ADRIATIC osiguranje d.d. (ZSE:JDOS)

ADRIATIC osiguranje d.d. Statistics

Total Valuation

ZSE:JDOS has a market cap or net worth of EUR 58.25 million. The enterprise value is 25.81 million.

Market Cap	58.25M
Enterprise Value	25.81M

Important Dates

The last earnings date was Wednesday, October 29, 2025.

Earnings Date	Oct 29, 2025
Ex-Dividend Date	Jun 9, 2025

Share Statistics

ZSE:JDOS has 125,000 shares outstanding.

Current Share Class	125,000
Shares Outstanding	125,000
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	46.32%
Owned by Institutions (%)	10.00%
Float	50,375

Valuation Ratios

The trailing PE ratio is 933.69.

PE Ratio	933.69
Forward PE	n/a
PS Ratio	0.23
PB Ratio	0.29
P/TBV Ratio	0.30
P/FCF Ratio	1.57
P/OCF Ratio	1.55
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	413.67
EV / Sales	0.10
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	0.70

Financial Position

The company has a current ratio of 27.29, with a Debt / Equity ratio of 0.01.

Current Ratio	27.29
Quick Ratio	23.06
Debt / Equity	0.01
Debt / EBITDA	n/a
Debt / FCF	0.03
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 0.03% and return on invested capital (ROIC) is -1.30%.

Return on Equity (ROE)	0.03%
Return on Assets (ROA)	-0.54%
Return on Invested Capital (ROIC)	-1.30%
Return on Capital Employed (ROCE)	-0.84%
Revenue Per Employee	236,008
Profits Per Employee	57
Employee Count	1,072
Asset Turnover	0.55
Inventory Turnover	n/a

Taxes

In the past 12 months, ZSE:JDOS has paid 187,485 in taxes.

Income Tax	187,485
Effective Tax Rate	75.03%

Stock Price Statistics

The stock price has decreased by -5.67% in the last 52 weeks. The beta is 0.03, so ZSE:JDOS's price volatility has been lower than the market average.

Beta (5Y)	0.03
52-Week Price Change	-5.67%
50-Day Moving Average	483.12
200-Day Moving Average	487.10
Relative Strength Index (RSI)	38.76
Average Volume (20 Days)	9

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, ZSE:JDOS had revenue of EUR 257.25 million and earned 62,387 in profits. Earnings per share was 0.50.

Revenue	257.25M
Gross Profit	67.41M
Operating Income	-4.05M
Pretax Income	249,872
Net Income	62,387
EBITDA	-1.63M
EBIT	-4.05M
Earnings Per Share (EPS)	0.50

Balance Sheet

The company has 33.44 million in cash and 999,211 in debt, giving a net cash position of 32.44 million or 259.54 per share.

Cash & Cash Equivalents	33.44M
Total Debt	999,211
Net Cash	32.44M
Net Cash Per Share	259.54
Equity (Book Value)	197.66M
Book Value Per Share	1,581.32
Working Capital	39.08M

Cash Flow

In the last 12 months, operating cash flow was 37.58 million and capital expenditures -576,361, giving a free cash flow of 37.01 million.

Operating Cash Flow	37.58M
Capital Expenditures	-576,361
Free Cash Flow	37.01M
FCF Per Share	296.05

Margins

Gross margin is 26.20%, with operating and profit margins of -1.57% and 0.02%.

Gross Margin	26.20%
Operating Margin	-1.57%
Pretax Margin	0.10%
Profit Margin	0.02%
EBITDA Margin	-0.63%
EBIT Margin	-1.57%
FCF Margin	14.39%

Dividends & Yields

This stock pays an annual dividend of 24.00, which amounts to a dividend yield of 5.15%.

Dividend Per Share	24.00
Dividend Yield	5.15%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	9,626.21%
Buyback Yield	n/a
Shareholder Yield	5.15%
Earnings Yield	0.11%
FCF Yield	63.53%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4