Vienna Insurance Group AG (VIE:VIG)

Total Valuation

VIE:VIG has a market cap or net worth of EUR 5.63 billion. The enterprise value is 5.77 billion.

Market Cap	5.63B
Enterprise Value	5.77B

Important Dates

The last earnings date was Wednesday, August 27, 2025.

Earnings Date	Aug 27, 2025
Ex-Dividend Date	May 26, 2025

Share Statistics

VIE:VIG has 128.00 million shares outstanding.

Current Share Class	128.00M
Shares Outstanding	128.00M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	16.78%
Float	35.84M

Valuation Ratios

The trailing PE ratio is 8.37 and the forward PE ratio is 7.75.

PE Ratio	8.37
Forward PE	7.75
PS Ratio	0.43
PB Ratio	0.83
P/TBV Ratio	1.19
P/FCF Ratio	10.66
P/OCF Ratio	7.42
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 3.82, with an EV/FCF ratio of 10.93.

EV / Earnings	8.58
EV / Sales	0.44
EV / EBITDA	3.82
EV / EBIT	4.79
EV / FCF	10.93

Financial Position

The company has a current ratio of 1.83, with a Debt / Equity ratio of 0.24.

Current Ratio	1.83
Quick Ratio	1.60
Debt / Equity	0.24
Debt / EBITDA	1.10
Debt / FCF	3.13
Interest Coverage	14.52

Financial Efficiency

Return on equity (ROE) is 10.86% and return on invested capital (ROIC) is 9.33%.

Return on Equity (ROE)	10.86%
Return on Assets (ROA)	1.48%
Return on Invested Capital (ROIC)	9.33%
Return on Capital Employed (ROCE)	2.79%
Revenue Per Employee	437,523
Profits Per Employee	22,422
Employee Count	32,703
Asset Turnover	0.26
Inventory Turnover	n/a

Taxes

In the past 12 months, VIE:VIG has paid 231.09 million in taxes.

Income Tax	231.09M
Effective Tax Rate	24.79%

Stock Price Statistics

The stock price has increased by +39.68% in the last 52 weeks. The beta is 0.51, so VIE:VIG's price volatility has been lower than the market average.

Beta (5Y)	0.51
52-Week Price Change	+39.68%
50-Day Moving Average	45.44
200-Day Moving Average	39.00
Relative Strength Index (RSI)	36.56
Average Volume (20 Days)	31,877

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, VIE:VIG had revenue of EUR 13.13 billion and earned 672.67 million in profits. Earnings per share was 5.26.

Revenue	13.13B
Gross Profit	1.81B
Operating Income	1.21B
Pretax Income	932.22M
Net Income	672.67M
EBITDA	1.47B
EBIT	1.21B
Earnings Per Share (EPS)	5.26

Balance Sheet

The company has 13.38 billion in cash and 1.65 billion in debt, giving a net cash position of 5.20 million or 0.04 per share.

Cash & Cash Equivalents	13.38B
Total Debt	1.65B
Net Cash	5.20M
Net Cash Per Share	0.04
Equity (Book Value)	6.76B
Book Value Per Share	49.31
Working Capital	7.52B

Cash Flow

In the last 12 months, operating cash flow was 758.55 million and capital expenditures -230.38 million, giving a free cash flow of 528.17 million.

Operating Cash Flow	758.55M
Capital Expenditures	-230.38M
Free Cash Flow	528.17M
FCF Per Share	4.13

Margins

Gross margin is 13.76%, with operating and profit margins of 9.18% and 5.18%.

Gross Margin	13.76%
Operating Margin	9.18%
Pretax Margin	7.10%
Profit Margin	5.18%
EBITDA Margin	11.18%
EBIT Margin	9.18%
FCF Margin	4.02%

Dividends & Yields

This stock pays an annual dividend of 1.55, which amounts to a dividend yield of 3.52%.

Dividend Per Share	1.55
Dividend Yield	3.52%
Dividend Growth (YoY)	10.71%
Years of Dividend Growth	3
Payout Ratio	32.66%
Buyback Yield	n/a
Shareholder Yield	3.53%
Earnings Yield	11.94%
FCF Yield	9.38%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	5