Business First Bancshares, Inc. (BFST)

Business First Bancshares Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Interest Income	273.16	227.38	215.13	199.58	153.88
Net Interest Income Growth	20.13%	5.70%	7.79%	29.69%	20.55%
Non-Interest Income	51.54	44.19	36.64	29.31	35.78
Non-Interest Income Growth	16.63%	20.61%	25.01%	-18.09%	65.93%
Revenues Before Loan Losses	324.71	271.58	251.77	228.89	189.67
Provision for Credit Losses	11.32	10.87	4.48	10.89	8.05
Revenue	313.39	260.7	247.29	218	181.62
Revenue Growth (YoY)	20.21%	5.42%	13.43%	20.03%	31.82%
Compensation Expenses	115.85	103.92	90.61	85.22	65.83
Selling, General & Admin	41.97	35.96	32.17	19.37	15.75
Other Non-Interest Expenses	88.11	75.56	70.12	44.82	35.49
Total Non-Interest Expense	203.08	177.65	156.7	149.41	117.06
Pretax Income	110.31	83.05	90.59	68.59	64.56
Provision for Income Taxes	22.45	17.94	19.54	14.34	12.42
Net Income	82.46	59.71	65.64	52.91	52.14
Net Income Attributable to Preferred Dividends	5.4	5.4	5.4	1.35	-
Net Income to Common	82.46	59.71	65.64	52.91	52.14
Net Income Growth	38.11%	-9.04%	24.07%	1.47%	73.82%
Shares Outstanding (Basic)	29	26	25	23	21
Shares Outstanding (Diluted)	30	26	25	23	21
Shares Change (YoY)	11.70%	4.57%	10.86%	10.58%	13.11%
EPS (Basic)	2.81	2.27	2.62	2.32	2.53
EPS (Diluted)	2.79	2.26	2.59	2.32	2.53
EPS Growth	23.45%	-12.74%	11.64%	-8.30%	54.27%
Free Cash Flow	92.02	59.85	79.32	61.8	52.47
Free Cash Flow Growth	53.75%	-24.55%	28.36%	17.77%	98.99%
Free Cash Flow Per Share	3.11	2.26	3.14	2.71	2.54
Dividends Per Share	0.580	0.560	0.520	0.480	0.480
Dividend Growth	3.57%	7.69%	8.33%	-	20.00%
Profit Margin	28.04%	24.97%	28.73%	24.89%	28.71%
FCF Margin	29.36%	22.96%	32.08%	28.35%	28.89%
EBITDA	5.68	5.26	4.67	4.82	4.16
EBITDA Margin	1.81%	2.02%	1.89%	2.21%	2.29%
Effective Tax Rate	20.35%	21.61%	21.57%	20.90%	19.24%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q