Grupo Aval Acciones y Valores S.A. (AVAL)

AVAL Balance Sheet

Financials in millions COP. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	17,699,113	8,412,658	7,246,299	16,524,688	19,674,150	13,260,580
Investment Securities	37,805,674	32,507,486	33,718,062	37,381,561	31,352,931	19,999,773
Trading Asset Securities	20,306,456	12,646,497	9,862,236	8,792,453	9,743,497	8,659,346
Total Investments	58,112,130	45,153,983	43,580,298	46,174,014	41,096,428	28,659,119
Gross Loans	194,993,413	201,813,185	196,840,004	239,530,631	211,554,474	188,091,859
Allowance for Loan Losses	-10,438,832	-10,035,715	-9,197,514	-11,275,612	-10,905,171	-8,185,797
Other Adjustments to Gross Loans	-	-15,609,415	-8,526,643	-7,957,194	-5,107,309	-5,963,745
Net Loans	184,554,581	176,168,055	179,115,847	220,297,825	195,541,994	173,942,317
Property, Plant & Equipment	7,172,744	5,858,749	6,141,848	8,092,632	8,042,721	7,916,988
Goodwill	2,215,199	2,202,222	2,248,217	8,486,560	7,713,817	7,348,587
Other Intangible Assets	35,555,697	33,752,514	31,435,880	26,065,690	20,538,742	15,759,895
Investments in Real Estate	-	906,469	880,963	852,935	808,556	928,566
Other Receivables	13,231,235	9,640,365	8,376,857	6,022,520	5,614,625	4,997,573
Restricted Cash	1,452,812	10,185,203	9,786,558	20,118,141	14,351,385	16,856,656
Other Current Assets	87,107	3,650,900	2,658,212	3,034,810	2,104,024	1,170,037
Long-Term Deferred Tax Assets	-	1,280,912	1,851,218	1,765,265	861,702	246,598
Other Real Estate Owned & Foreclosed	-	64,447	68,001	177,742	178,357	195,483
Other Long-Term Assets	535,015	3,905,119	2,201,038	9,291,103	6,369,369	7,550,190
Total Assets	320,615,633	301,181,596	295,591,236	366,903,925	322,895,870	278,832,589
Accounts Payable	3,238,586	3,474,177	2,803,736	3,228,295	2,664,081	1,877,694
Accrued Expenses	854,462	1,147,438	1,150,500	935,663	712,767	685,679
Interest Bearing Deposits	195,680,559	181,557,202	172,499,644	233,853,221	211,308,937	175,027,651
Non-Interest Bearing Deposits	344,408	430,194	841,505	617,201	532,660	463,770
Total Deposits	196,024,967	181,987,396	173,341,149	234,470,422	211,841,597	175,491,421
Short-Term Borrowings	22,304,281	17,432,970	10,849,095	11,778,138	8,688,845	10,297,215
Current Portion of Long-Term Debt	-	13,215,921	25,297,468	25,138,973	10,644,728	13,368,142
Current Portion of Leases	-	137,595	143,546	468,393	-	-
Current Income Taxes Payable	5,854,673	268,347	228,817	382,348	406,207	387,274
Other Current Liabilities	2,152,178	2,426,746	1,903,335	2,530,523	2,336,612	2,424,821
Long-Term Debt	46,858,244	34,472,627	35,395,442	34,588,781	37,774,661	29,202,453
Long-Term Leases	2,837,077	2,654,153	2,192,398	2,413,764	3,025,733	3,033,502
Long-Term Unearned Revenue	4,495,334	3,432,109	3,071,494	3,033,292	2,232,361	1,489,111
Pension & Post-Retirement Benefits	1,045,088	522,512	464,496	1,163,076	1,201,855	1,234,980
Long-Term Deferred Tax Liabilities	-	5,546,640	5,062,670	4,332,366	3,181,974	2,871,309
Other Long-Term Liabilities	2,159,988	2,942,549	2,865,431	2,968,244	2,744,892	3,120,719
Total Liabilities	287,824,878	269,661,180	264,769,577	327,432,278	287,456,313	245,484,320
Common Stock	23,744	23,744	23,744	22,281	22,281	22,281
Additional Paid-In Capital	9,557,626	9,571,374	9,571,374	8,490,799	8,470,870	8,445,766
Retained Earnings	7,893,315	7,731,773	8,018,417	13,383,391	11,302,134	10,289,073
Comprehensive Income & Other	-88,185	-544,219	-1,146,565	1,117,182	862,013	1,093,447
Total Common Equity	17,386,500	16,782,672	16,466,970	23,013,653	20,657,298	19,850,567
Minority Interest	15,404,255	14,737,744	14,354,689	16,457,994	14,782,259	13,497,702
Shareholders' Equity	32,790,755	31,520,416	30,821,659	39,471,647	35,439,557	33,348,269
Total Liabilities & Equity	320,615,633	301,181,596	295,591,236	366,903,925	322,895,870	278,832,589
Total Debt	71,999,602	67,913,266	73,877,949	74,388,049	60,133,967	55,901,312
Net Cash (Debt)	-33,994,033	-46,854,111	-56,769,414	-49,070,908	-30,716,320	-33,981,386
Net Cash Per Share	-1431.72	-1973.35	-2453.04	-2202.36	-1378.59	-1525.13
Filing Date Shares Outstanding	23,743	23,743	23,743	22,281	22,281	22,281
Total Common Shares Outstanding	23,743	23,743	23,743	22,281	22,281	22,281
Book Value Per Share	732.26	706.83	693.54	1032.88	927.13	890.92
Tangible Book Value	-20,384,396	-19,172,064	-17,217,127	-11,538,597	-7,595,261	-3,257,915
Tangible Book Value Per Share	-858.53	-807.47	-725.13	-517.87	-340.88	-146.22

Source: S&P Capital IQ. Banks template. Financial Sources.