ADRIATIC osiguranje d.d. (ZSE:JDOS)

ADRIATIC osiguranje d.d. Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr 9, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	63	61	54	64	72	81
Market Cap Growth	-9.09%	13.95%	-15.69%	-10.98%	-12.11%	32.66%
Enterprise Value	36	29	34	53	60	87
PE Ratio	34.14	33.45	13.24	17.65	12.90	8.37
PS Ratio	0.23	0.22	0.23	0.31	0.38	0.54
PB Ratio	0.32	0.31	0.28	0.34	0.44	0.51
P/FCF Ratio	-	4.57	1.54	3.90	3.61	2.74
P/OCF Ratio	4.66	4.57	1.52	3.76	3.61	2.41
EV/Sales Ratio	0.13	0.11	0.14	0.26	0.32	0.58
EV/EBITDA Ratio	-	-	-	-	10.33	7.08
EV/EBIT Ratio	-	-	-	-	10.71	8.53
EV/FCF Ratio	-	2.15	0.98	3.22	3.05	2.95
Debt / Equity Ratio	0.00	0.00	0.01	0.02	0.05	0.06
Debt / EBITDA Ratio	-	-	-	-	1.37	0.83
Debt / FCF Ratio	0.05	0.05	0.05	0.18	0.41	0.35
Net Debt / Equity Ratio	-0.13	-0.13	-0.16	-0.05	-0.09	-0.03
Net Debt / EBITDA Ratio	28.17	28.17	19.50	6.74	-2.48	-0.42
Net Debt / FCF Ratio	-1.95	-1.95	-0.87	-0.58	-0.73	-0.18
Quick Ratio	14.81	14.81	47.35	15.99	1.91	0.29
Current Ratio	18.35	18.35	56.16	24.75	7.09	0.35
Asset Turnover	0.58	0.58	0.54	0.51	0.51	0.42
Return on Equity (ROE)	0.94%	0.94%	2.15%	2.07%	3.43%	6.16%
Return on Assets (ROA)	-0.44%	-0.44%	-0.60%	-0.59%	0.94%	1.80%
Return on Invested Capital (ROIC)	-1.67%	-1.69%	-1.85%	-1.77%	3.11%	5.11%
Earnings Yield	2.93%	2.99%	7.55%	5.67%	7.75%	11.94%
FCF Yield	-	21.87%	64.77%	25.64%	27.72%	36.44%
Dividend Yield	4.80%	-	5.86%	-	-	-
Payout Ratio	163.86%	328.03%	-	-	64.85%	40.33%
Total Shareholder Return	4.75%	-	5.86%	-	-	-

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.