AB Siauliu Bankas (VSE:SAB1L)

AB Siauliu Bankas Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	395.14	751.5	384.76	965.72	203.01
Investment Securities	771.08	825.83	1,059	788.39	743.8
Trading Asset Securities	236.2	207.93	59.2	50.3	37.51
Total Investments	1,007	1,034	1,119	838.69	781.31
Gross Loans	3,491	2,983	2,697	2,144	1,820
Allowance for Loan Losses	-56.41	-51.13	-39.53	-39.48	-47.37
Other Adjustments to Gross Loans	-	-	-23.56	-	-10.92
Net Loans	3,435	2,932	2,634	2,105	1,762
Property, Plant & Equipment	15.26	15.78	16.15	14.76	16.48
Goodwill	-	-	1.35	1.35	1.35
Other Intangible Assets	43.62	45.14	6.93	3.48	4.38
Investments in Real Estate	-	0.99	1.83	2.23	5.55
Other Receivables	10.38	10.36	4.75	15.19	4.48
Restricted Cash	-	-	-	-	229.57
Other Current Assets	1.88	2.52	3.75	5.96	13
Long-Term Deferred Tax Assets	6.08	7.58	5.66	1.59	2.08
Other Real Estate Owned & Foreclosed	0.23	0.17	0.47	0.1	0.51
Other Long-Term Assets	3.95	6.36	3.26	7.18	4.56
Total Assets	4,923	4,809	4,183	3,962	3,029
Accounts Payable	-	-	4.64	1.86	3.7
Accrued Expenses	23.04	15.72	29.4	23.77	19.04
Interest Bearing Deposits	1,890	1,555	922.04	825.94	1,090
Non-Interest Bearing Deposits	1,648	1,608	1,863	1,853	1,460
Total Deposits	3,538	3,163	2,785	2,679	2,550
Short-Term Borrowings	0.12	1.04	7.15	0.1	3.84
Current Portion of Leases	-	-	2.38	1.43	1.6
Current Income Taxes Payable	0.3	6.41	4.37	1.08	1.09
Other Current Liabilities	-	-	-	-	0.1
Long-Term Debt	514.02	846.47	856.31	792.95	45.04
Long-Term Leases	-	-	5.22	4.66	5.64
Long-Term Unearned Revenue	-	-	6.11	0.91	6.06
Long-Term Deferred Tax Liabilities	6.14	6.13	1.46	1.45	1.25
Other Long-Term Liabilities	255.85	227.77	37.73	48.66	36.18
Total Liabilities	4,337	4,266	3,740	3,556	2,674
Common Stock	192.27	192.27	174.21	174.21	174.21
Additional Paid-In Capital	25.53	25.53	3.43	3.43	3.43
Retained Earnings	357.25	310.55	251.02	216.6	164.68
Treasury Stock	-	-1.5	-	-0.52	-
Comprehensive Income & Other	10.12	16.27	14.24	12.71	12.75
Shareholders' Equity	585.17	543.13	442.91	406.43	355.07
Total Liabilities & Equity	4,923	4,809	4,183	3,962	3,029
Total Debt	514.14	847.52	871.06	799.14	56.12
Net Cash (Debt)	117.2	111.91	-427.11	216.89	184.41
Net Cash Growth	4.72%	-	-	17.61%	19.59%
Net Cash Per Share	0.18	0.19	-0.71	0.36	0.31
Filing Date Shares Outstanding	663	660.72	600.73	600.04	600.73
Total Common Shares Outstanding	663	660.72	600.73	600.04	600.73
Book Value Per Share	0.88	0.82	0.74	0.68	0.59
Tangible Book Value	541.56	497.99	434.62	401.59	349.34
Tangible Book Value Per Share	0.82	0.75	0.72	0.67	0.58

Source: S&P Global Market Intelligence. Banks template. Financial Sources.