Zagrebacka banka d.d. Ratios and Metrics

Market cap in millions HRK. Fiscal year is January - December.

Millions HRK. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Apr '25 Apr 16, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Market Capitalization	64,203	63,130	37,450	20,616	20,865	17,349	Upgrade
Market Cap Growth	68.57%	68.57%	81.66%	-1.20%	20.27%	-12.37%	Upgrade
Last Close Price	200.53	186.87	102.41	48.53	44.79	37.25	Upgrade
PE Ratio	14.43	15.58	9.46	11.03	1.86	2.29	Upgrade
PS Ratio	8.26	8.13	4.85	4.06	0.62	0.58	Upgrade
PB Ratio	3.12	3.07	1.79	1.02	0.13	0.12	Upgrade
P/FCF Ratio	-	-	-	-	-	0.85	Upgrade
P/OCF Ratio	-	-	-	-	-	0.78	Upgrade
Debt / Equity Ratio	0.62	0.62	0.43	0.17	0.05	0.04	Upgrade
Debt / FCF Ratio	-	-	-	-	-	0.32	Upgrade
Return on Equity (ROE)	20.22%	20.22%	18.97%	8.99%	7.27%	5.16%	Upgrade
Return on Assets (ROA)	2.20%	2.20%	2.11%	1.11%	0.97%	0.68%	Upgrade
Earnings Yield	631.28%	6.42%	10.58%	9.07%	53.88%	43.60%	Upgrade
FCF Yield	-2088.34%	-21.24%	-22.30%	-29.40%	-33.93%	117.75%	Upgrade
Dividend Yield	560.00%	5.47%	10.66%	26.25%	105.22%	-	Upgrade
Payout Ratio	8072.07%	80.72%	106.50%	107.26%	-	-	Upgrade
Buyback Yield / Dilution	-0.30%	-0.00%	-0.02%	-0.01%	-0.04%	-0.03%	Upgrade
Total Shareholder Return	559.70%	5.47%	10.64%	26.23%	105.17%	-0.03%	Upgrade

Source: S&P Global Market Intelligence. Banks template. Financial Sources.