Zagrebacka banka d.d. (ZSE:ZABA)

Zagrebacka banka d.d. Statistics

Total Valuation

ZSE:ZABA has a market cap or net worth of EUR 7.69 billion.

Market Cap	7.69B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Monday, October 27, 2025.

Earnings Date	Oct 27, 2025
Ex-Dividend Date	Apr 14, 2025

Share Statistics

ZSE:ZABA has 320.22 million shares outstanding.

Current Share Class	320.22M
Shares Outstanding	320.22M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	0.28%
Owned by Institutions (%)	0.85%
Float	11.09M

Valuation Ratios

The trailing PE ratio is 13.84.

PE Ratio	13.84
Forward PE	n/a
PS Ratio	7.30
PB Ratio	2.86
P/TBV Ratio	2.92
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-0.53
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 21.31%.

Return on Equity (ROE)	21.31%
Return on Assets (ROA)	2.15%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	235,524
Profits Per Employee	124,206
Employee Count	4,461
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, ZSE:ZABA has paid 109.31 million in taxes.

Income Tax	109.31M
Effective Tax Rate	16.42%

Stock Price Statistics

The stock price has increased by +25.65% in the last 52 weeks. The beta is -0.03, so ZSE:ZABA's price volatility has been lower than the market average.

Beta (5Y)	-0.03
52-Week Price Change	+25.65%
50-Day Moving Average	25.13
200-Day Moving Average	26.05
Relative Strength Index (RSI)	35.83
Average Volume (20 Days)	4,521

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, ZSE:ZABA had revenue of EUR 1.05 billion and earned 555.45 million in profits.

Revenue	1.05B
Gross Profit	1.05B
Operating Income	688.63M
Pretax Income	665.78M
Net Income	555.45M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	n/a

Balance Sheet

The company has 1.06 billion in cash and 1.20 billion in debt, giving a net cash position of -140.08 million or -0.44 per share.

Cash & Cash Equivalents	1.06B
Total Debt	1.20B
Net Cash	-140.08M
Net Cash Per Share	-0.44
Equity (Book Value)	2.69B
Book Value Per Share	n/a
Working Capital	-18.51B

Cash Flow

In the last 12 months, operating cash flow was -2.11 billion and capital expenditures -136.07 million, giving a free cash flow of -2.25 billion.

Operating Cash Flow	-2.11B
Capital Expenditures	-136.07M
Free Cash Flow	-2.25B
FCF Per Share	-7.03

Margins

Gross Margin	n/a
Operating Margin	65.38%
Pretax Margin	63.21%
Profit Margin	52.74%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 1.40, which amounts to a dividend yield of 5.83%.

Dividend Per Share	1.40
Dividend Yield	5.83%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	80.75%
Buyback Yield	n/a
Shareholder Yield	5.81%
Earnings Yield	7.23%
FCF Yield	-29.27%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on July 22, 2011. It was a forward split with a ratio of 5.

Last Split Date	Jul 22, 2011
Split Type	Forward
Split Ratio	5

Scores

Altman Z-Score	n/a
Piotroski F-Score	2