Princeton Bancorp, Inc. (BPRN)

Princeton Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	118.65	108.59	89.28	71	67.35	59.3
Interest Income on Investments	13.81	14.36	8.9	3.09	1.93	2.38
Total Interest Income	132.46	122.95	98.18	74.08	69.28	61.68
Interest Paid on Deposits	57.21	56.41	33.05	6	6.67	12.82
Interest Paid on Borrowings	0.06	-	0.12	0.01	0	0.01
Total Interest Expense	57.26	56.41	33.16	6	6.67	12.83
Net Interest Income	75.19	66.53	65.02	68.08	62.6	48.85
Net Interest Income Growth (YoY)	16.52%	2.33%	-4.50%	8.76%	28.15%	17.85%
Gain (Loss) on Sale of Investments	-	-0.01	0.04	0	0.01	0.57
Other Non-Interest Income	8.38	8.16	7.18	4.86	4.66	4.24
Total Non-Interest Income	8.38	8.16	7.43	4.86	4.67	4.81
Non-Interest Income Growth (YoY)	5.93%	9.83%	52.72%	4.20%	-2.91%	41.69%
Revenues Before Loan Losses	83.57	74.69	72.44	72.95	67.27	53.66
Provision for Loan Losses	6.99	5.11	3.11	0.4	3.63	5.23
Revenue	76.58	69.58	69.33	72.55	63.64	48.43
Revenue Growth (YoY)	13.94%	0.35%	-4.43%	13.99%	31.41%	20.95%
Salaries and Employee Benefits	27.17	25.33	22.81	19.96	17.15	16.17
Occupancy Expenses	4.6	3.99	3.16	3.07	3.02	2.52
Federal Deposit Insurance	1.6	1.15	0.89	1.01	0.79	0.5
Amortization of Goodwill & Intangibles	0.88	0.6	0.5	0.57	0.64	0.73
Selling, General & Administrative	15.81	14.13	12.55	10.97	9.8	8.93
Other Non-Interest Expense	3.59	3.44	2.91	2.65	2.74	2.29
Total Non-Interest Expense	53.99	48.96	43.06	38.49	34.45	31.14
EBT Excluding Unusual Items	22.59	20.62	26.27	34.05	29.19	17.29
Other Unusual Items	-	-	9.7	-	-	-
Pretax Income	22.59	12.82	30.34	34.05	29.19	17.29
Income Tax Expense	4.83	2.57	4.57	7.56	6.7	3.48
Net Income	17.76	10.24	25.77	26.49	22.49	13.81
Net Income to Common	17.76	10.24	25.77	26.49	22.49	13.81
Net Income Growth	72.47%	-60.25%	-2.75%	17.82%	62.87%	36.13%
Basic Shares Outstanding	7	7	6	6	7	7
Diluted Shares Outstanding	7	7	6	6	7	7
Shares Change (YoY)	6.72%	3.62%	-0.93%	-5.36%	-0.79%	-0.41%
EPS (Basic)	2.59	1.57	4.10	4.19	3.37	2.04
EPS (Diluted)	2.57	1.55	4.03	4.11	3.30	2.01
EPS Growth	62.30%	-61.54%	-1.95%	24.55%	64.18%	36.73%
Dividend Per Share	1.200	1.200	1.200	1.000	0.660	0.400
Dividend Growth	-	-	20.00%	51.52%	65.00%	110.53%
Effective Tax Rate	21.37%	20.08%	15.07%	22.20%	22.96%	20.15%

Updated Oct 29, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q