Civista Bancshares Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Investments in Debt Securities	-	-	-	-	47,615	41,053
Investments in Equity & Preferred Securities	86.5	119.1	2,056	2,063	552.56	740.04
Other Investments	55,484	62,642	55,058	47,125	4,190	3,702
Total Investments	64,575	65,366	59,651	54,648	54,257	47,189
Cash & Equivalents	1,259	1,253	1,055	1,323	1,355	1,278
Reinsurance Recoverable	2,662	3,117	2,653	4,141	2,971	2,177
Other Receivables	-	711.1	637.8	799.6	7,776	6,228
Deferred Policy Acquisition Cost	-	-	-	-	3,351	3,073
Property, Plant & Equipment	-	150.4	147.7	162	165.34	136.49
Goodwill	77.7	79.9	78	77.3	83.93	80.97
Other Intangible Assets	-	131.7	134.7	133.7	138.49	131.7
Other Current Assets	-	253.7	135.9	92.5	11,847	10,428
Long-Term Deferred Tax Assets	428	501.5	627.9	457.7	676.34	597.99
Other Long-Term Assets	1,345	562.3	544.6	1,124	280.99	117.39
Total Assets	70,346	72,127	65,665	62,959	82,902	71,437
Accrued Expenses	-	45	46.5	47.9	40.6	34.96
Insurance & Annuity Liabilities	-	-	-	-	49,161	41,849
Unearned Premiums	-	-	-	-	6,196	5,070
Reinsurance Payable	48,096	49,574	44,938	42,326	3,013	2,360
Current Portion of Long-Term Debt	-	727.9	908.8	-	24.02	0.84
Current Portion of Leases	-	14.9	7.8	8.2	8.49	6.94
Short-Term Debt	-	116.5	365.8	-	89.8	24.1
Current Income Taxes Payable	434.9	603.9	225.9	172.8	92.02	132.74
Long-Term Debt	4,194	3,835	3,866	5,399	4,235	3,352
Long-Term Leases	-	91.7	93	103.5	104.07	75.9
Long-Term Deferred Tax Liabilities	1,838	1,797	2,097	2,179	2,836	2,732
Other Current Liabilities	-	-	-	-	183.76	152.3
Other Long-Term Liabilities	2,738	2,417	1,874	2,569	3,809	3,482
Total Liabilities	57,448	59,439	54,646	53,002	70,146	59,598
Common Stock	120.6	120.6	120.6	120.6	120.6	120.6
Additional Paid-In Capital	724.6	724.6	724.6	724.6	724.56	724.56
Retained Earnings	12,026	10,595	9,124	8,025	8,986	8,297
Comprehensive Income & Other	-871.4	354.2	157.6	189.7	2,054	1,853
Total Common Equity	12,000	11,795	10,127	9,060	11,885	10,995
Minority Interest	897.9	893.8	892.7	897.2	871.23	844.37
Shareholders' Equity	12,898	12,688	11,020	9,957	12,756	11,839
Total Liabilities & Equity	70,346	72,127	65,665	62,959	82,902	71,437
Filing Date Shares Outstanding	120.52	120.6	120.6	120.6	120.6	120.6
Total Common Shares Outstanding	120.52	120.6	120.6	120.6	120.6	120.6
Total Debt	4,194	4,786	5,241	5,510	4,462	3,460
Net Cash (Debt)	-2,936	-3,532	-4,187	-4,187	-3,107	-2,182
Net Cash Per Share	-24.34	-29.29	-34.71	-34.72	-25.76	-18.09
Book Value Per Share	99.57	97.80	83.97	75.12	98.55	91.17
Tangible Book Value	11,923	11,583	9,914	8,849	11,663	10,782
Tangible Book Value Per Share	98.93	96.05	82.21	73.37	96.71	89.41
Machinery	-	177.1	179.3	-	157.35	153.82

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.