Citigroup Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	14,306	12,682	9,228	14,845	21,952
Depreciation & Amortization	4,373	4,311	4,560	4,262	3,964
Gain (Loss) on Sale of Assets	1,354	-	-1,462	-762	700
Gain (Loss) on Sale of Investments	-130	103	135	432	-459
Total Asset Writedown	726	-	-	535	-
Provision for Credit Losses	10,265	10,109	9,186	5,239	-3,778
Change in Trading Asset Securities	-94,563	-31,174	-77,838	-2,273	43,059
Change in Other Net Operating Assets	-4,418	-13,806	-14,810	3,701	-19,754
Other Operating Activities	598	-1,745	-2,263	-1,052	1,486
Net Cash from Discontinued Operations	3	2	1	231	-7
Operating Cash Flow	-67,632	-19,669	-73,416	25,069	47,090
Operating Cash Flow Growth	-	-	-	-46.76%	-
Capital Expenditures	-6,520	-6,500	-6,583	-5,632	-4,119
Sale of Property, Plant and Equipment	62	222	56	63	190
Investment in Securities	-33,413	105,855	38,350	-66,954	-107,011
Divestitures	-	-	-1,393	5,741	-
Net Decrease (Increase) in Loans Originated / Sold - Investing	-70,578	-15,839	-39,724	-11,882	1,745
Other Investing Activities	2,167	2,512	835	-791	-1,551
Investing Cash Flow	-108,282	86,250	-8,459	-79,455	-110,746
Short-Term Debt Issued	96,716	11,048	75,663	30,282	-
Long-Term Debt Issued	122,029	99,075	65,819	104,748	70,658
Total Debt Issued	218,745	110,123	141,482	135,030	70,658
Short-Term Debt Repaid	-	-23,352	-9,639	-	-9,781
Long-Term Debt Repaid	-103,321	-92,957	-64,959	-57,085	-74,950
Total Debt Repaid	-103,321	-116,309	-74,598	-57,085	-84,731
Net Debt Issued (Repaid)	115,424	-6,186	66,884	77,945	-14,073
Repurchase of Common Stock	-14,030	-2,928	-2,306	-3,594	-7,938
Preferred Stock Issued	7,186	5,282	2,739	-	3,300
Preferred Share Repurchases	-5,000	-5,050	-4,145	-	-3,785
Total Dividends Paid	-5,372	-5,199	-5,212	-5,003	-5,198
Net Increase (Decrease) in Deposit Accounts	137,945	-24,223	-57,273	68,415	44,966
Other Financing Activities	1,878	-	-	-	-
Financing Cash Flow	238,031	-38,304	687	137,763	17,272
Foreign Exchange Rate Adjustments	10,930	-12,677	95	-3,385	-1,198
Net Cash Flow	73,047	15,600	-81,093	79,992	-47,582
Free Cash Flow	-74,152	-26,169	-79,999	19,437	42,971
Free Cash Flow Growth	-	-	-	-54.77%	-
Free Cash Flow Margin	-97.93%	-36.89%	-113.79%	27.55%	57.30%
Free Cash Flow Per Share	-39.59	-13.49	-40.90	9.89	20.97
Cash Interest Paid	80,983	88,027	72,989	22,615	7,143
Cash Income Tax Paid	6,514	5,798	5,727	3,733	4,028

Updated Jan 14, 2026. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q