ArrowMark Financial Statistics

Total Valuation

BANX has a market cap or net worth of $145.67 million. The enterprise value is $189.81 million.

Market Cap	145.67M
Enterprise Value	189.81M

Important Dates

The next estimated earnings date is Tuesday, July 15, 2025, after market close.

Earnings Date	Jul 15, 2025
Ex-Dividend Date	Mar 20, 2025

Share Statistics

BANX has 7.13 million shares outstanding. The number of shares has increased by 0.12% in one year.

Current Share Class	7.13M
Shares Outstanding	7.13M
Shares Change (YoY)	+0.12%
Shares Change (QoQ)	+0.05%
Owned by Insiders (%)	0.25%
Owned by Institutions (%)	15.80%
Float	n/a

Valuation Ratios

The trailing PE ratio is 8.69.

PE Ratio	8.69
Forward PE	n/a
PS Ratio	4.94
Forward PS	n/a
PB Ratio	0.94
P/TBV Ratio	0.94
P/FCF Ratio	n/a
P/OCF Ratio	10.57
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	11.34
EV / Sales	6.44
EV / EBITDA	n/a
EV / EBIT	8.11
EV / FCF	n/a

Financial Position

The company has a current ratio of 1.08, with a Debt / Equity ratio of 0.30.

Current Ratio	1.08
Quick Ratio	0.98
Debt / Equity	0.30
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	5.85

Financial Efficiency

Return on equity (ROE) is 10.89% and return on invested capital (ROIC) is 7.32%.

Return on Equity (ROE)	10.89%
Return on Assets (ROA)	7.10%
Return on Invested Capital (ROIC)	7.32%
Return on Capital Employed (ROCE)	11.59%
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	n/a
Asset Turnover	0.14
Inventory Turnover	n/a

Taxes

In the past 12 months, BANX has paid $500,086 in taxes.

Income Tax	500,086
Effective Tax Rate	2.90%

Stock Price Statistics

The stock price has increased by +11.63% in the last 52 weeks. The beta is 0.34, so BANX's price volatility has been lower than the market average.

Beta (5Y)	0.34
52-Week Price Change	+11.63%
50-Day Moving Average	20.05
200-Day Moving Average	20.59
Relative Strength Index (RSI)	57.05
Average Volume (20 Days)	16,201

Short Selling Information

The latest short interest is 29,725, so 0.42% of the outstanding shares have been sold short.

Short Interest	29,725
Short Previous Month	22,914
Short % of Shares Out	0.42%
Short % of Float	n/a
Short Ratio (days to cover)	1.83

Income Statement

In the last 12 months, BANX had revenue of $29.47 million and earned $16.74 million in profits. Earnings per share was $2.35.

Revenue	29.47M
Gross Profit	29.47M
Operating Income	23.39M
Pretax Income	n/a
Net Income	16.74M
EBITDA	n/a
EBIT	23.39M
Earnings Per Share (EPS)	$2.35

Full Income Statement

Balance Sheet

The company has $2.66 million in cash and $46.80 million in debt, giving a net cash position of -$44.14 million or -$6.19 per share.

Cash & Cash Equivalents	2.66M
Total Debt	46.80M
Net Cash	-44.14M
Net Cash Per Share	-$6.19
Equity (Book Value)	155.10M
Book Value Per Share	21.78
Working Capital	499,974

Full Balance Sheet

Cash Flow

Operating Cash Flow	13.78M
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Full Cash Flow Statement

Margins

Gross margin is 100.00%, with operating and profit margins of 79.38% and 56.82%.

Gross Margin	100.00%
Operating Margin	79.38%
Pretax Margin	58.52%
Profit Margin	56.82%
EBITDA Margin	n/a
EBIT Margin	79.38%
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $2.10, which amounts to a dividend yield of 10.27%.

Dividend Per Share	$2.10
Dividend Yield	10.27%
Dividend Growth (YoY)	-7.08%
Years of Dividend Growth	n/a
Payout Ratio	89.30%
Buyback Yield	-0.12%
Shareholder Yield	10.16%
Earnings Yield	11.50%
FCF Yield	n/a

Dividend Details

Analyst Forecast

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

BANX has an Altman Z-Score of 2.06 and a Piotroski F-Score of 4. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score	2.06
Piotroski F-Score	4