Broadway Financial Corporation (BYFC)

Broadway Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	50.85	48.81	37.14	28.73	22.83	17.02
Interest Income on Investments	9.69	13.4	10.09	7.54	1.92	0.63
Total Interest Income	60.53	62.21	47.23	36.27	24.75	17.64
Interest Paid on Deposits	16.38	13.18	7.51	2.1	1.68	3.16
Interest Paid on Borrowings	12.03	17.26	10.25	1.31	2.07	2.31
Total Interest Expense	28.41	30.44	17.77	3.41	3.75	5.48
Net Interest Income	32.13	31.77	29.46	32.86	21	12.17
Net Interest Income Growth (YoY)	9.42%	7.83%	-10.34%	56.45%	72.59%	16.33%
Other Non-Interest Income	1.62	1.55	5.36	1.2	3.21	0.75
Total Non-Interest Income	1.62	1.55	5.36	1.2	3.21	1.03
Non-Interest Income Growth (YoY)	-69.97%	-70.99%	348.29%	-62.82%	213.56%	17.41%
Revenues Before Loan Losses	33.75	33.32	34.82	34.06	24.22	13.19
Provision for Loan Losses	0.33	0.66	0.93	1	0.18	0.03
Revenue	33.41	32.66	33.89	33.06	24.04	13.17
Revenue Growth (YoY)	-1.36%	-3.62%	2.50%	37.51%	82.61%	16.08%
Salaries and Employee Benefits	17.8	16.97	15.26	14.02	15.48	7.87
Occupancy Expenses	1.62	1.62	1.57	1.4	1.3	0.69
Amortization of Goodwill & Intangibles	0.33	0.34	0.39	0.44	0.39	-
Selling, General & Administrative	7.59	7.83	7.22	7.1	9.3	4.88
Other Non-Interest Expense	5.2	3.14	2.93	1.98	2.45	0.78
Total Non-Interest Expense	32.52	29.89	27.36	24.94	28.93	14.21
EBT Excluding Unusual Items	0.89	2.77	6.52	8.12	-4.89	-1.05
Pretax Income	0.89	2.77	6.52	8.12	-4.89	-1.05
Income Tax Expense	0.29	0.81	1.99	2.41	-0.94	-0.41
Earnings From Continuing Operations	0.6	1.95	4.54	5.71	-3.95	-0.64
Minority Interest in Earnings	-0.03	-0.03	-0.02	-0.07	-0.1	-
Net Income	0.57	1.93	4.51	5.64	-4.05	-0.64
Preferred Dividends & Other Adjustments	3.07	1.57	0.06	0.03	0	-
Net Income to Common	-2.51	0.35	4.46	5.61	-4.05	-0.64
Net Income Growth	-79.81%	-57.33%	-19.91%	-	-	-
Basic Shares Outstanding	9	8	9	9	8	3
Diluted Shares Outstanding	9	9	9	9	8	3
Shares Change (YoY)	0.43%	-1.18%	-3.97%	21.07%	121.44%	1.23%
EPS (Basic)	-0.29	0.04	0.52	0.62	-0.54	-0.19
EPS (Diluted)	-0.29	0.04	0.51	0.62	-0.56	-0.19
EPS Growth	-	-92.16%	-17.70%	-	-	-
Effective Tax Rate	32.62%	29.44%	30.43%	29.72%	-	-

Updated Jul 24, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q