ADRIATIC osiguranje d.d. (ZSE:JDOS)

ADRIATIC osiguranje d.d. Statistics

Total Valuation

ZSE:JDOS has a market cap or net worth of EUR 63.75 million. The enterprise value is 37.68 million.

Market Cap	63.75M
Enterprise Value	37.68M

Important Dates

The next estimated earnings date is Thursday, April 30, 2026.

Earnings Date	Apr 30, 2026
Ex-Dividend Date	n/a

Share Statistics

ZSE:JDOS has 125,000 shares outstanding.

Current Share Class	125,000
Shares Outstanding	125,000
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	46.32%
Owned by Institutions (%)	10.00%
Float	49,962

Valuation Ratios

The trailing PE ratio is 34.82.

PE Ratio	34.82
Forward PE	n/a
PS Ratio	0.24
PB Ratio	0.33
P/TBV Ratio	0.33
P/FCF Ratio	5.01
P/OCF Ratio	4.76
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	20.58
EV / Sales	0.14
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	2.96

Financial Position

The company has a current ratio of 1,772.11, with a Debt / Equity ratio of 0.00.

Current Ratio	1,772.11
Quick Ratio	1,430.35
Debt / Equity	0.00
Debt / EBITDA	n/a
Debt / FCF	0.05
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 0.94% and return on invested capital (ROIC) is -0.51%.

Return on Equity (ROE)	0.94%
Return on Assets (ROA)	-1.84%
Return on Invested Capital (ROIC)	-0.51%
Return on Capital Employed (ROCE)	-2.82%
Weighted Average Cost of Capital (WACC)	4.76%
Revenue Per Employee	241,214
Profits Per Employee	1,680
Employee Count	1,090
Asset Turnover	0.55
Inventory Turnover	n/a

Taxes

Income Tax	-118,446
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +13.33% in the last 52 weeks. The beta is 0.10, so ZSE:JDOS's price volatility has been lower than the market average.

Beta (5Y)	0.10
52-Week Price Change	+13.33%
50-Day Moving Average	509.16
200-Day Moving Average	479.75
Relative Strength Index (RSI)	48.49
Average Volume (20 Days)	100

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, ZSE:JDOS had revenue of EUR 262.92 million and earned 1.83 million in profits. Earnings per share was 14.65.

Revenue	262.92M
Gross Profit	64.79M
Operating Income	-13.99M
Pretax Income	1.71M
Net Income	1.83M
EBITDA	-11.61M
EBIT	-13.99M
Earnings Per Share (EPS)	14.65

Balance Sheet

The company has 26.74 million in cash and 668,687 in debt, with a net cash position of 26.07 million or 208.55 per share.

Cash & Cash Equivalents	26.74M
Total Debt	668,687
Net Cash	26.07M
Net Cash Per Share	208.55
Equity (Book Value)	195.90M
Book Value Per Share	1,567.17
Working Capital	34.21M

Cash Flow

In the last 12 months, operating cash flow was 13.40 million and capital expenditures -661,823, giving a free cash flow of 12.74 million.

Operating Cash Flow	13.40M
Capital Expenditures	-661,823
Depreciation & Amortization	n/a
Net Borrowing	-2.43M
Free Cash Flow	12.74M
FCF Per Share	101.89

Margins

Gross margin is 24.64%, with operating and profit margins of -5.32% and 0.70%.

Gross Margin	24.64%
Operating Margin	-5.32%
Pretax Margin	0.65%
Profit Margin	0.70%
EBITDA Margin	-4.41%
EBIT Margin	-5.32%
FCF Margin	4.84%

Dividends & Yields

This stock pays an annual dividend of 24.00, which amounts to a dividend yield of 4.71%.

Dividend Per Share	24.00
Dividend Yield	4.71%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	328.03%
Buyback Yield	n/a
Shareholder Yield	4.71%
Earnings Yield	2.87%
FCF Yield	19.98%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	5