Croatia · Delayed Price · Currency is EUR Zagrebacka banka d.d. Statistics
Total Valuation
ZSE:ZABA has a market cap or net worth of EUR 7.72 billion.
| Market Cap | 7.72B |
| Enterprise Value | n/a |
Important Dates
The last earnings date was Tuesday, October 28, 2025.
| Earnings Date | Oct 28, 2025 |
| Ex-Dividend Date | Apr 14, 2025 |
Share Statistics
ZSE:ZABA has 320.22 million shares outstanding.
| Current Share Class | 320.22M |
| Shares Outstanding | 320.22M |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | n/a |
| Owned by Insiders (%) | 0.28% |
| Owned by Institutions (%) | 0.85% |
| Float | 11.09M |
Valuation Ratios
The trailing PE ratio is 14.26.
| PE Ratio | 14.26 |
| Forward PE | n/a |
| PS Ratio | 7.46 |
| PB Ratio | 2.73 |
| P/TBV Ratio | 2.79 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | -0.62 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 19.60%.
| Return on Equity (ROE) | 19.60% |
| Return on Assets (ROA) | 2.02% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | 236,120 |
| Profits Per Employee | 123,511 |
| Employee Count | 4,461 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, ZSE:ZABA has paid 105.58 million in taxes.
| Income Tax | 105.58M |
| Effective Tax Rate | 16.29% |
Stock Price Statistics
The stock price has increased by +4.33% in the last 52 weeks. The beta is -0.08, so ZSE:ZABA's price volatility has been lower than the market average.
| Beta (5Y) | -0.08 |
| 52-Week Price Change | +4.33% |
| 50-Day Moving Average | 24.32 |
| 200-Day Moving Average | 25.44 |
| Relative Strength Index (RSI) | 45.48 |
| Average Volume (20 Days) | 2,551 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, ZSE:ZABA had revenue of EUR 1.03 billion and earned 541.35 million in profits.
| Revenue | 1.03B |
| Gross Profit | 1.03B |
| Operating Income | 671.09M |
| Pretax Income | 647.98M |
| Net Income | 541.35M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | n/a |
Balance Sheet
The company has 1.04 billion in cash and 1.47 billion in debt, giving a net cash position of -434.49 million or -1.36 per share.
| Cash & Cash Equivalents | 1.04B |
| Total Debt | 1.47B |
| Net Cash | -434.49M |
| Net Cash Per Share | -1.36 |
| Equity (Book Value) | 2.83B |
| Book Value Per Share | n/a |
| Working Capital | -19.12B |
Cash Flow
In the last 12 months, operating cash flow was -2.28 billion and capital expenditures -93.70 million, giving a free cash flow of -2.38 billion.
| Operating Cash Flow | -2.28B |
| Capital Expenditures | -93.70M |
| Free Cash Flow | -2.38B |
| FCF Per Share | -7.42 |
Margins
| Gross Margin | n/a |
| Operating Margin | 64.85% |
| Pretax Margin | 62.61% |
| Profit Margin | 52.31% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of 1.40, which amounts to a dividend yield of 5.81%.
| Dividend Per Share | 1.40 |
| Dividend Yield | 5.81% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 82.86% |
| Buyback Yield | n/a |
| Shareholder Yield | 5.81% |
| Earnings Yield | 7.01% |
| FCF Yield | -30.80% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on July 22, 2011. It was a forward split with a ratio of 5.
| Last Split Date | Jul 22, 2011 |
| Split Type | Forward |
| Split Ratio | 5 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |