Grupo Aval Acciones y Valores S.A. (AVAL)

AVAL Balance Sheet

Financials in millions COP. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	19,354,700	7,278,873	8,412,658	7,246,299	16,524,688
Investment Securities	40,567,000	37,690,206	32,507,486	33,718,062	37,381,561
Trading Asset Securities	29,334,100	13,764,958	12,646,497	9,862,236	8,792,453
Total Investments	69,901,100	51,455,164	45,153,983	43,580,298	46,174,014
Gross Loans	-	209,327,051	201,813,185	196,840,004	239,530,631
Allowance for Loan Losses	-	-10,006,639	-10,035,715	-9,197,514	-11,275,612
Other Adjustments to Gross Loans	-	-9,190,926	-15,609,415	-8,526,643	-7,957,194
Net Loans	-	190,129,486	176,168,055	179,115,847	220,297,825
Property, Plant & Equipment	8,417,400	6,032,167	5,858,749	6,141,848	8,092,632
Goodwill	2,057,100	2,223,608	2,202,222	2,248,217	8,486,560
Other Intangible Assets	16,449,300	36,333,119	33,752,514	31,435,880	26,065,690
Loans Held for Sale	184,226,000	-	-	-	-
Investments in Real Estate	955,400	972,935	906,469	880,963	852,935
Other Receivables	2,871,400	10,976,415	9,640,365	8,376,857	6,022,520
Restricted Cash	-	9,719,986	10,185,203	9,786,558	20,118,141
Other Current Assets	18,256,600	7,350,943	3,650,900	2,658,212	3,034,810
Long-Term Deferred Tax Assets	1,366,800	1,628,201	1,280,912	1,851,218	1,765,265
Other Real Estate Owned & Foreclosed	-	78,194	64,447	68,001	177,742
Other Long-Term Assets	25,080,900	3,680,292	3,905,119	2,201,038	9,291,103
Total Assets	348,936,700	327,859,383	301,181,596	295,591,236	366,903,925
Accounts Payable	-	3,253,637	3,474,177	2,803,736	3,228,295
Accrued Expenses	-	1,320,817	1,147,438	1,150,500	935,663
Interest Bearing Deposits	207,405,200	200,524,267	181,557,202	172,499,644	233,853,221
Non-Interest Bearing Deposits	-	347,910	430,194	841,505	617,201
Total Deposits	207,405,200	200,872,177	181,987,396	173,341,149	234,470,422
Short-Term Borrowings	24,641,600	22,561,950	20,938,954	10,849,095	11,778,138
Current Portion of Long-Term Debt	-	5,299,548	4,677,301	25,297,468	25,138,973
Current Portion of Leases	-	-	-	143,546	468,393
Current Income Taxes Payable	203,900	247,502	268,347	228,817	382,348
Other Current Liabilities	-	2,143,795	2,426,746	1,903,335	2,530,523
Long-Term Debt	46,016,200	43,129,602	39,505,263	35,395,442	34,588,781
Long-Term Leases	-	2,866,267	2,791,748	2,192,398	2,413,764
Long-Term Unearned Revenue	-	4,338,566	3,432,109	3,071,494	3,033,292
Pension & Post-Retirement Benefits	987,800	561,659	522,512	464,496	1,163,076
Long-Term Deferred Tax Liabilities	5,958,800	5,616,464	5,546,640	5,062,670	4,332,366
Other Long-Term Liabilities	28,980,400	2,484,481	2,942,549	2,865,431	2,968,244
Total Liabilities	314,193,900	294,696,465	269,661,180	264,769,577	327,432,278
Common Stock	18,445,900	23,744	23,744	23,744	22,281
Additional Paid-In Capital	-	9,508,062	9,571,374	9,571,374	8,490,799
Retained Earnings	-	8,163,434	7,731,773	8,018,417	13,383,391
Comprehensive Income & Other	-	-243,983	-544,219	-1,146,565	1,117,182
Total Common Equity	18,445,900	17,451,257	16,782,672	16,466,970	23,013,653
Minority Interest	16,296,900	15,711,661	14,737,744	14,354,689	16,457,994
Shareholders' Equity	34,742,800	33,162,918	31,520,416	30,821,659	39,471,647
Total Liabilities & Equity	348,936,700	327,859,383	301,181,596	295,591,236	366,903,925
Total Debt	70,657,800	73,857,367	67,913,266	73,877,949	74,388,049
Net Cash (Debt)	-21,969,000	-52,813,536	-46,854,111	-56,769,414	-49,070,908
Net Cash Per Share	-	-2224.34	-1973.35	-2453.04	-2202.36
Filing Date Shares Outstanding	-	23,743	23,743	23,743	22,281
Total Common Shares Outstanding	-	23,743	23,743	23,743	22,281
Book Value Per Share	-	734.99	706.83	693.54	1032.88
Tangible Book Value	-60,500	-21,105,470	-19,172,064	-17,217,127	-11,538,597
Tangible Book Value Per Share	-	-888.90	-807.47	-725.13	-517.87

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q