Business First Bancshares, Inc. (BFST)

Business First Bancshares Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	405.02	374.56	323.33	218.03	156.79	140.46
Interest Income on Investments	42.4	40.21	30	18.08	13.65	9.3
Total Interest Income	447.43	414.76	353.33	236.11	170.44	149.76
Interest Paid on Deposits	170.15	165.09	106.91	24.41	12.18	17.56
Interest Paid on Borrowings	22.41	22.29	31.29	12.12	4.37	4.55
Total Interest Expense	192.56	187.38	138.2	36.54	16.55	22.11
Net Interest Income	254.87	227.38	215.13	199.58	153.88	127.65
Net Interest Income Growth (YoY)	18.77%	5.70%	7.79%	29.69%	20.55%	59.16%
Gain (Loss) on Sale of Assets	3.52	0.05	0.95	-0.72	-0.52	-0.35
Gain (Loss) on Sale of Investments	-0.04	0.01	-2.57	-0.05	0.38	0.14
Other Non-Interest Income	32.57	30.5	24.48	21.23	18.99	11.83
Total Non-Interest Income	49.64	44.19	35.18	29.31	35.78	21.56
Non-Interest Income Growth (YoY)	36.38%	25.61%	20.04%	-18.09%	65.93%	101.38%
Revenues Before Loan Losses	304.51	271.58	250.31	228.89	189.67	149.21
Provision for Loan Losses	13.41	10.87	4.48	10.89	8.05	11.44
Revenue	291.1	260.7	245.83	218	181.62	137.78
Revenue Growth (YoY)	17.48%	6.05%	12.77%	20.03%	31.82%	56.03%
Salaries and Employee Benefits	107.79	100.92	86.61	81.16	62.96	51.81
Occupancy Expenses	15.12	13.05	11.34	13.97	14.19	11.38
Selling, General & Administrative	20.19	18.82	18.15	12.55	5.57	1.61
Other Non-Interest Expense	49.75	43.63	40.37	36.06	32.26	26.64
Total Non-Interest Expense	192.86	176.42	156.47	143.73	114.99	91.43
EBT Excluding Unusual Items	98.24	84.29	89.36	74.27	66.63	46.34
Other Unusual Items	0.63	-	1.46	-0.5	-1.56	-
Pretax Income	97.92	83.05	90.59	68.59	64.56	36.78
Income Tax Expense	20.95	17.94	19.54	14.34	12.42	6.79
Net Income	76.98	65.11	71.04	54.26	52.14	29.99
Preferred Dividends & Other Adjustments	5.4	5.4	5.4	1.35	-	-
Net Income to Common	71.58	59.71	65.64	52.91	52.14	29.99
Net Income Growth	14.80%	-8.36%	30.94%	4.06%	73.82%	26.17%
Basic Shares Outstanding	28	26	25	23	21	18
Diluted Shares Outstanding	28	26	25	23	21	18
Shares Change (YoY)	12.35%	4.57%	10.86%	10.58%	13.11%	33.45%
EPS (Basic)	2.53	2.27	2.62	2.34	2.54	1.65
EPS (Diluted)	2.51	2.26	2.59	2.32	2.53	1.64
EPS Growth	3.92%	-12.74%	11.64%	-8.30%	54.27%	-5.75%
Dividend Per Share	0.560	0.560	0.520	0.480	0.480	0.400
Dividend Growth	-	7.69%	8.33%	-	20.00%	-
Effective Tax Rate	21.39%	21.61%	21.57%	20.90%	19.24%	18.45%

Updated Jul 28, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q