BHRB Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	382.97	311.42	101.8	73.64	73.17
Interest Income on Investments	62.02	54.74	45.1	38.99	27.65
Total Interest Income	444.99	366.16	146.9	112.63	100.82
Interest Paid on Deposits	121.97	118.66	39.2	3.74	2.75
Interest Paid on Borrowings	27.11	21.71	13.94	5.2	1.47
Total Interest Expense	149.08	140.38	53.14	8.94	4.22
Net Interest Income	295.91	225.79	93.76	103.69	96.6
Net Interest Income Growth (YoY)	31.06%	140.81%	-9.58%	7.34%	7.68%
Trust Income	10.46	8.41	5.35	5.31	5.16
Gain (Loss) on Sale of Assets	-	-2.18	-0.04	4.53	1.06
Gain (Loss) on Sale of Investments	0.16	-1.17	-2.64	-2.98	-2.72
Other Non-Interest Income	35.51	26.4	12.71	12.23	12.09
Total Non-Interest Income	46.12	31.46	15.39	19.09	15.6
Non-Interest Income Growth (YoY)	46.58%	104.45%	-19.40%	22.42%	-4.19%
Revenues Before Loan Losses	342.03	257.25	109.15	122.79	112.2
Provision for Loan Losses	1.52	24.22	0.21	-7.47	-1
Revenue	340.51	233.03	108.93	130.25	113.2
Revenue Growth (YoY)	46.12%	113.92%	-16.37%	15.06%	21.27%
Salaries and Employee Benefits	101.96	91.4	46.18	45.14	44.44
Amortization of Goodwill & Intangibles	15.55	-	-	-	-
Selling, General & Administrative	30.27	39.52	14.73	14.42	13.29
Other Non-Interest Expense	47.78	25.71	19.96	18.39	15.03
Total Non-Interest Expense	195.56	156.63	80.87	77.95	72.76
EBT Excluding Unusual Items	144.95	76.4	28.06	52.3	40.44
Pretax Income	144.95	39.9	25.06	52.3	40.44
Income Tax Expense	27.63	4.19	2.37	8.29	4.28
Net Income	117.32	35.71	22.69	44.01	36.17
Preferred Dividends & Other Adjustments	0.9	0.68	-	-	-
Net Income to Common	116.42	35.03	22.69	44.01	36.17
Net Income Growth	228.54%	57.36%	-48.44%	21.70%	36.48%
Basic Shares Outstanding	15	12	7	7	7
Diluted Shares Outstanding	15	12	8	7	7
Shares Change (YoY)	21.20%	65.74%	0.52%	0.51%	-0.33%
EPS (Basic)	7.72	2.83	3.05	5.93	4.87
EPS (Diluted)	7.72	2.82	3.02	5.89	4.87
EPS Growth	173.76%	-6.62%	-48.73%	20.95%	37.18%
Dividend Per Share	2.200	2.160	2.120	2.120	2.030
Dividend Growth	1.85%	1.89%	-	4.43%	1.50%
Effective Tax Rate	19.06%	10.50%	9.45%	15.84%	10.58%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q