Banco Bradesco S.A. (BBDO)

Banco Bradesco Income Statement

Financials in millions BRL. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Interest Income on Loans	202,063	211,458	200,613	138,223	119,743	124,418
Interest Paid on Deposits	144,788	156,376	130,802	55,121	48,576	58,618
Net Interest Income	57,275	55,082	69,811	83,102	71,168	65,800
Net Interest Income Growth (YoY)	-9.94%	-21.10%	-15.99%	16.77%	8.16%	-1.51%
Gain (Loss) on Sale of Assets	182.52	208.32	240.78	25.89	-239.61	-344.63
Gain (Loss) on Sale of Investments	4,962	10,782	6,485	-12,610	-21,137	-1,907
Other Non-Interest Income	37,274	32,455	32,973	31,681	31,504	33,916
Total Non-Interest Income	42,418	43,446	39,699	19,096	10,128	31,664
Non-Interest Income Growth (YoY)	15.33%	9.44%	107.89%	88.55%	-68.01%	56.80%
Revenues Before Loan Losses	99,693	98,528	109,510	102,198	81,296	97,464
Provision for Loan Losses	24,293	30,177	26,346	9,358	18,712	12,532
Revenue	75,400	68,351	83,164	92,840	62,584	84,932
Revenue Growth (YoY)	17.49%	-17.81%	-10.42%	48.35%	-26.31%	18.11%
Salaries and Employee Benefits	21,685	20,814	19,889	20,014	18,965	21,144
Occupancy Expenses	6,098	6,025	5,306	5,773	5,921	5,866
Selling, General & Administrative	19,854	19,831	20,053	19,072	18,343	19,697
Other Non-Interest Expense	10,238	7,222	11,689	11,663	15,724	21,609
Total Non-Interest Expense	56,047	51,791	55,581	56,099	58,508	67,115
EBT Excluding Unusual Items	19,353	16,560	27,583	36,741	4,075	17,817
Legal Settlements	-5,887	-5,315	-2,961	-3,888	-	-4,436
Pretax Income	12,429	10,208	24,622	32,852	4,075	13,381
Income Tax Expense	-2,391	-4,294	3,165	9,472	-11,959	-7,792
Earnings From Continuing Operations	14,820	14,503	21,457	23,381	16,034	21,173
Minority Interest in Earnings	-278.05	-251.44	-233.51	-208.48	-197.1	-150.18
Net Income	14,542	14,251	21,223	23,172	15,837	21,023
Net Income to Common	14,542	14,251	21,223	23,172	15,837	21,023
Net Income Growth	8.62%	-32.85%	-8.41%	46.32%	-24.67%	26.77%
Basic Shares Outstanding	10,623	10,642	10,657	10,676	10,692	10,692
Diluted Shares Outstanding	10,623	10,642	10,657	10,676	10,692	10,692
Shares Change (YoY)	-0.21%	-0.14%	-0.17%	-0.15%	0.00%	-0.00%
EPS (Basic)	1.37	1.34	1.99	2.17	1.48	1.97
EPS (Diluted)	1.37	1.34	1.99	2.17	1.48	1.97
EPS Growth	8.84%	-32.75%	-8.25%	46.54%	-24.67%	26.77%
Dividend Per Share	1.114	1.114	0.622	0.697	0.575	0.947
Dividend Growth	2051.81%	78.95%	-10.72%	21.18%	-39.25%	-
Effective Tax Rate	-	-	12.85%	28.83%	-	-

Source: S&P Capital IQ. Banks template. Financial Sources.