Equity Group Holdings Plc (UGSE:EBL)

Financials in millions KES. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	63,181	246,801	193,738	147,802	190,365	226,912
Investment Securities	733,564	486,080	487,972	388,528	390,859	216,924
Trading Asset Securities	-	26,086	12,666	6,329	3,555	922
Total Investments	733,564	512,166	500,638	394,857	394,414	217,846
Gross Loans	804,692	897,120	962,989	761,531	638,584	530,090
Allowance for Loan Losses	-	-74,788	-70,073	-50,190	-46,442	-48,004
Other Adjustments to Gross Loans	-	-3,096	-5,536	-4,753	-4,367	-4,239
Net Loans	804,692	819,236	887,380	706,588	587,775	477,847
Property, Plant & Equipment	23,891	33,168	34,584	27,072	23,290	21,994
Goodwill	-	3,049	3,170	2,213	2,065	1,970
Other Intangible Assets	13,272	15,597	15,998	12,528	10,738	9,621
Investments in Real Estate	6,050	6,087	7,497	6,115	5,581	5,576
Other Receivables	1,490	10,835	8,494	6,317	3,620	4,366
Restricted Cash	22,282	97,808	95,515	84,567	52,417	20,181
Other Current Assets	-	22,727	30,968	30,222	19,709	15,573
Long-Term Deferred Tax Assets	33,899	35,497	41,830	27,244	14,940	13,207
Other Long-Term Assets	46,860	1,655	1,623	1,485	-	-
Total Assets	1,749,180	1,804,626	1,821,435	1,447,010	1,304,914	1,015,093
Accounts Payable	-	8,709	14,996	9,901	14,813	7,773
Accrued Expenses	-	8,046	8,091	6,445	5,520	6,256
Interest Bearing Deposits	1,324,472	565,841	615,634	432,245	345,500	336,881
Non-Interest Bearing Deposits	-	835,546	742,594	619,917	613,477	403,920
Total Deposits	1,324,472	1,401,387	1,358,228	1,052,162	958,977	740,801
Short-Term Borrowings	-	6,711	27,341	3,005	4,744	10,688
Current Portion of Long-Term Debt	-	1,822	1,256	18,557	14,619	13,091
Current Portion of Leases	-	3,212	1,966	2,342	3,017	1,990
Current Income Taxes Payable	1,929	619	5,036	1,830	925	1,641
Other Current Liabilities	-	41,696	41,381	14,854	3,042	8,778
Long-Term Debt	71,241	64,000	121,998	135,980	108,977	73,369
Long-Term Leases	-	7,919	7,625	6,785	5,883	4,698
Long-Term Unearned Revenue	-	8,179	10,292	6,505	5,966	3,623
Pension & Post-Retirement Benefits	2,005	2,163	2,262	1,856	1,269	2,405
Long-Term Deferred Tax Liabilities	3,605	3,295	2,828	1,642	971	1,339
Other Long-Term Liabilities	81,256	-	-	2,935	-	-
Total Liabilities	1,484,508	1,557,758	1,603,300	1,264,799	1,128,723	876,452
Common Stock	1,887	1,887	1,887	1,887	1,887	1,887
Additional Paid-In Capital	15,325	15,325	15,325	15,325	15,325	15,325
Retained Earnings	264,290	249,491	218,037	191,155	158,274	119,344
Comprehensive Income & Other	-30,198	-32,662	-27,456	-32,172	-6,318	-4,380
Total Common Equity	251,304	234,041	207,793	176,195	169,168	132,176
Minority Interest	13,368	12,827	10,342	6,016	7,023	6,465
Shareholders' Equity	264,672	246,868	218,135	182,211	176,191	138,641
Total Liabilities & Equity	1,749,180	1,804,626	1,821,435	1,447,010	1,304,914	1,015,093
Total Debt	71,241	83,664	160,186	166,669	137,240	103,836
Net Cash (Debt)	177,227	189,223	46,218	-12,538	56,680	123,998
Net Cash Growth	31.04%	309.41%	-	-	-54.29%	1542.58%
Net Cash Per Share	46.95	50.14	12.25	-3.32	15.02	32.86
Filing Date Shares Outstanding	3,776	3,774	3,774	3,774	3,774	3,774
Total Common Shares Outstanding	3,776	3,774	3,774	3,774	3,774	3,774
Book Value Per Share	66.56	62.02	55.06	46.69	44.83	35.03
Tangible Book Value	238,032	215,395	188,625	161,454	156,365	120,585
Tangible Book Value Per Share	63.04	57.08	49.98	42.78	41.44	31.95

Updated Nov 11, 2024. Source: S&P Global Market Intelligence. Banks template. Financial Sources.