Business First Bancshares, Inc. (BFST)

Business First Bancshares Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	76.98	65.11	71.04	54.26	52.14	29.99
Depreciation & Amortization	5.76	5.26	4.67	4.82	4.16	4.36
Gain (Loss) on Sale of Assets	-3.15	-0.09	-1.16	0.09	0.91	-0.03
Gain (Loss) on Sale of Investments	1.55	2.13	6.76	6.05	6.64	5
Provision for Credit Losses	13.41	10.87	4.48	10.89	8.05	11.44
Accrued Interest Receivable	-3.26	-3.08	-4.25	-3.47	4.3	-10.65
Change in Other Net Operating Assets	-2.08	-0.38	9.76	5.92	-1.96	0.6
Other Operating Activities	-8.1	-6.34	-11.91	-11.25	-7.93	-9.48
Operating Cash Flow	81.48	61.4	92.43	69.58	56.44	29.34
Operating Cash Flow Growth	22.80%	-33.57%	32.84%	23.27%	92.38%	20.15%
Capital Expenditures	-1.41	-1.56	-11.65	-7.78	-3.97	-2.97
Cash Acquisitions	100.1	96.82	-	163.46	-7.26	106
Investment in Securities	-43.15	-49.72	20.65	18.82	-403.57	-85
Income (Loss) Equity Investments	-2.15	-2.2	-3.05	-1.55	-2.4	-2.66
Divestitures	-43.08	-	-14.51	-	-13.73	-
Net Decrease (Increase) in Loans Originated / Sold - Investing	-195.59	-294.94	-379.07	-1,070	-187.63	-384.96
Other Investing Activities	78.65	-45.52	-136.56	195.34	-66.84	-112.2
Investing Cash Flow	-100.92	-294.91	-521.14	-700.52	-675.35	-475.3
Short-Term Debt Issued	-	3.74	300	15.14	-	1.37
Long-Term Debt Issued	-	122.49	-	327.2	91.52	-
Total Debt Issued	169.29	126.22	300	342.35	91.52	1.37
Short-Term Debt Repaid	-	-300	-15.38	-0.01	-7.7	-48.77
Long-Term Debt Repaid	-	-	-207.8	-	-6	-91
Total Debt Repaid	-6.05	-300	-223.18	-0.01	-13.7	-139.76
Net Debt Issued (Repaid)	163.23	-173.78	76.82	342.34	77.82	-138.39
Issuance of Common Stock	-	-	-	48.49	3.56	3.36
Repurchase of Common Stock	-	-	-	-	-10.92	-5.8
Preferred Stock Issued	-	-	-	71.93	-	-
Common Dividends Paid	-15.98	-14.86	-12.66	-10.82	-9.44	-7.52
Preferred Dividends Paid	-5.4	-5.4	-5.4	-1.35	-	-
Total Dividends Paid	-21.38	-20.26	-18.06	-12.17	-9.44	-7.52
Net Increase (Decrease) in Deposit Accounts	165.29	520.57	444.78	265.83	480.12	658.39
Other Financing Activities	-	-0.03	-1.46	-1.1	-2.99	-4.32
Financing Cash Flow	307.15	326.5	502.08	715.31	538.16	505.72
Net Cash Flow	287.71	92.99	73.37	84.37	-80.76	59.76
Free Cash Flow	80.08	59.84	80.78	61.8	52.47	26.37
Free Cash Flow Growth	44.27%	-25.92%	30.72%	17.77%	98.99%	28.89%
Free Cash Flow Margin	27.51%	22.95%	32.86%	28.35%	28.89%	19.14%
Free Cash Flow Per Share	2.81	2.26	3.19	2.71	2.54	1.45
Cash Interest Paid	192.25	196.25	125.45	35.8	17.7	21.14
Cash Income Tax Paid	24.81	17.35	16.1	13.55	15.71	5.47

Updated Jul 28, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q