Fintech Select Ltd. (TSXV:FTEC)

Fintech Select Income Statement

Financials in millions CAD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Revenue	2.96	4	3.82	2.59	2.77	2.88
Revenue Growth (YoY)	-26.64%	4.55%	47.70%	-6.62%	-3.93%	-11.93%
Cost of Revenue	0.14	0.23	0.22	0.19	0.24	0.35
Gross Profit	2.82	3.77	3.6	2.4	2.53	2.53
Selling, General & Admin	3.18	3.32	3.26	2.87	2.47	2.01
Depreciation & Amortization Expenses	0.01	0.02	0.08	0.12	0.13	0.16
Total Operating Expenses	3.2	3.34	3.34	2.99	2.6	2.16
Operating Income	-0.38	0.43	0.26	-0.59	-0.07	0.37
Interest Expense	-	-	-0.01	-0.01	-0.03	-0.04
Other Non-Operating Income (Expense)	0.05	-0.06	0.13	1.75	0.02	0.11
Total Non-Operating Income (Expense)	0.05	-0.06	0.12	1.73	-0.01	0.07
Pretax Income	-0.33	0.37	0.38	1.14	-0.08	0.44
Net Income	-0.35	0.49	0.23	-0.58	-0.11	0.31
Net Income to Common	-0.35	0.49	0.23	-0.58	-0.11	0.31
Net Income Growth	-	116.58%	-	-	-	-
Shares Outstanding (Basic)	80	80	80	80	72	71
Shares Outstanding (Diluted)	80	80	80	80	72	72
Shares Change (YoY)	-	-	0.66%	9.85%	-0.04%	3.24%
EPS (Basic)	-0.00	0.01	0.00	0.01	-0.00	0.01
EPS (Diluted)	-0.00	0.01	0.00	0.01	-0.00	0.01
EPS Growth	-	50.00%	-73.33%	-	-	-
Free Cash Flow	-0.28	0.18	0.43	-0.25	0.12	0.11
Free Cash Flow Growth	-	-59.11%	-	-	7.12%	-4.72%
Free Cash Flow Per Share	-0.00	0.00	0.01	-0.00	0.00	0.00
Gross Margin	95.25%	94.35%	94.26%	92.77%	91.22%	87.84%
Operating Margin	-12.88%	10.78%	6.77%	-22.84%	-2.45%	12.83%
Profit Margin	-11.06%	9.31%	9.97%	44.13%	-2.83%	15.31%
FCF Margin	-9.42%	4.43%	11.32%	-9.62%	4.40%	3.94%
EBITDA	-0.37	0.45	0.34	-0.47	0.06	0.53
EBITDA Margin	-12.37%	11.22%	8.84%	-18.01%	2.14%	18.24%
EBIT	-0.38	0.43	0.26	-0.59	-0.07	0.37
EBIT Margin	-12.88%	10.78%	6.77%	-22.84%	-2.45%	12.83%

Updated Sep 30, 2025. Data Source: Fiscal.ai. Standard template. Financial Sources.