dfcu Limited Balance Sheet

Financials in millions UGX. Fiscal year is January - December.

Millions UGX. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	468,076	414,072	574,521	472,559	542,866
Investment Securities	1,276,704	1,317,284	974,702	935,860	632,655
Trading Asset Securities	158,042	75,788	18,516	47,324	7,347
Total Investments	1,434,746	1,393,072	993,218	983,184	640,002
Gross Loans	1,265,799	1,157,571	1,169,285	1,432,384	1,756,496
Allowance for Loan Losses	-	-20,746	-40,247	-62,683	-177,258
Other Adjustments to Gross Loans	-	-4,626	-3,222	-8,256	-70,828
Net Loans	1,265,799	1,132,199	1,125,816	1,361,445	1,508,410
Property, Plant & Equipment	85,750	80,362	83,208	77,110	91,035
Goodwill	-	463	463	463	463
Other Intangible Assets	45,369	35,685	26,679	24,715	30,579
Investments in Real Estate	18,584	18,849	19,295	19,784	18,795
Other Receivables	247,522	-	-	8,414	6,524
Restricted Cash	-	232,060	210,820	226,510	203,460
Other Current Assets	-	832	29,089	34,464	30,844
Long-Term Deferred Tax Assets	113,343	87,859	65,226	33,411	26,336
Other Long-Term Assets	36,794	33,619	29,791	998	37,418
Total Assets	3,715,983	3,429,072	3,158,126	3,243,057	3,136,732
Accrued Expenses	-	31,453	19,530	18,447	20,408
Interest Bearing Deposits	2,714,571	1,303,793	1,169,932	1,201,037	1,135,605
Non-Interest Bearing Deposits	-	1,172,744	1,183,673	1,218,068	1,146,600
Total Deposits	2,714,571	2,476,537	2,353,605	2,419,105	2,282,205
Short-Term Borrowings	792	457	273	240	308
Current Portion of Long-Term Debt	-	52,847	39,195	61,484	91,998
Current Portion of Leases	-	-	-	-	27,297
Current Income Taxes Payable	5,512	4,685	542	1,550	-
Other Current Liabilities	-	165	220	187	466
Long-Term Debt	140,140	97,828	46,135	63,398	99,809
Long-Term Leases	-	25,302	25,850	24,209	2,177
Long-Term Unearned Revenue	-	328	449	331	256
Long-Term Deferred Tax Liabilities	1,035	-	-	-	-
Other Long-Term Liabilities	86,097	35,217	28,294	21,573	17,782
Total Liabilities	2,948,147	2,724,819	2,514,093	2,610,524	2,542,706
Common Stock	14,963	14,963	14,963	14,963	14,963
Additional Paid-In Capital	185,683	185,683	185,683	185,683	185,683
Retained Earnings	567,433	507,466	442,187	419,596	390,120
Comprehensive Income & Other	-243	-3,859	1,200	12,291	3,260
Shareholders' Equity	767,836	704,253	644,033	632,533	594,026
Total Liabilities & Equity	3,715,983	3,429,072	3,158,126	3,243,057	3,136,732
Total Debt	140,932	176,434	111,453	149,331	221,589
Net Cash (Debt)	485,186	313,426	481,584	370,552	328,624
Net Cash Growth	54.80%	-34.92%	29.96%	12.76%	-18.20%
Net Cash Per Share	648.52	418.94	643.70	495.30	439.25
Filing Date Shares Outstanding	748.15	748.14	748.14	748.14	748.14
Total Common Shares Outstanding	748.15	748.14	748.14	748.14	748.14
Book Value Per Share	1026.31	941.33	860.84	845.47	794.00
Tangible Book Value	722,467	668,105	616,891	607,355	562,984
Tangible Book Value Per Share	965.67	893.02	824.56	811.82	752.51

Source: S&P Global Market Intelligence. Banks template. Financial Sources.