Bank of Baroda (Uganda) Income Statement

Financials in millions UGX. Fiscal year is January - December.

Millions UGX. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	176,477	312,745	263,042	227,666	185,040
Interest Income on Investments	176,170	-	-	-	-
Total Interest Income	352,647	312,745	263,042	227,666	185,040
Interest Paid on Deposits	119,387	115,978	85,177	56,305	53,868
Interest Paid on Borrowings	1,492	379.5	403.35	442.02	-
Total Interest Expense	120,879	116,358	85,580	56,747	53,868
Net Interest Income	231,768	196,387	177,462	170,920	131,172
Net Interest Income Growth (YoY)	18.02%	10.66%	3.83%	30.30%	17.16%
Gain (Loss) on Sale of Assets	-	-102.94	27.75	-28.08	1.2
Gain (Loss) on Sale of Investments	-	448.31	3,052	2,552	-9,558
Other Non-Interest Income	26,911	17,720	15,585	23,097	22,399
Total Non-Interest Income	26,911	18,065	18,665	25,621	12,842
Non-Interest Income Growth (YoY)	48.97%	-3.21%	-27.15%	99.51%	-44.99%
Revenues Before Loan Losses	258,680	214,453	196,127	196,540	144,014
Provision for Loan Losses	2,837	-7,209	-5,114	2,622	-13,701
Revenue	255,842	221,662	201,241	193,918	157,715
Revenue Growth (YoY)	15.42%	10.15%	3.78%	22.96%	13.80%
Salaries and Employee Benefits	-	24,766	20,532	18,831	22,822
Occupancy Expenses	-	6,138	5,300	3,703	3,775
Selling, General & Administrative	731.41	9,292	10,171	8,323	6,900
Other Non-Interest Expense	51,206	8,721	11,399	6,098	6,439
Total Non-Interest Expense	51,938	49,018	47,492	37,002	39,986
EBT Excluding Unusual Items	203,905	172,644	153,748	156,917	117,729
Pretax Income	203,905	172,644	153,748	156,917	117,729
Income Tax Expense	47,069	38,691	37,382	34,732	27,498
Earnings From Continuing Operations	156,836	133,953	116,366	122,185	90,232
Earnings From Discontinued Operations	-	-	-	10.95	-182.93
Net Income	156,836	133,953	116,366	122,196	90,049
Net Income to Common	156,836	133,953	116,366	122,196	90,049
Net Income Growth	17.08%	15.11%	-4.77%	35.70%	8.08%
Basic Shares Outstanding	14,994	15,000	15,000	15,000	15,000
Diluted Shares Outstanding	14,994	15,000	15,000	15,000	15,000
Shares Change (YoY)	-0.04%	-	-	-	4.86%
EPS (Basic)	10.46	8.93	7.76	8.15	6.00
EPS (Diluted)	10.46	8.93	7.76	8.15	6.00
EPS Growth	17.13%	15.11%	-4.77%	35.70%	3.07%
Dividend Per Share	-	4.000	2.000	2.000	1.667
Dividend Growth	-	100.00%	-	20.00%	-
Effective Tax Rate	23.08%	22.41%	24.31%	22.13%	23.36%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.