dfcu Limited Cash Flow Statement

Financials in millions UGX. Fiscal year is January - December.

Millions UGX. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	64,224	72,087	28,720	29,476	9,312	24,077
Depreciation & Amortization	19,407	19,407	16,934	16,224	25,359	29,665
Other Amortization	6,122	6,122	6,910	8,829	8,107	6,380
Gain (Loss) on Sale of Assets	-120	-120	-128	-76	261	-
Gain (Loss) on Sale of Investments	4,646	4,646	3,475	5,061	30,880	-
Total Asset Writedown	30	30	-17	-764	-262	-
Provision for Credit Losses	-16,024	-16,024	83,593	88,002	148,641	-
Change in Other Net Operating Assets	-122,696	-267,728	252,531	-22,930	205,447	-338,297
Other Operating Activities	-220,269	-49,697	-125,111	-220,901	-96,340	90,765
Operating Cash Flow	-264,680	-231,277	266,907	-97,079	331,405	-187,410
Capital Expenditures	-18,263	-16,332	-25,041	-3,095	-7,069	-20,813
Sale of Property, Plant and Equipment	190	261	464	129	473	297
Investment in Securities	6,261	826	1,375	-	-	-
Purchase / Sale of Intangibles	-17,852	-15,611	-8,874	-3,264	-6,387	-12,644
Other Investing Activities	424	353	729	-	-	-
Investing Cash Flow	-29,240	-30,503	-31,347	-6,785	-12,997	-33,305
Long-Term Debt Issued	-	78,651	12,844	1,952	60,714	19,645
Long-Term Debt Repaid	-	-8,845	-48,145	-93,020	-108,249	-105,626
Net Debt Issued (Repaid)	173,185	69,806	-35,301	-91,068	-47,535	-85,981
Common Dividends Paid	-6,808	-6,808	-6,129	-	-13,000	-
Net Increase (Decrease) in Deposit Accounts	37,709	37,709	-92,021	128,388	-313,142	556,311
Other Financing Activities	-	-	-	-3,253	-	-
Financing Cash Flow	204,086	100,707	-133,451	34,067	-373,677	470,330
Foreign Exchange Rate Adjustments	624	624	-147	-510	-	-
Net Cash Flow	-88,655	-160,449	101,962	-70,307	-54,975	250,133
Free Cash Flow	-282,943	-247,609	241,866	-100,174	324,336	-208,223
Free Cash Flow Margin	-73.58%	-66.57%	89.22%	-37.97%	171.24%	-93.32%
Free Cash Flow Per Share	-378.19	-330.96	323.29	-133.90	433.52	-278.32
Cash Interest Paid	131,806	85,101	95,357	79,169	89,101	108,243
Cash Income Tax Paid	39,459	23,498	22,428	14,825	14,377	17,977

Source: S&P Global Market Intelligence. Banks template. Financial Sources.