Business First Bancshares, Inc. (BFST)

Business First Bancshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	535.05	516.77	377.24	168.35	295.42	323.28
Investment Securities	1,001	427.15	392.4	456.79	480.04	354.88
Mortgage-Backed Securities	-	537.74	506.31	451.73	552.34	295.02
Total Investments	1,001	964.88	898.71	908.52	1,032	649.9
Gross Loans	6,048	5,994	5,005	4,619	3,197	3,002
Allowance for Loan Losses	-58.5	-54.84	-40.41	-38.18	-29.11	-22.02
Other Adjustments to Gross Loans	-	-12.6	-12.6	-13.1	-7.7	-10.2
Net Loans	5,989	5,927	4,952	4,568	3,160	2,969
Property, Plant & Equipment	79.01	81.95	69.48	63.18	58.16	58.59
Goodwill	121.15	121.57	88.39	88.54	59.89	53.86
Other Intangible Assets	15.78	17.25	11.9	14.04	12.2	9.73
Loans Held for Sale	0.68	0.72	0.84	0.3	1.2	0.97
Accrued Interest Receivable	36.74	35.87	29.92	25.67	19.6	23.9
Long-Term Deferred Tax Assets	25.22	29.59	27.32	31.19	8.82	5.86
Other Real Estate Owned & Foreclosed	1.47	5.53	1.69	1.43	1.43	9.05
Other Long-Term Assets	143.43	135.79	111.9	101.54	71.49	52.49
Total Assets	7,948	7,857	6,585	5,990	4,726	4,160
Interest Bearing Deposits	5,009	3,970	3,326	2,991	2,589	2,233
Institutional Deposits	-	1,185	623.34	279.78	197.27	219.58
Non-Interest Bearing Deposits	1,411	1,357	1,299	1,549	1,291	1,164
Total Deposits	6,420	6,511	5,249	4,820	4,077	3,617
Short-Term Borrowings	22.56	22.62	318.89	296.27	19.14	26.85
Current Portion of Long-Term Debt	-	82.56	-	-	-	21.15
Current Portion of Leases	-	5.89	4.43	4.14	2.24	1.81
Accrued Interest Payable	4.83	5.97	14.84	2.09	1.35	2.5
Long-Term Debt	92.65	99.76	99.99	110.75	81.43	30
Federal Home Loan Bank Debt, Long-Term	492.95	273.32	211.2	148.1	82.02	23
Long-Term Leases	-	22.43	19.21	15.04	12.06	11.12
Trust Preferred Securities	5	5	5	5	5	5
Other Long-Term Liabilities	62.23	28.75	17.95	8.25	12.48	12.3
Total Liabilities	7,100	7,058	5,940	5,410	4,293	3,750
Preferred Stock, Non-Redeemable	71.93	71.93	71.93	71.93	-	-
Total Preferred Equity	71.93	71.93	71.93	71.93	-	-
Common Stock	29.6	29.55	25.35	25.11	20.4	20.62
Additional Paid-In Capital	502.05	500.02	397.45	393.69	292.27	299.54
Retained Earnings	292.63	260.96	216.12	163.96	121.87	79.17
Comprehensive Income & Other	-47.77	-63	-66.59	-74.2	-1.18	10.63
Total Common Equity	776.51	727.54	572.33	508.55	433.37	409.96
Shareholders' Equity	848.44	799.47	644.26	580.48	433.37	409.96
Total Liabilities & Equity	7,948	7,857	6,585	5,990	4,726	4,160
Total Debt	613.15	511.58	658.71	579.29	201.89	118.92
Net Cash (Debt)	-52.66	56.02	-281.47	-410.94	93.53	204.36
Net Cash Growth	-	-	-	-	-54.23%	-
Net Cash Per Share	-1.85	2.12	-11.13	-18.01	4.53	11.20
Filing Date Shares Outstanding	29.6	29.55	25.36	25.11	20.4	20.69
Total Common Shares Outstanding	29.6	29.55	25.35	25.11	20.4	20.62
Book Value Per Share	26.23	24.62	22.58	20.25	21.24	19.88
Tangible Book Value	639.59	588.71	472.04	405.97	361.27	346.37
Tangible Book Value Per Share	21.61	19.92	18.62	16.17	17.71	16.80

Updated Jul 28, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q