dfcu Limited Balance Sheet

Financials in millions UGX. Fiscal year is January - December.

Millions UGX. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	414,072	414,072	574,521	472,559	542,866	597,841
Investment Securities	-	1,317,284	974,702	935,860	632,655	636,548
Trading Asset Securities	-	75,788	18,516	47,324	7,347	58,357
Total Investments	-	1,393,072	993,218	983,184	640,002	694,905
Gross Loans	1,195,398	1,157,571	1,169,285	1,432,384	1,756,496	1,846,817
Allowance for Loan Losses	-	-20,746	-40,247	-62,683	-177,258	-62,866
Other Adjustments to Gross Loans	-	-4,626	-3,222	-8,256	-70,828	-8,635
Net Loans	1,195,398	1,132,199	1,125,816	1,361,445	1,508,410	1,775,316
Property, Plant & Equipment	-	80,362	83,208	77,110	91,035	107,208
Goodwill	-	463	463	463	463	463
Other Intangible Assets	-	35,685	26,679	24,715	30,579	36,218
Investments in Real Estate	-	18,849	19,295	19,784	18,795	19,242
Other Receivables	-	-	-	8,414	6,524	6,500
Restricted Cash	-	232,060	210,820	226,510	203,460	204,350
Other Current Assets	1,637,555	832	29,089	34,464	30,844	40,598
Long-Term Deferred Tax Assets	-	87,859	65,226	33,411	26,336	12,688
Other Long-Term Assets	287,641	33,619	29,791	998	37,418	3,248
Total Assets	3,534,666	3,429,072	3,158,126	3,243,057	3,136,732	3,498,577
Accrued Expenses	-	31,453	19,530	18,447	20,408	18,373
Interest Bearing Deposits	2,457,242	1,303,793	1,169,932	1,201,037	1,135,605	1,397,396
Non-Interest Bearing Deposits	-	1,172,744	1,183,673	1,218,068	1,146,600	1,208,919
Total Deposits	2,457,242	2,476,537	2,353,605	2,419,105	2,282,205	2,606,315
Short-Term Borrowings	-	457	273	240	308	97
Current Portion of Long-Term Debt	-	52,847	39,195	61,484	91,998	56,949
Current Portion of Leases	-	-	-	-	27,297	-
Current Income Taxes Payable	-	4,685	542	1,550	-	1,773
Other Current Liabilities	-	165	220	187	466	279
Long-Term Debt	254,864	97,828	46,135	63,398	99,809	161,463
Long-Term Leases	-	25,302	25,850	24,209	2,177	35,929
Long-Term Unearned Revenue	-	328	449	331	256	621
Other Long-Term Liabilities	82,705	35,217	28,294	21,573	17,782	23,866
Total Liabilities	2,794,811	2,724,819	2,514,093	2,610,524	2,542,706	2,905,665
Common Stock	14,963	14,963	14,963	14,963	14,963	14,963
Additional Paid-In Capital	185,683	185,683	185,683	185,683	185,683	185,683
Retained Earnings	542,015	507,466	442,187	419,596	390,120	393,808
Comprehensive Income & Other	-2,806	-3,859	1,200	12,291	3,260	-1,542
Shareholders' Equity	739,855	704,253	644,033	632,533	594,026	592,912
Total Liabilities & Equity	3,534,666	3,429,072	3,158,126	3,243,057	3,136,732	3,498,577
Total Debt	254,864	176,434	111,453	149,331	221,589	254,438
Net Cash (Debt)	159,208	313,426	481,584	370,552	328,624	401,760
Net Cash Growth	-71.23%	-34.92%	29.96%	12.76%	-18.20%	497.96%
Net Cash Per Share	212.80	418.94	643.70	495.30	439.25	537.01
Filing Date Shares Outstanding	748.14	748.14	748.14	748.14	748.14	748.14
Total Common Shares Outstanding	748.14	748.14	748.14	748.14	748.14	748.14
Book Value Per Share	988.93	941.33	860.84	845.47	794.00	792.51
Tangible Book Value	739,855	668,105	616,891	607,355	562,984	556,231
Tangible Book Value Per Share	988.93	893.02	824.56	811.82	752.51	743.48

Source: S&P Global Market Intelligence. Banks template. Financial Sources.