Blue Foundry Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Year Ending	TTM	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Revenue	42.12	44.17	55.51	47.95	37.76	44.28
Revenue Growth (YoY)	-22.20%	-20.43%	15.77%	26.99%	-14.73%	-
Gross Profit	42.12	44.17	55.51	47.95	37.76	44.28
Selling, General & Admin	42.96	43.26	43.69	43.01	35.72	33.13
Other Operating Expenses	8.19	8.3	9.09	29.51	41.41	3.83
Operating Expenses	51.15	51.56	52.77	72.52	77.13	36.96
Operating Income	-9.03	-7.4	2.73	-24.57	-39.37	7.32
Other Expense / Income	-	-	-	2.16	-	-
Pretax Income	-9.03	-7.4	2.73	-26.72	-39.37	7.32
Income Tax	0	0	0.34	9.62	-7.87	1.84
Net Income	-9.03	-7.4	2.4	-36.34	-31.51	5.48
Shares Outstanding (Basic)	22	24	26	12	22	-
Shares Outstanding (Diluted)	22	24	26	12	-	-
Shares Change	-12.92%	-8.93%	115.85%	-44.04%	-	-
EPS (Basic)	-0.40	-0.31	0.09	-2.99	-	-
EPS (Diluted)	-0.40	-0.31	0.09	-2.99	-	-
Free Cash Flow	-16.42	-17.65	-2.59	-26.04	-8.55	3.23
Free Cash Flow Per Share	-0.74	-0.74	-0.10	-2.14	-0.39	-
Gross Margin	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Operating Margin	-21.43%	-16.75%	4.93%	-51.24%	-104.28%	16.54%
Profit Margin	-21.43%	-16.75%	4.32%	-75.80%	-83.44%	12.38%
Free Cash Flow Margin	-38.97%	-39.97%	-4.66%	-54.32%	-22.63%	7.29%
Effective Tax Rate	-	-	12.36%	-	-	25.12%
EBITDA	-3.19	-1.71	7.95	-21.76	-35.86	9.24
EBITDA Margin	-7.56%	-3.86%	14.32%	-45.38%	-94.97%	20.87%
Depreciation & Amortization	5.84	5.69	5.21	4.97	3.51	1.92
EBIT	-9.03	-7.4	2.73	-26.72	-39.37	7.32
EBIT Margin	-21.43%	-16.75%	4.93%	-55.74%	-104.28%	16.54%

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).