Equity Group Holdings Plc (UGSE: EBL)

Equity Group Holdings Balance Sheet

Financials in millions KES. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	75,858	193,738	147,802	190,365	226,912	70,780
Investment Securities	604,843	487,972	388,528	390,859	216,924	171,701
Trading Asset Securities	-	12,666	6,329	3,555	922	979
Total Investments	604,843	500,638	394,857	394,414	217,846	172,680
Gross Loans	845,919	962,989	761,531	638,584	530,090	390,175
Allowance for Loan Losses	-	-70,073	-50,190	-46,442	-48,004	-22,735
Other Adjustments to Gross Loans	-	-5,536	-4,753	-4,367	-4,239	-1,000
Net Loans	845,919	887,380	706,588	587,775	477,847	366,440
Property, Plant & Equipment	22,455	34,584	27,072	23,290	21,994	18,373
Goodwill	-	3,170	2,213	2,065	1,970	3,103
Other Intangible Assets	14,723	15,998	12,528	10,738	9,621	7,244
Investments in Real Estate	7,235	7,497	6,115	5,581	5,576	-
Other Receivables	1,370	8,494	6,317	3,620	4,366	3,006
Restricted Cash	27,162	95,515	84,567	52,417	20,181	15,654
Other Current Assets	-	30,968	30,222	19,709	15,573	9,910
Long-Term Deferred Tax Assets	43,033	41,830	27,244	14,940	13,207	6,492
Other Long-Term Assets	48,557	1,623	1,485	-	-	-
Total Assets	1,691,154	1,821,435	1,447,010	1,304,914	1,015,093	673,682
Accounts Payable	-	14,996	9,901	14,813	7,773	2,796
Accrued Expenses	-	8,091	6,445	5,520	6,256	3,281
Interest Bearing Deposits	1,285,804	615,634	432,245	345,500	336,881	274,266
Non-Interest Bearing Deposits	-	742,594	619,917	613,477	403,920	208,486
Total Deposits	1,285,804	1,358,228	1,052,162	958,977	740,801	482,752
Short-Term Borrowings	-	27,341	3,005	4,744	10,688	6,459
Current Portion of Long-Term Debt	-	1,256	18,557	14,619	13,091	7,078
Current Portion of Leases	-	1,966	2,342	3,017	1,990	1,312
Current Income Taxes Payable	5,124	5,036	1,830	925	1,641	1,928
Other Current Liabilities	-	24,478	14,854	3,042	8,778	3,387
Long-Term Debt	136,803	121,998	135,980	108,977	73,369	43,177
Long-Term Leases	-	7,625	6,785	5,883	4,698	6,184
Long-Term Unearned Revenue	-	10,292	6,505	5,966	3,623	3,401
Pension & Post-Retirement Benefits	2,046	2,262	1,856	1,269	2,405	-
Long-Term Deferred Tax Liabilities	2,234	2,828	1,642	971	1,339	150
Other Long-Term Liabilities	65,934	16,903	2,935	-	-	-
Total Liabilities	1,497,945	1,603,300	1,264,799	1,128,723	876,452	561,905
Common Stock	1,887	1,887	1,887	1,887	1,887	1,887
Additional Paid-In Capital	15,325	15,325	15,325	15,325	15,325	16,063
Retained Earnings	210,650	218,037	191,155	158,274	119,344	99,889
Comprehensive Income & Other	-43,940	-27,456	-32,172	-6,318	-4,380	-7,120
Total Common Equity	183,922	207,793	176,195	169,168	132,176	110,719
Minority Interest	9,287	10,342	6,016	7,023	6,465	1,058
Shareholders' Equity	193,209	218,135	182,211	176,191	138,641	111,777
Total Liabilities & Equity	1,691,154	1,821,435	1,447,010	1,304,914	1,015,093	673,682
Total Debt	136,803	160,186	166,669	137,240	103,836	64,210
Net Cash (Debt)	98,721	46,218	-12,538	56,680	123,998	7,549
Net Cash Growth	0%	-	-	-54.29%	1542.58%	-51.91%
Net Cash Per Share	26.15	12.25	-3.32	15.02	32.86	2.00
Filing Date Shares Outstanding	3,772	3,774	3,774	3,774	3,774	3,774
Total Common Shares Outstanding	3,772	3,774	3,774	3,774	3,774	3,774
Book Value Per Share	48.76	55.06	46.69	44.83	35.03	29.34
Tangible Book Value	169,199	188,625	161,454	156,365	120,585	100,372
Tangible Book Value Per Share	44.85	49.98	42.78	41.44	31.95	26.60

Source: S&P Capital IQ. Banks template. Financial Sources.