Princeton Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	72.68	66.53	65.02	68.08	62.6
Net Interest Income Growth	13.37%	2.33%	-4.50%	8.76%	-
Non-Interest Income	8.53	8.16	17.12	4.86	4.67
Non-Interest Income Growth	6.48%	-52.37%	252.14%	4.20%	-
Revenues Before Loan Losses	81.21	74.69	82.14	72.95	67.27
Provision for Credit Losses	12.27	5.11	3.11	0.4	3.63
Revenue	68.95	69.58	79.03	72.55	63.64
Revenue Growth (YoY)	-3.80%	-11.96%	8.94%	13.99%	-
Compensation Expenses	27.34	26.04	23.39	20.46	17.48
Selling, General & Admin	19.02	17.41	15.14	13.54	12.48
Other Non-Interest Expenses	6.05	13.31	10.17	4.5	4.49
Total Non-Interest Expense	60.22	56.76	48.69	38.49	34.45
Pretax Income	8.72	12.82	30.34	34.05	29.19
Provision for Income Taxes	1.89	2.57	4.57	7.56	6.7
Net Income	6.84	10.24	25.77	26.49	22.49
Net Income to Common	6.84	10.24	25.77	26.49	22.49
Net Income Growth	-69.41%	-60.25%	-2.75%	17.82%	-
Shares Outstanding (Basic)	7	7	6	6	7
Shares Outstanding (Diluted)	7	7	6	6	7
Shares Change (YoY)	7.34%	3.62%	-0.93%	-5.36%	-
EPS (Basic)	0.95	1.57	4.10	4.19	3.37
EPS (Diluted)	0.94	1.55	4.03	4.11	3.30
EPS Growth	-73.07%	-61.54%	-1.95%	24.55%	-
Free Cash Flow	8.46	13.21	21.4	23.38	11.71
Free Cash Flow Growth	-35.94%	-38.29%	-8.47%	99.64%	-
Free Cash Flow Per Share	1.23	1.99	3.35	3.63	1.72
Dividends Per Share	1.200	1.200	1.200	1.000	0.660
Dividend Growth	-	-	20.00%	51.52%	-
Profit Margin	9.92%	14.72%	32.60%	36.52%	35.33%
FCF Margin	12.27%	18.98%	27.08%	32.23%	18.40%
EBITDA	2.58	2.28	1.98	2.05	1.95
EBITDA Margin	3.74%	3.28%	2.50%	2.83%	3.07%
Effective Tax Rate	21.63%	20.08%	15.07%	22.20%	22.96%

Updated Jun 30, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q