ADRIATIC osiguranje d.d. (ZSE:JDOS)

ADRIATIC osiguranje d.d. Statistics

Total Valuation

ZSE:JDOS has a market cap or net worth of EUR 62.50 million. The enterprise value is 33.31 million.

Market Cap	62.50M
Enterprise Value	33.31M

Important Dates

The next estimated earnings date is Wednesday, October 29, 2025.

Earnings Date	Oct 29, 2025
Ex-Dividend Date	Jun 9, 2025

Share Statistics

ZSE:JDOS has 125,000 shares outstanding.

Current Share Class	125,000
Shares Outstanding	125,000
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	46.32%
Owned by Institutions (%)	10.00%
Float	50,375

Valuation Ratios

The trailing PE ratio is 14.60.

PE Ratio	14.60
Forward PE	n/a
PS Ratio	0.25
PB Ratio	0.31
P/TBV Ratio	0.32
P/FCF Ratio	2.75
P/OCF Ratio	2.68
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 16.46, with an EV/FCF ratio of 1.46.

EV / Earnings	7.78
EV / Sales	0.13
EV / EBITDA	16.46
EV / EBIT	n/a
EV / FCF	1.46

Financial Position

The company has a current ratio of 20.14, with a Debt / Equity ratio of 0.01.

Current Ratio	20.14
Quick Ratio	17.17
Debt / Equity	0.01
Debt / EBITDA	0.56
Debt / FCF	0.05
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 2.21% and return on invested capital (ROIC) is 0.01%.

Return on Equity (ROE)	2.21%
Return on Assets (ROA)	0.00%
Return on Invested Capital (ROIC)	0.01%
Return on Capital Employed (ROCE)	0.01%
Revenue Per Employee	228,768
Profits Per Employee	3,912
Employee Count	1,072
Asset Turnover	0.55
Inventory Turnover	n/a

Taxes

In the past 12 months, ZSE:JDOS has paid 550,465 in taxes.

Income Tax	550,465
Effective Tax Rate	11.40%

Stock Price Statistics

The stock price has increased by +1.63% in the last 52 weeks. The beta is 0.08, so ZSE:JDOS's price volatility has been lower than the market average.

Beta (5Y)	0.08
52-Week Price Change	+1.63%
50-Day Moving Average	477.92
200-Day Moving Average	489.22
Relative Strength Index (RSI)	54.32
Average Volume (20 Days)	14

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, ZSE:JDOS had revenue of EUR 250.27 million and earned 4.28 million in profits. Earnings per share was 34.24.

Revenue	250.27M
Gross Profit	72.37M
Operating Income	27,633
Pretax Income	4.83M
Net Income	4.28M
EBITDA	2.02M
EBIT	27,633
Earnings Per Share (EPS)	34.24

Balance Sheet

The company has 30.33 million in cash and 1.13 million in debt, giving a net cash position of 29.19 million or 233.55 per share.

Cash & Cash Equivalents	30.33M
Total Debt	1.13M
Net Cash	29.19M
Net Cash Per Share	233.55
Equity (Book Value)	199.15M
Book Value Per Share	1,593.22
Working Capital	34.18M

Cash Flow

In the last 12 months, operating cash flow was 23.35 million and capital expenditures -585,562, giving a free cash flow of 22.77 million.

Operating Cash Flow	23.35M
Capital Expenditures	-585,562
Free Cash Flow	22.77M
FCF Per Share	182.12

Margins

Gross margin is 28.92%, with operating and profit margins of 0.01% and 1.71%.

Gross Margin	28.92%
Operating Margin	0.01%
Pretax Margin	1.93%
Profit Margin	1.71%
EBITDA Margin	0.81%
EBIT Margin	0.01%
FCF Margin	9.10%

Dividends & Yields

This stock pays an annual dividend of 24.00, which amounts to a dividend yield of 4.80%.

Dividend Per Share	24.00
Dividend Yield	4.80%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	139.86%
Buyback Yield	n/a
Shareholder Yield	4.80%
Earnings Yield	6.85%
FCF Yield	36.42%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	5