Blue Foundry Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep '24 Sep 30, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019
Cash & Equivalents	76.11	46.03	41.18	193.45	316.45	124.03
Investment Securities	163.87	176.96	189.61	208.04	120.82	111.71
Trading Asset Securities	5.98	9.05	11.09	1.31	0.08	-
Mortgage-Backed Securities	160.06	140.07	158.34	150.32	130.78	106.37
Total Investments	329.9	326.07	359.04	359.67	251.67	218.08
Gross Loans	1,551	1,561	1,545	1,288	1,284	1,424
Allowance for Loan Losses	-13.01	-14.15	-13.4	-14.43	-16.96	-14.5
Net Loans	1,538	1,547	1,532	1,273	1,267	1,410
Property, Plant & Equipment	54.35	57.65	55.73	53.58	44.45	32.27
Goodwill	-	-	-	-	-	15.46
Accrued Interest Receivable	8.39	7.6	6.89	5.37	5.75	5.39
Other Current Assets	-	-	0.92	-	5.3	-
Long-Term Deferred Tax Assets	-	-	-	-	10.02	3.23
Other Real Estate Owned & Foreclosed	-	0.59	-	-	0.62	2.01
Other Long-Term Assets	30.17	40.11	31.78	28.96	41.18	43.88
Total Assets	2,055	2,045	2,043	1,914	1,943	1,854
Interest Bearing Deposits	1,296	1,144	1,246	1,200	1,260	1,188
Institutional Deposits	-	101	43.1	47.3	96.1	107.02
Total Deposits	1,319	1,245	1,289	1,247	1,356	1,295
Short-Term Borrowings	1.98	1.47	-	1.56	5.55	-
Current Portion of Long-Term Debt	-	327	-	-	-	-
Current Portion of Leases	1.97	3.4	-	-	-	-
Federal Home Loan Bank Debt, Long-Term	348.5	70.5	310.5	185.5	329.4	296.9
Long-Term Leases	23.9	23.37	27.32	26.7	25.54	-
Pension & Post-Retirement Benefits	-	1.05	1.07	1.61	1.88	1.95
Other Long-Term Liabilities	20.78	17.63	21.86	22.33	18.4	22.63
Total Liabilities	1,716	1,689	1,650	1,485	1,737	1,617
Common Stock	0.29	0.29	0.29	0.29	0.01	0.01
Additional Paid-In Capital	276.62	273.99	279.45	282.01	0.82	0.82
Retained Earnings	155.12	164.34	171.76	169.46	205.8	237.31
Treasury Stock	-54.7	-40.02	-12.07	-	-	-
Comprehensive Income & Other	-38.03	-42.96	-45.71	-22.28	-1.03	-0.52
Shareholders' Equity	339.3	355.64	393.72	429.47	205.6	237.62
Total Liabilities & Equity	2,055	2,045	2,043	1,914	1,943	1,854
Total Debt	376.35	425.74	337.82	213.76	360.48	296.9
Net Cash (Debt)	-294.26	-370.67	-285.55	-19	-43.96	-172.87
Net Cash Per Share	-13.39	-15.49	-10.87	-1.56	-439.56	-
Filing Date Shares Outstanding	20.79	22.33	25.42	26.33	0.1	-
Total Common Shares Outstanding	20.98	22.5	25.42	26.33	0.1	-
Book Value Per Share	16.17	15.80	15.49	16.31	2056.00	-
Tangible Book Value	339.3	355.64	393.72	429.47	205.6	222.16
Tangible Book Value Per Share	16.17	15.80	15.49	16.31	2056.00	-

Source: S&P Capital IQ. Banks template. Financial Sources.