Princeton Bancorp Inc (BPRN)

Princeton Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Year Ending	TTM	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Revenue	96	115.3	72.95	67.27	53.66	44.84
Revenue Growth (YoY)	29.59%	58.06%	8.44%	25.37%	19.67%	3.95%
Cost of Revenue	0	9.7	0	0	0	0
Gross Profit	96	105.6	72.95	67.27	53.66	44.84
Selling, General & Admin	32.94	24.78	21.95	18.49	17.25	15.74
Other Operating Expenses	-39.64	-12.64	-12.07	-56.57	-53.62	-48.27
Operating Expenses	-14.21	12.64	2.95	-38.08	-36.37	-32.53
Operating Income	28.46	27.67	40.05	29.19	17.29	12.3
Interest Income	79.55	98.18	74.08	69.28	61.68	59.72
Interest Expense	41.83	33.16	6	6.67	12.83	18.27
Other Expense / Income	38.43	62.35	74.08	62.6	48.85	41.45
Pretax Income	27.75	30.34	34.05	29.19	17.29	12.3
Income Tax	3.74	4.57	7.56	6.7	3.48	2.16
Net Income	24.01	25.77	26.49	22.49	13.81	10.14
Net Income Growth	-9.62%	-2.75%	17.82%	62.87%	36.13%	-31.04%
Shares Outstanding (Basic)	6	6	6	7	7	7
Shares Outstanding (Diluted)	6	6	6	7	7	7
Shares Change	0.50%	-0.93%	-5.36%	-0.79%	-0.41%	0.35%
EPS (Basic)	3.82	4.10	4.19	3.37	2.04	1.51
EPS (Diluted)	3.76	4.03	4.11	3.30	2.01	1.47
EPS Growth	-9.40%	-1.95%	24.55%	64.18%	36.73%	-31.31%
Free Cash Flow	19.28	16.56	23.38	9.21	15	13.08
Free Cash Flow Per Share	3.00	2.59	3.63	1.35	2.18	1.90
Gross Margin	100.00%	91.59%	100.00%	100.00%	100.00%	100.00%
Operating Margin	29.64%	24.00%	54.91%	43.39%	32.22%	27.44%
Profit Margin	25.01%	22.35%	36.32%	33.43%	25.73%	22.62%
Free Cash Flow Margin	20.08%	14.36%	32.05%	13.69%	27.96%	29.18%
Effective Tax Rate	13.46%	15.07%	22.20%	22.96%	20.15%	17.57%
EBITDA	15.6	2.67	40.62	31.14	19.18	13.58
EBITDA Margin	16.24%	2.31%	55.69%	46.29%	35.74%	30.28%
Depreciation & Amortization	2.07	1.98	2.05	1.95	1.89	1.27
EBIT	13.53	0.69	38.57	29.19	17.29	12.3
EBIT Margin	14.09%	0.60%	52.88%	43.39%	32.22%	27.44%

Sources: The data provider is Financial Modeling Prep and the numbers are sourced from SEC filings.