ADRIATIC osiguranje d.d. (ZSE:JDOS)

ADRIATIC osiguranje d.d. Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Oct 23, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	63	54	64	72	81	61
Market Cap Growth	-18.89%	-15.69%	-10.98%	-12.11%	32.66%	-10.81%
Enterprise Value	33	34	53	60	87	67
PE Ratio	14.60	13.24	17.65	12.90	8.37	6.77
PS Ratio	0.25	0.22	0.31	0.38	0.54	0.54
PB Ratio	0.31	0.28	0.34	0.44	0.51	0.40
P/FCF Ratio	2.75	1.54	3.90	3.61	2.74	5.66
P/OCF Ratio	2.68	1.52	3.76	3.61	2.41	3.06
EV/Sales Ratio	0.13	0.14	0.25	0.32	0.58	0.58
EV/EBITDA Ratio	16.46	18.09	85.35	10.33	7.08	4.32
EV/EBIT Ratio	-	-	-	10.71	8.53	5.29
EV/FCF Ratio	1.46	0.98	3.22	3.05	2.95	6.16
Debt / Equity Ratio	0.01	0.01	0.02	0.05	0.06	0.09
Debt / EBITDA Ratio	0.56	0.92	4.88	1.37	0.83	0.85
Debt / FCF Ratio	0.05	0.05	0.18	0.41	0.35	1.22
Quick Ratio	17.17	47.35	15.99	1.91	0.29	0.29
Current Ratio	20.14	56.16	24.75	7.09	0.35	0.33
Asset Turnover	0.55	0.55	0.51	0.51	0.42	0.36
Return on Equity (ROE)	2.21%	2.15%	2.07%	3.43%	6.16%	6.09%
Return on Assets (ROA)	0.00%	-0.11%	-0.28%	0.94%	1.80%	2.49%
Return on Capital (ROIC)	0.01%	-0.25%	-0.62%	2.06%	3.78%	4.85%
Earnings Yield	6.85%	7.55%	5.67%	7.75%	11.94%	14.78%
FCF Yield	36.42%	64.77%	25.64%	27.72%	36.44%	17.67%
Dividend Yield	4.80%	5.86%	-	-	-	-
Payout Ratio	70.10%	-	-	64.85%	40.33%	-
Total Shareholder Return	4.80%	5.86%	-	-	-	-

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.