ADRIATIC osiguranje d.d. (ZSE:JDOS)
Croatia flag Croatia · Delayed Price · Currency is EUR
490.00
-20.00 (-3.92%)
At close: Oct 1, 2025

ADRIATIC osiguranje d.d. Statistics

Total Valuation

ZSE:JDOS has a market cap or net worth of EUR 61.25 million. The enterprise value is 32.06 million.

Market Cap61.25M
Enterprise Value 32.06M

Important Dates

The next estimated earnings date is Wednesday, October 29, 2025.

Earnings Date Oct 29, 2025
Ex-Dividend Date Jun 9, 2025

Share Statistics

ZSE:JDOS has 125,000 shares outstanding.

Current Share Class 125,000
Shares Outstanding 125,000
Shares Change (YoY) n/a
Shares Change (QoQ) n/a
Owned by Insiders (%) 46.32%
Owned by Institutions (%) 10.00%
Float 50,375

Valuation Ratios

The trailing PE ratio is 14.31.

PE Ratio 14.31
Forward PE n/a
PS Ratio 0.24
PB Ratio 0.31
P/TBV Ratio 0.31
P/FCF Ratio 2.69
P/OCF Ratio 2.62
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 15.84, with an EV/FCF ratio of 1.41.

EV / Earnings 7.49
EV / Sales 0.13
EV / EBITDA 15.84
EV / EBIT n/a
EV / FCF 1.41

Financial Position

The company has a current ratio of 20.14, with a Debt / Equity ratio of 0.01.

Current Ratio 20.14
Quick Ratio 17.17
Debt / Equity 0.01
Debt / EBITDA 0.56
Debt / FCF 0.05
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 2.21% and return on invested capital (ROIC) is 0.01%.

Return on Equity (ROE) 2.21%
Return on Assets (ROA) 0.00%
Return on Invested Capital (ROIC) 0.01%
Return on Capital Employed (ROCE) 0.01%
Revenue Per Employee 228,768
Profits Per Employee 3,912
Employee Count1,072
Asset Turnover 0.55
Inventory Turnover n/a

Taxes

In the past 12 months, ZSE:JDOS has paid 550,465 in taxes.

Income Tax 550,465
Effective Tax Rate 11.40%

Stock Price Statistics

The stock price has increased by +7.46% in the last 52 weeks. The beta is 0.08, so ZSE:JDOS's price volatility has been lower than the market average.

Beta (5Y) 0.08
52-Week Price Change +7.46%
50-Day Moving Average 471.80
200-Day Moving Average 490.11
Relative Strength Index (RSI) 49.18
Average Volume (20 Days) 34

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, ZSE:JDOS had revenue of EUR 250.27 million and earned 4.28 million in profits. Earnings per share was 34.24.

Revenue250.27M
Gross Profit 72.37M
Operating Income 27,633
Pretax Income 4.83M
Net Income 4.28M
EBITDA 2.02M
EBIT 27,633
Earnings Per Share (EPS) 34.24
Full Income Statement

Balance Sheet

The company has 30.33 million in cash and 1.13 million in debt, giving a net cash position of 29.19 million or 233.55 per share.

Cash & Cash Equivalents 30.33M
Total Debt 1.13M
Net Cash 29.19M
Net Cash Per Share 233.55
Equity (Book Value) 199.15M
Book Value Per Share 1,593.22
Working Capital 34.18M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 23.35 million and capital expenditures -585,562, giving a free cash flow of 22.77 million.

Operating Cash Flow 23.35M
Capital Expenditures -585,562
Free Cash Flow 22.77M
FCF Per Share 182.12
Full Cash Flow Statement

Margins

Gross margin is 28.92%, with operating and profit margins of 0.01% and 1.71%.

Gross Margin 28.92%
Operating Margin 0.01%
Pretax Margin 1.93%
Profit Margin 1.71%
EBITDA Margin 0.81%
EBIT Margin 0.01%
FCF Margin 9.10%

Dividends & Yields

This stock pays an annual dividend of 24.00, which amounts to a dividend yield of 4.90%.

Dividend Per Share 24.00
Dividend Yield 4.90%
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio 139.86%
Buyback Yield n/a
Shareholder Yield 4.90%
Earnings Yield 6.99%
FCF Yield 37.17%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 5