AB Siauliu Bankas (VSE: SAB1L)

AB Siauliu Bankas Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	398.8	751.5	384.76	965.72	203.01	164.69
Investment Securities	800.82	825.83	1,059	788.39	743.8	559.91
Trading Asset Securities	221.82	207.93	59.2	50.3	37.51	41.41
Total Investments	1,023	1,034	1,119	838.69	781.31	601.32
Gross Loans	3,485	3,023	2,697	2,144	1,820	1,727
Allowance for Loan Losses	-55.55	-51.13	-39.53	-39.48	-47.37	-42.47
Other Adjustments to Gross Loans	-	-39.58	-23.56	-	-10.92	-12.14
Net Loans	3,429	2,932	2,634	2,105	1,762	1,672
Property, Plant & Equipment	14.22	15.78	16.15	14.76	16.48	12.22
Goodwill	-	5.64	1.35	1.35	1.35	1.35
Other Intangible Assets	44.1	39.5	6.93	3.48	4.38	2.94
Investments in Real Estate	0.97	0.99	1.83	2.23	5.55	7.57
Other Receivables	12.47	5.52	4.75	15.19	4.48	7.04
Restricted Cash	-	-	-	-	229.57	20.22
Other Current Assets	2.44	5.04	3.75	5.96	13	10.82
Long-Term Deferred Tax Assets	6.72	7.58	5.66	1.59	2.08	1.42
Other Real Estate Owned & Foreclosed	0.38	0.17	0.47	0.1	0.51	0.92
Other Long-Term Assets	7.43	8.3	3.26	7.18	4.56	4.46
Total Assets	4,944	4,809	4,183	3,962	3,029	2,508
Accounts Payable	-	4.03	4.64	1.86	3.7	-
Accrued Expenses	11.38	44.57	29.4	23.77	19.04	7.06
Interest Bearing Deposits	1,789	1,555	922.04	825.94	1,090	972.63
Non-Interest Bearing Deposits	1,618	1,608	1,863	1,853	1,460	1,107
Total Deposits	3,407	3,163	2,785	2,679	2,550	2,080
Short-Term Borrowings	0.97	1.04	7.15	0.1	3.84	0.95
Current Portion of Leases	-	2.97	2.38	1.43	1.6	1.1
Current Income Taxes Payable	2.97	6.41	4.37	1.08	1.09	1.58
Other Current Liabilities	-	-	-	-	0.1	-
Long-Term Debt	686.78	846.47	856.31	792.95	45.04	48.29
Long-Term Leases	-	4.26	5.22	4.66	5.64	1.57
Long-Term Unearned Revenue	-	7.42	6.11	0.91	6.06	0.02
Long-Term Deferred Tax Liabilities	6.14	6.13	1.46	1.45	1.25	0.92
Other Long-Term Liabilities	251.15	180.24	37.73	48.66	36.18	56.11
Total Liabilities	4,367	4,266	3,740	3,556	2,674	2,197
Common Stock	192.27	192.27	174.21	174.21	174.21	174.21
Additional Paid-In Capital	25.53	25.53	3.43	3.43	3.43	3.43
Retained Earnings	342.09	310.55	251.02	216.6	164.68	121.64
Treasury Stock	-0.9	-1.5	-	-0.52	-	-
Comprehensive Income & Other	18.03	16.27	14.24	12.71	12.75	11.53
Total Common Equity	577.02	543.13	442.91	406.43	355.07	310.8
Shareholders' Equity	577.02	543.13	442.91	406.43	355.07	310.8
Total Liabilities & Equity	4,944	4,809	4,183	3,962	3,029	2,508
Total Debt	687.75	854.74	871.06	799.14	56.12	51.9
Net Cash (Debt)	-67.13	104.69	-427.11	216.89	184.41	154.2
Net Cash Growth	-	-	-	17.61%	19.59%	109.32%
Net Cash Per Share	-0.10	0.17	-0.71	0.36	0.31	0.26
Filing Date Shares Outstanding	661.75	660.72	600.73	600.04	600.73	600.73
Total Common Shares Outstanding	661.75	660.72	600.73	600.04	600.73	600.73
Book Value Per Share	0.87	0.82	0.74	0.68	0.59	0.52
Tangible Book Value	532.92	497.99	434.62	401.59	349.34	306.52
Tangible Book Value Per Share	0.81	0.75	0.72	0.67	0.58	0.51

Source: S&P Capital IQ. Banks template. Financial Sources.