Banca Generali S.p.A. (VIE:BGN)

Banca Generali Income Statement

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	437.21	482.91	434.24	159.41	92.22	95.86
Interest Income on Investments	22.78	1.31	1.22	1.15	1.08	2.33
Total Interest Income	459.99	484.22	435.46	160.55	93.3	98.19
Interest Paid on Deposits	141.23	165.8	129.84	22.24	8.88	6.21
Net Interest Income	323.85	318.42	305.62	138.31	84.42	91.97
Net Interest Income Growth (YoY)	2.85%	4.19%	120.96%	63.84%	-8.21%	19.59%
Income From Trading Activities	8.15	8.15	3.94	3.56	-73.43	6.05
Gain (Loss) on Sale of Investments	2.51	3.11	5.36	-26.1	2.34	-4.85
Other Non-Interest Income	652.4	658.01	482.91	492.25	690.84	521.91
Total Non-Interest Income	672.03	678.24	497.54	512.13	635.44	540.55
Non-Interest Income Growth (YoY)	7.92%	36.32%	-2.85%	-19.41%	17.55%	5.09%
Revenues Before Loan Losses	995.88	996.66	803.15	650.44	719.85	632.52
Provision for Loan Losses	3.56	-2.03	0.69	7.92	2.27	0.78
Revenue	992.32	998.69	802.46	642.53	717.59	631.74
Revenue Growth (YoY)	5.70%	24.45%	24.89%	-10.46%	13.59%	7.87%
Salaries and Employee Benefits	150.37	129.41	120.29	111.9	105.07	101.93
Occupancy Expenses	27.77	24.08	23.87	22.45	21.95	21.51
Amortization of Goodwill & Intangibles	18.07	18.07	15.86	14.22	13.71	11.45
Selling, General & Administrative	163.31	147.14	140.53	134.43	119.98	106.67
Other Non-Interest Expense	84.71	94.72	50.67	31.74	56.08	42.22
Total Non-Interest Expense	445.48	414.17	352.24	314.84	317.05	284.12
EBT Excluding Unusual Items	546.84	584.51	450.22	327.69	400.54	347.62
Legal Settlements	-5.61	-6.66	-5.43	-4.94	-5.78	-2.88
Other Unusual Items	-	-	-	-	-	2.18
Pretax Income	533.14	569.77	443.85	322.35	392.75	347.29
Income Tax Expense	125.23	138.55	117.77	109.38	69.64	72.4
Earnings From Continuing Operations	407.91	431.23	326.08	212.97	323.11	274.89
Minority Interest in Earnings	-0.68	-	0.06	0.06	-0	0.03
Net Income	407.22	431.23	326.14	213.03	323.1	274.92
Net Income to Common	407.22	431.23	326.14	213.03	323.1	274.92
Net Income Growth	-0.59%	32.22%	53.09%	-34.07%	17.53%	1.02%
Basic Shares Outstanding	114	114	114	115	115	115
Diluted Shares Outstanding	114	114	114	115	115	115
Shares Change (YoY)	0.06%	-0.06%	-0.42%	-0.39%	-0.28%	-0.33%
EPS (Basic)	3.57	3.78	2.86	1.86	2.81	2.38
EPS (Diluted)	3.57	3.78	2.86	1.86	2.81	2.38
EPS Growth	-0.56%	32.22%	53.74%	-33.81%	18.03%	1.28%
Dividend Per Share	2.800	2.800	2.150	1.650	1.950	3.300
Dividend Growth	30.23%	30.23%	30.30%	-15.38%	-40.91%	-
Effective Tax Rate	23.49%	24.32%	26.53%	33.93%	17.73%	20.85%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.