Home Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	135.99	133.25	120.26	120.69	118.02	100.99
Net Interest Income Growth	10.46%	10.80%	-0.36%	2.27%	16.86%	9.52%
Non-Interest Income	15.19	15.46	14.63	14.64	13.89	16.27
Non-Interest Income Growth	0.70%	5.72%	-0.07%	5.41%	-14.66%	13.74%
Revenues Before Loan Losses	151.18	148.72	134.89	135.33	131.9	117.26
Provision for Credit Losses	1.66	1.13	2.42	2.34	7.49	-10.16
Revenue	149.52	147.58	132.47	132.99	124.41	127.42
Revenue Growth (YoY)	10.32%	11.40%	-0.39%	6.89%	-2.36%	35.86%
Compensation Expenses	54.54	53.48	51.33	48.93	47.75	39.15
Selling, General & Admin	24.71	24.77	25.09	23.66	22.79	19.16
Other Non-Interest Expenses	11.68	11.31	10.87	10.25	11.37	8.67
Total Non-Interest Expense	90.92	89.56	87.29	82.84	81.91	66.98
Pretax Income	58.59	58.02	45.18	50.15	42.5	60.44
Provision for Income Taxes	12.13	11.96	8.76	9.91	8.43	11.82
Net Income	46.46	46.06	36.43	40.24	34.07	48.62
Net Income to Common	46.46	46.06	36.43	40.24	34.07	48.62
Net Income Growth	21.64%	26.45%	-9.48%	18.10%	-29.92%	96.33%
Shares Outstanding (Basic)	8	8	8	8	8	8
Shares Outstanding (Diluted)	8	8	8	8	8	8
Shares Change (YoY)	-2.56%	-1.99%	-0.74%	-1.57%	-2.78%	-3.17%
EPS (Basic)	6.02	5.93	4.58	5.02	4.19	5.80
EPS (Diluted)	5.95	5.87	4.55	4.99	4.16	5.77
EPS Growth	24.48%	29.01%	-8.82%	19.95%	-27.90%	102.46%
Shares Outstanding	7.83	7.83	8.09	8.15	8.28	8.52
Free Cash Flow	50.1	44.34	44.67	39.33	48.49	53.24
Free Cash Flow Growth	12.99%	-0.74%	13.58%	-18.89%	-8.92%	13.57%
Free Cash Flow Per Share	6.43	5.65	5.58	4.88	5.92	6.32
Dividends Per Share	1.180	1.140	1.010	1.000	0.930	0.910
Dividend Growth	3.51%	12.87%	1.00%	7.53%	2.20%	3.41%
Profit Margin	31.07%	31.21%	27.50%	30.26%	27.39%	38.16%
FCF Margin	33.51%	30.05%	33.72%	29.58%	38.98%	41.79%
EBITDA	5.49	5.71	6.57	7.25	7.54	6.61
EBITDA Margin	3.67%	3.87%	4.96%	5.45%	6.06%	5.19%
Effective Tax Rate	20.71%	20.61%	19.38%	19.75%	19.83%	19.55%

SEC Filings: 10-K · 10-Q