Zagrebacka banka d.d. (ZSE:ZABA)
Croatia
· Delayed Price · Currency is HRK · Price in EUR 26.70
-0.10 (-0.37%)
At close: Feb 28, 2025
Zagrebacka banka d.d. Income Statement
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Fiscal Year | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|
Period Ending | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2015 |
| Interest Income on Loans | 955 | 813 | 452 | 3,177 | 3,531 | Upgrade
|
| Interest Income on Investments | 1 | 1 | - | 35 | 1 | Upgrade
|
| Total Interest Income | 956 | 814 | 452 | 3,212 | 3,532 | Upgrade
|
| Interest Paid on Deposits | 231 | 125 | 47 | 358 | 459 | Upgrade
|
| Net Interest Income | 725 | 689 | 405 | 2,854 | 3,073 | Upgrade
|
| Net Interest Income Growth (YoY) | 5.22% | 70.12% | -85.81% | -7.13% | -11.80% | Upgrade
|
| Gain (Loss) on Sale of Assets | - | - | 1 | 3 | 2 | Upgrade
|
| Gain (Loss) on Sale of Investments | -3 | -8 | - | 34 | 99 | Upgrade
|
| Other Non-Interest Income | 315 | 278 | 289 | 1,945 | 1,684 | Upgrade
|
| Total Non-Interest Income | 312 | 270 | 290 | 1,982 | 1,785 | Upgrade
|
| Non-Interest Income Growth (YoY) | 15.56% | -6.90% | -85.37% | 11.04% | -19.19% | Upgrade
|
| Revenues Before Loan Losses | 1,037 | 959 | 695 | 4,836 | 4,858 | Upgrade
|
| Provision for Loan Losses | -27 | -31 | 21 | 318 | 905 | Upgrade
|
| Revenue | 1,064 | 990 | 674 | 4,518 | 3,953 | Upgrade
|
| Revenue Growth (YoY) | 7.47% | 46.88% | -85.08% | 14.29% | -25.79% | Upgrade
|
| Occupancy Expenses | 61 | 60 | 51 | 379 | 397 | Upgrade
|
| Selling, General & Administrative | - | - | - | 78 | 71 | Upgrade
|
| Other Non-Interest Expense | 313 | 291 | 283 | 2,042 | 2,101 | Upgrade
|
| Total Non-Interest Expense | 369 | 348 | 331 | 2,477 | 2,547 | Upgrade
|
| EBT Excluding Unusual Items | 695 | 642 | 343 | 2,041 | 1,406 | Upgrade
|
| Asset Writedown | 2 | - | 3 | -77 | -11 | Upgrade
|
| Legal Settlements | -31 | -28 | -45 | -120 | -42 | Upgrade
|
| Pretax Income | 666 | 614 | 301 | 1,844 | 1,201 | Upgrade
|
| Income Tax Expense | 110 | 105 | 53 | 345 | 197 | Upgrade
|
| Earnings From Continuing Operations | 556 | 509 | 248 | 1,499 | 1,004 | Upgrade
|
| Minority Interest in Earnings | -1 | -1 | - | -3 | -2 | Upgrade
|
| Net Income | 555 | 508 | 248 | 1,496 | 1,002 | Upgrade
|
| Net Income to Common | 555 | 508 | 248 | 1,496 | 1,002 | Upgrade
|
| Net Income Growth | 9.25% | 104.84% | -83.42% | 49.30% | -42.87% | Upgrade
|
| Basic Shares Outstanding | 320 | 320 | 320 | 320 | 320 | Upgrade
|
| Diluted Shares Outstanding | 320 | 320 | 320 | 320 | 320 | Upgrade
|
| Shares Change (YoY) | 0.00% | 0.02% | 0.02% | 0.04% | 0.03% | Upgrade
|
| EPS (Basic) | 1.73 | 1.59 | 0.77 | 4.67 | 3.13 | Upgrade
|
| EPS (Diluted) | 1.73 | 1.59 | 0.77 | 4.67 | 3.13 | Upgrade
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| EPS Growth | 9.25% | 104.80% | -83.43% | 49.24% | -42.89% | Upgrade
|
| Dividend Per Share | 1.400 | 1.400 | 1.690 | 6.270 | - | Upgrade
|
| Dividend Growth | 0% | -17.16% | -73.05% | - | - | Upgrade
|
| Effective Tax Rate | 16.52% | 17.10% | 17.61% | 18.71% | 16.40% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.