Burke & Herbert Financial Services Corp. (BHRB)

BHRB Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	104.51	35.71	22.69	44.01	36.17	26.5
Depreciation & Amortization	23.92	17.41	2.87	3.05	3.21	2.94
Gain (Loss) on Sale of Assets	1.65	2.01	0.04	-4.53	-1.06	0.01
Gain (Loss) on Sale of Investments	4.66	4.39	7.66	9.95	8.49	2.76
Provision for Credit Losses	2.11	24.22	0.21	-7.47	-1	12.65
Net Decrease (Increase) in Loans Originated / Sold - Operating	2.23	-0.38	-1.33	7.29	7.23	-6.12
Accrued Interest Receivable	3.53	3.03	-0.41	-0.23	-1.47	-5.67
Change in Other Net Operating Assets	-48.61	-32.5	3.85	0.5	2.58	-2.33
Other Operating Activities	5	-34.17	-1.84	2.56	0.72	-1.11
Operating Cash Flow	162.37	85.8	42.51	61.06	54.95	23.19
Operating Cash Flow Growth	-	101.84%	-30.38%	11.11%	136.96%	-9.71%
Capital Expenditures	-7.25	-4.57	-14.25	-23.08	-1.08	-2.7
Sale of Property, Plant and Equipment	-	-	3.38	8.26	2.56	-
Cash Acquisitions	53.36	52.61	-	-	-	-
Investment in Securities	-90.6	7.49	156.58	41.89	-474.67	-442.05
Net Decrease (Increase) in Loans Originated / Sold - Investing	31.41	92.17	-200.54	-151.35	88.72	45.26
Other Investing Activities	-20.01	-24.14	11.65	-3.13	0.35	-6.26
Investing Cash Flow	-33.09	123.56	-43.17	-127.41	-384.13	-405.74
Short-Term Debt Issued	-	93	-	68.1	50	-
Long-Term Debt Issued	-	-	-	-	-	150
Total Debt Issued	255.94	93	-	68.1	50	150
Short-Term Debt Repaid	-	-	-71.1	-	-	-
Long-Term Debt Repaid	-	-0.22	-0.12	-0.15	-0.15	-
Total Debt Repaid	-0.22	-0.22	-71.22	-0.15	-0.15	-
Net Debt Issued (Repaid)	255.71	92.78	-71.22	67.95	49.85	150
Issuance of Common Stock	2	3.5	0.35	0.1	-	-
Repurchase of Common Stock	-	-	-	-	-1.12	-1.55
Common Dividends Paid	-4.91	-	-15.75	-15.74	-14.87	-14.91
Total Dividends Paid	-33.54	-28.64	-15.75	-15.74	-14.87	-14.91
Other Financing Activities	-240.23	-186.19	81.48	-13.02	143.97	393.96
Financing Cash Flow	-16.05	-118.54	-5.14	39.29	177.83	527.51
Net Cash Flow	113.23	90.82	-5.8	-27.07	-151.34	144.96
Free Cash Flow	155.12	81.23	28.26	37.98	53.87	20.49
Free Cash Flow Growth	-	187.44%	-25.60%	-29.49%	162.86%	-14.30%
Free Cash Flow Margin	47.01%	34.86%	25.94%	29.16%	47.59%	21.95%
Free Cash Flow Per Share	10.31	6.53	3.77	5.09	7.25	2.75
Cash Interest Paid	156.96	139.31	45.63	7.8	4.33	11.66
Cash Income Tax Paid	6.49	1.98	1.57	0.95	1.35	1.4

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q