BNCCORP, Inc. (BNCC)

BNCCORP Income Statement

Financials in millions USD. Fiscal year is January - December.

Year Ending	TTM	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Revenue	46.98	53.28	50.09	76	118.26	57.85
Revenue Growth (YoY)	-5.54%	6.38%	-34.10%	-35.73%	104.44%	22.07%
Gross Profit	46.98	53.28	50.09	76	118.26	57.85
Selling, General & Admin	19.72	20.64	26.85	34.82	40.27	32.28
Other Operating Expenses	-33.85	-13.79	-65.96	-82.11	-100.04	-76.98
Operating Expenses	-13.65	13.79	-39.1	-47.3	-59.78	-44.69
Operating Income	7.94	7.79	10.98	28.71	58.49	13.16
Interest Income	44.81	43.14	33.47	33.31	36.4	37.64
Interest Expense	13.22	10.97	2.66	2.14	4.24	9.1
Other Expense / Income	31.86	32.64	33.47	31.17	32.16	28.54
Pretax Income	7.67	7.32	8.33	28.71	58.49	13.16
Income Tax	1.69	1.61	1.83	6.75	13.87	2.92
Net Income	5.97	5.71	6.5	21.96	44.61	10.24
Net Income Growth	-8.12%	-12.23%	-70.39%	-50.79%	335.90%	49.72%
Shares Outstanding (Basic)	4	4	4	4	4	4
Shares Outstanding (Diluted)	4	4	4	4	4	4
Shares Change	0.26%	0.15%	0.16%	0.12%	0.20%	0.50%
EPS (Basic)	1.67	1.59	1.82	6.15	12.52	2.90
EPS (Diluted)	1.67	1.59	1.82	6.15	12.52	2.88
EPS Growth	-7.73%	-12.64%	-70.41%	-50.88%	334.72%	49.22%
Free Cash Flow	49.44	46.08	56.31	207.82	-55.61	-93.18
Free Cash Flow Per Share	13.78	12.87	15.75	58.23	-15.60	-26.19
Gross Margin	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Operating Margin	16.89%	14.61%	21.93%	37.77%	49.45%	22.74%
Profit Margin	12.71%	10.71%	12.98%	28.89%	37.72%	17.69%
Free Cash Flow Margin	105.23%	86.48%	112.42%	273.44%	-47.02%	-161.08%
Effective Tax Rate	22.09%	22.02%	21.96%	23.52%	23.72%	22.20%
EBITDA	4.04	1.09	13	29.98	59.89	14.61
EBITDA Margin	8.60%	2.05%	25.96%	39.44%	50.64%	25.25%
Depreciation & Amortization	1.4	1.66	2.02	1.27	1.4	1.45
EBIT	2.64	-0.57	10.98	28.71	58.49	13.16
EBIT Margin	5.62%	-1.06%	21.93%	37.77%	49.45%	22.74%

Sources: The data provider is Financial Modeling Prep and the numbers are sourced from SEC filings.