Blue Foundry Bancorp (BLFY)

Blue Foundry Bancorp Statistics

Total Valuation

BLFY has a market cap or net worth of $180.52 million. The enterprise value is $502.45 million.

Market Cap	180.52M
Enterprise Value	502.45M

Important Dates

The next estimated earnings date is Wednesday, October 22, 2025, before market open.

Earnings Date	Oct 22, 2025
Ex-Dividend Date	n/a

Share Statistics

BLFY has 19.58 million shares outstanding. The number of shares has decreased by -9.80% in one year.

Current Share Class	19.58M
Shares Outstanding	19.58M
Shares Change (YoY)	-9.80%
Shares Change (QoQ)	-2.75%
Owned by Insiders (%)	4.88%
Owned by Institutions (%)	58.96%
Float	16.37M

Valuation Ratios

PE Ratio	n/a
Forward PE	n/a
PS Ratio	4.52
Forward PS	3.39
PB Ratio	0.56
P/TBV Ratio	0.56
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	11.98
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is -3.41%.

Return on Equity (ROE)	-3.41%
Return on Assets (ROA)	-0.55%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$227,929
Profits Per Employee	-$61,832
Employee Count	184
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

Income Tax	n/a
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has decreased by -10.07% in the last 52 weeks. The beta is 0.61, so BLFY's price volatility has been lower than the market average.

Beta (5Y)	0.61
52-Week Price Change	-10.07%
50-Day Moving Average	9.13
200-Day Moving Average	9.49
Relative Strength Index (RSI)	50.22
Average Volume (20 Days)	34,556

Short Selling Information

The latest short interest is 369,346, so 1.89% of the outstanding shares have been sold short.

Short Interest	369,346
Short Previous Month	402,249
Short % of Shares Out	1.89%
Short % of Float	2.26%
Short Ratio (days to cover)	6.33

Income Statement

In the last 12 months, BLFY had revenue of $41.94 million and -$11.38 million in losses. Loss per share was -$0.55.

Revenue	41.94M
Gross Profit	41.94M
Operating Income	-10.46M
Pretax Income	-9.55M
Net Income	-11.38M
EBITDA	n/a
EBIT	n/a
Loss Per Share	-$0.55

Balance Sheet

The company has $46.81 million in cash and $368.74 million in debt, giving a net cash position of -$321.93 million or -$16.44 per share.

Cash & Cash Equivalents	46.81M
Total Debt	368.74M
Net Cash	-321.93M
Net Cash Per Share	-$16.44
Equity (Book Value)	321.30M
Book Value Per Share	16.33
Working Capital	-1.37B

Cash Flow

In the last 12 months, operating cash flow was -$5.99 million and capital expenditures -$325,000, giving a free cash flow of -$6.32 million.

Operating Cash Flow	-5.99M
Capital Expenditures	-325,000
Free Cash Flow	-6.32M
FCF Per Share	-$0.32

Margins

Gross Margin	n/a
Operating Margin	-24.94%
Pretax Margin	-27.13%
Profit Margin	-27.13%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

BLFY does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	9.80%
Shareholder Yield	9.80%
Earnings Yield	-6.30%
FCF Yield	-3.50%

Analyst Forecast

The average price target for BLFY is $10.00, which is 6.61% higher than the current price. The consensus rating is "Hold".

Price Target	$10.00
Price Target Difference	6.61%
Analyst Consensus	Hold
Analyst Count	1
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	n/a
Graham Upside	n/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	1