Popular, Inc. (BPOP)

Popular Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	833.16	614.21	541.34	1,103	934.89
Depreciation & Amortization	54.98	60.02	61.69	58.38	64.24
Provision for Credit Losses	260.16	256.94	208.61	83.03	-193.46
Stock-Based Compensation	26.94	19.68	16.77	16.73	17.77
Net Change in Loans Held-for-Sale	-6.93	-8.66	-31.22	-260.73	-683.82
Other Adjustments	-269.48	-275.52	-128.75	-334.96	81.9
Changes in Trading Assets	5.33	7.05	22.16	353.36	739.13
Changes in Accrued Interest and Accounts Receivable	-37.4	0.22	-23.24	-62.93	6.19
Changes in Accounts Payable	5.52	1.62	19.81	6.06	-5.4
Changes in Accrued Expenses	4.46	8.46	16.09	-2.89	-4.1
Changes in Other Operating Activities	1.72	-8.75	-17.21	55.87	47.82
Operating Cash Flow	878.45	674.72	686.61	1,015	1,005
Operating Cash Flow Growth	30.19%	-1.73%	-32.32%	0.93%	48.09%
Net Change in Short-Term Interbank Lending and Reverse Repurchase Agreements	1,755	620.58	-1,384	11,923	-5,896
Net Change in Loans Held-for-Investment	-2,459	-2,262	-3,111	-2,849	324.27
Net Change in Securities and Investments	-947.81	101.27	1,972	-3,964	-4,832
Payments for Business Acquisitions	-	-	-	-	-155.83
Capital Expenditures	-197.46	-213.41	-208.04	-103.79	-72.78
Purchases of Intangible Assets	-	-	-	-	-0.91
Sale of Property, Plant & Equipment	0.66	8.89	8.66	10.31	21.48
Other Investing Activities	89.6	112.7	108.59	334.34	92.93
Investing Cash Flow	-1,759	-1,632	-2,613	5,350	-10,519
Net Change in Deposits	1,301	1,261	2,365	-5,770	10,139
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements	409.17	188.45	-422.23	347.01	45.3
Long-Term Debt Issued	6.11	-	441.71	-	-
Long-Term Debt Repaid	-148.15	-95.92	-348.62	-106.49	-240.57
Net Long-Term Debt Issued (Repaid)	-142.04	-95.92	93.08	-106.49	-240.57
Issuance of Common Stock	7.12	6.86	6.31	5.84	4.67
Repurchase of Common Stock	-512.8	-220.4	-4.55	-637.66	-355.65
Net Common Stock Issued (Repurchased)	-505.68	-213.54	1.76	-631.83	-350.98
Common Dividends Paid	-197.57	-180.46	-159.86	-161.52	-141.47
Financing Cash Flow	864.58	959.58	1,878	-6,323	9,451
Net Cash Flow	-16.42	1.83	-48.58	41.65	-62.58
Free Cash Flow	680.99	461.31	478.57	910.75	932.38
Free Cash Flow Growth	47.62%	-3.61%	-47.45%	-2.32%	50.70%
FCF Margin	23.85%	17.85%	19.40%	34.79%	34.85%
Free Cash Flow Per Share	10.07	6.44	6.67	12.10	11.45
Levered Free Cash Flow	526.85	372.08	504.27	1,299	1,468
Unlevered Free Cash Flow	-162.86	-144.8	-128.74	304.05	775.1

Updated Jan 27, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

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