cash Flow	-4.89M
FCF Per Share	-0.06

Margins

Gross margin is 38.17%, with operating and profit margins of 12.43% and 2.58%.

Gross Margin	38.17%
Operating Margin	12.43%
Pretax Margin	1.54%
Profit Margin	2.58%
EBITDA Margin	12.55%
EBIT Margin	12.43%
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.00, which amounts to a dividend yield of 1.45%.

Dividend Per Share	0.00
Dividend Yield	1.45%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	125.08%
Buyback Yield	1.11%
Shareholder Yield	2.56%
Earnings Yield	1.18%
FCF Yield	-21.05%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

TSX:SFI has an Altman Z-Score of 1.05 and a Piotroski F-Score of 3. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score	1.05
Piotroski F-Score	3