Princeton Bancorp, Inc. (BPRN)

Princeton Bancorp Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	10.24	25.77	26.49	22.49
Depreciation & Amortization	2.28	1.98	2.05	1.95
Gain (Loss) on Sale of Assets	-	-	0.13	-
Gain (Loss) on Sale of Investments	0.31	-0.01	0.05	0.14
Total Asset Writedown	-	-0.2	0.1	-
Provision for Credit Losses	5.11	3.11	0.4	3.63
Accrued Interest Receivable	3.94	1.82	0.94	-2.55
Change in Other Net Operating Assets	-1.67	-1.29	-1.14	-1.12
Other Operating Activities	-4.95	-12.31	-4.57	-8.6
Operating Cash Flow	14.73	23.11	23.99	12.9
Operating Cash Flow Growth	-36.27%	-3.65%	85.90%	-28.70%
Capital Expenditures	-1.53	-1.71	-0.61	-1.19
Cash Acquisitions	7.87	-2.23	-	-
Investment in Securities	-146.3	-8.17	4.99	-26.94
Net Decrease (Increase) in Loans Originated / Sold - Investing	-10.9	10.74	-30.44	34.16
Other Investing Activities	-3.19	-4.62	-0.4	-2.48
Investing Cash Flow	-154.05	-5.76	-26.46	3.54
Short-Term Debt Issued	-	-	10	-
Total Debt Issued	-	-	10	-
Short-Term Debt Repaid	-	-10	-	-
Total Debt Repaid	-	-10	-	-
Net Debt Issued (Repaid)	-	-10	10	-
Issuance of Common Stock	0.69	0.99	1.4	0.38
Repurchase of Common Stock	-1.09	-	-9.42	-10.03
Common Dividends Paid	-7.61	-7.45	-6.46	-4.39
Net Increase (Decrease) in Deposit Accounts	114.13	96.31	-98.41	78.88
Financing Cash Flow	106.11	79.85	-102.9	64.84
Net Cash Flow	-33.21	97.21	-105.37	81.29
Free Cash Flow	13.21	21.4	23.38	11.71
Free Cash Flow Growth	-38.29%	-8.47%	99.64%	-21.93%
Free Cash Flow Margin	18.98%	30.87%	32.23%	18.40%
Free Cash Flow Per Share	2.00	3.35	3.63	1.72
Cash Interest Paid	50.18	25.03	6.02	8.11
Cash Income Tax Paid	1.82	5.88	6.99	9.03

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q