BHRB Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	289.13	135.31	44.5	50.3	77.36
Investment Securities	1,616	966.93	746.22	759.67	1,077
Trading Asset Securities	-	3.19	1.06	1.31	1.63
Mortgage-Backed Securities	-	488.64	520.22	635.59	558.18
Total Investments	1,616	1,459	1,268	1,397	1,637
Gross Loans	5,388	5,677	2,091	1,891	1,749
Allowance for Loan Losses	-67.82	-68.04	-25.3	-21.04	-31.71
Other Adjustments to Gross Loans	-	-4.4	-3.5	-3.3	-4.4
Net Loans	5,320	5,604	2,062	1,866	1,713
Property, Plant & Equipment	136.81	148.79	69.83	63.05	47.57
Goodwill	34.15	32.78	-	-	-
Other Intangible Assets	41.75	57.3	-	-	-
Loans Held for Sale	0.37	2.33	1.5	-	1.25
Accrued Interest Receivable	35.44	34.45	15.9	15.48	15.25
Other Real Estate Owned & Foreclosed	2.88	2.78	-	-	-
Other Long-Term Assets	444.3	302.03	149.99	154.93	117.91
Total Assets	7,921	7,812	3,618	3,563	3,622
Interest Bearing Deposits	5,068	4,851	2,079	1,927	1,950
Institutional Deposits	-	284.4	92.3	32.6	52.4
Non-Interest Bearing Deposits	1,336	1,380	830.32	960.69	930.85
Total Deposits	6,404	6,515	3,002	2,920	2,933
Short-Term Borrowings	-	1.99	2.05	3.57	1.63
Current Portion of Long-Term Debt	450	365	272	-	-
Current Portion of Leases	-	3.48	-	-	-
Accrued Interest Payable	124.55	6.16	8.95	1.45	0.31
Long-Term Debt	87.49	111.89	-	-	-
Federal Home Loan Bank Debt, Long-Term	-	-	-	343.1	275
Long-Term Leases	-	13.73	9.17	10.34	11.17
Other Long-Term Liabilities	-	64.55	8.78	10.59	10.6
Total Liabilities	7,066	7,082	3,303	3,289	3,232
Preferred Stock, Non-Redeemable	10.41	10.41	-	-	-
Total Preferred Equity	10.41	10.41	-	-	-
Common Stock	7.8	7.77	4	4	4
Additional Paid-In Capital	405.92	401.17	14.5	12.28	10.37
Retained Earnings	517.06	434.11	427.33	424.39	396.12
Treasury Stock	-27.58	-27.58	-27.58	-27.73	-27.82
Comprehensive Income & Other	-58.96	-95.72	-103.49	-139.5	6.96
Total Common Equity	844.24	719.74	314.75	273.45	389.63
Shareholders' Equity	854.65	730.16	314.75	273.45	389.63
Total Liabilities & Equity	7,921	7,812	3,618	3,563	3,622
Total Debt	537.49	496.08	283.21	357	287.8
Net Cash (Debt)	-248.36	-357.57	-237.65	-305.4	-208.8
Net Cash Per Share	-16.47	-28.74	-31.66	-40.90	-28.10
Filing Date Shares Outstanding	15.03	14.98	7.44	7.43	7.42
Total Common Shares Outstanding	15.03	14.97	7.43	7.43	7.42
Book Value Per Share	56.18	48.08	42.37	36.82	52.48
Tangible Book Value	768.34	629.66	314.75	273.45	389.63
Tangible Book Value Per Share	51.13	42.06	42.37	36.82	52.48

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q