Business First Bancshares, Inc. (BFST)

Business First Bancshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	383.18	377.24	168.35	295.42	323.28	150.74
Investment Securities	421.46	392.4	456.79	480.04	354.88	145.2
Mortgage-Backed Securities	560.07	506.31	451.73	552.34	295.02	139.46
Total Investments	981.53	898.71	908.52	1,032	649.9	284.66
Gross Loans	5,233	5,005	4,619	3,197	3,002	1,713
Allowance for Loan Losses	-42.15	-40.41	-38.18	-29.11	-22.02	-12.12
Other Adjustments to Gross Loans	-12.8	-12.6	-13.1	-7.7	-10.2	-3
Net Loans	5,178	4,952	4,568	3,160	2,969	1,698
Property, Plant & Equipment	67.62	69.48	63.18	58.16	58.59	29.28
Goodwill	91.53	88.39	88.54	59.89	53.86	48.5
Other Intangible Assets	10.33	11.9	14.04	12.2	9.73	6.69
Loans Held for Sale	-	0.84	0.3	1.2	0.97	0.25
Accrued Interest Receivable	32.55	29.92	25.67	19.6	23.9	8.03
Long-Term Deferred Tax Assets	20.85	27.32	31.19	8.82	5.86	2.15
Other Real Estate Owned & Foreclosed	1.79	1.69	1.43	1.43	9.05	4.04
Other Long-Term Assets	121.33	111.9	101.54	71.49	52.49	35.27
Total Assets	6,889	6,585	5,990	4,726	4,160	2,274
Interest Bearing Deposits	3,463	2,859	2,991	2,589	2,233	1,230
Institutional Deposits	986.91	1,090	279.78	197.27	219.58	152.86
Non-Interest Bearing Deposits	1,191	1,299	1,549	1,291	1,164	398.85
Total Deposits	5,641	5,249	4,820	4,077	3,617	1,782
Short-Term Borrowings	112.4	318.89	296.27	19.14	26.85	67.99
Current Portion of Long-Term Debt	-	-	-	-	21.15	10
Current Portion of Leases	4.44	4.43	4.14	2.24	1.81	1.82
Accrued Interest Payable	3.75	14.84	2.09	1.35	2.5	1.53
Long-Term Debt	99.82	99.99	110.75	81.43	30	25
Federal Home Loan Bank Debt, Long-Term	276.33	211.2	148.1	82.02	23	83
Long-Term Leases	15.14	16.74	15.04	12.06	11.12	11.42
Trust Preferred Securities	5	5	5	5	5	-
Other Long-Term Liabilities	31.29	20.42	8.25	12.48	12.3	5.96
Total Liabilities	6,189	5,940	5,410	4,293	3,750	1,989
Preferred Stock, Non-Redeemable	71.93	71.93	71.93	-	-	-
Total Preferred Equity	71.93	71.93	71.93	-	-	-
Common Stock	25.52	25.35	25.11	20.4	20.62	13.28
Additional Paid-In Capital	398.24	397.45	393.69	292.27	299.54	212.51
Retained Earnings	249.98	216.12	163.96	121.87	79.17	56.7
Comprehensive Income & Other	-46.14	-66.59	-74.2	-1.18	10.63	2.61
Total Common Equity	627.59	572.33	508.55	433.37	409.96	285.1
Shareholders' Equity	699.52	644.26	580.48	433.37	409.96	285.1
Total Liabilities & Equity	6,889	6,585	5,990	4,726	4,160	2,274
Total Debt	513.14	656.24	579.29	201.89	118.92	199.23
Net Cash (Debt)	-104.08	-278.99	-410.94	93.53	204.36	-48.49
Net Cash Growth	-	-	-	-54.24%	-	-
Net Cash Per Share	-4.10	-11.03	-18.01	4.53	11.20	-3.55
Filing Date Shares Outstanding	29.54	25.36	25.11	20.4	20.69	13.44
Total Common Shares Outstanding	25.52	25.35	25.11	20.4	20.62	13.28
Book Value Per Share	24.59	22.58	20.25	21.24	19.88	21.47
Tangible Book Value	525.74	472.04	405.97	361.27	346.37	229.91
Tangible Book Value Per Share	20.60	18.62	16.17	17.71	16.80	17.31

Source: S&P Capital IQ. Banks template. Financial Sources.