Princeton Bancorp, Inc. (BPRN)

Princeton Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	113.27	108.59	89.28	71	67.35	59.3
Interest Income on Investments	14.91	14.36	8.9	3.09	1.93	2.38
Total Interest Income	128.18	122.95	98.18	74.08	69.28	61.68
Interest Paid on Deposits	58.33	56.41	33.05	6	6.67	12.82
Interest Paid on Borrowings	-	-	0.12	0.01	0	0.01
Total Interest Expense	58.33	56.41	33.16	6	6.67	12.83
Net Interest Income	69.84	66.53	65.02	68.08	62.6	48.85
Net Interest Income Growth (YoY)	9.46%	2.33%	-4.50%	8.76%	28.15%	17.85%
Gain (Loss) on Sale of Investments	-0.01	-0.01	0.04	0	0.01	0.57
Other Non-Interest Income	8.37	8.16	7.18	4.86	4.66	4.24
Total Non-Interest Income	8.36	8.16	7.43	4.86	4.67	4.81
Non-Interest Income Growth (YoY)	4.03%	9.83%	52.72%	4.20%	-2.91%	41.69%
Revenues Before Loan Losses	78.2	74.69	72.44	72.95	67.27	53.66
Provision for Loan Losses	5.19	5.11	3.11	0.4	3.63	5.23
Revenue	73.01	69.58	69.33	72.55	63.64	48.43
Revenue Growth (YoY)	6.10%	0.35%	-4.43%	13.99%	31.41%	20.95%
Salaries and Employee Benefits	25.89	25.33	22.81	19.96	17.15	16.17
Occupancy Expenses	4.19	3.99	3.16	3.07	3.02	2.52
Federal Deposit Insurance	1.41	1.15	0.89	1.01	0.79	0.5
Amortization of Goodwill & Intangibles	0.71	0.6	0.5	0.57	0.64	0.73
Selling, General & Administrative	15.01	14.13	12.55	10.97	9.8	8.93
Other Non-Interest Expense	3.37	3.44	2.91	2.65	2.74	2.29
Total Non-Interest Expense	50.92	48.96	43.06	38.49	34.45	31.14
EBT Excluding Unusual Items	22.1	20.62	26.27	34.05	29.19	17.29
Other Unusual Items	-	-	9.7	-	-	-
Pretax Income	14.29	12.82	30.34	34.05	29.19	17.29
Income Tax Expense	3.02	2.57	4.57	7.56	6.7	3.48
Net Income	11.28	10.24	25.77	26.49	22.49	13.81
Net Income to Common	11.28	10.24	25.77	26.49	22.49	13.81
Net Income Growth	-53.05%	-60.25%	-2.75%	17.82%	62.87%	36.13%
Basic Shares Outstanding	7	7	6	6	7	7
Diluted Shares Outstanding	7	7	6	6	7	7
Shares Change (YoY)	5.62%	3.62%	-0.93%	-5.36%	-0.79%	-0.41%
EPS (Basic)	1.69	1.57	4.10	4.19	3.37	2.04
EPS (Diluted)	1.67	1.55	4.03	4.11	3.30	2.01
EPS Growth	-55.67%	-61.54%	-1.95%	24.55%	64.18%	36.73%
Dividend Per Share	1.200	1.200	1.200	1.000	0.660	0.400
Dividend Growth	-	-	20.00%	51.52%	65.00%	110.53%
Effective Tax Rate	21.11%	20.08%	15.07%	22.20%	22.96%	20.15%

Updated May 9, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q