Camden National Corporation (CAC)

Camden National Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Interest Income	203.26	132.45	132.26	147.69	137.44
Net Interest Income Growth	53.46%	0.14%	-10.45%	7.46%	0.83%
Non-Interest Income	52.52	34.23	41.34	40.7	49.74
Non-Interest Income Growth	53.44%	-17.21%	1.58%	-18.16%	-1.49%
Revenues Before Loan Losses	255.78	166.68	173.61	188.4	187.17
Provision for Credit Losses	22.29	-0.4	2.1	4.5	-3.19
Revenue	233.49	167.09	171.51	183.9	190.36
Revenue Growth (YoY)	39.74%	-2.58%	-6.74%	-3.40%	9.16%
Compensation Expenses	79.8	64.07	60.01	62.02	61.01
Selling, General & Admin	37.85	29.12	28.98	27.03	25.54
Other Non-Interest Expenses	37.18	17.59	19.53	17.8	17.17
Total Non-Interest Expense	154.83	111.94	107.36	106.85	103.72
Pretax Income	78.66	65.46	53.84	77.05	86.64
Provision for Income Taxes	13.5	12.46	10.45	15.61	17.63
Net Income	65.16	53	43.38	61.44	69.01
Net Income to Common	65.16	53	43.38	61.44	69.01
Net Income Growth	22.93%	22.18%	-29.39%	-10.98%	16.02%
Shares Outstanding (Basic)	17	15	15	15	15
Shares Outstanding (Diluted)	17	15	15	15	15
Shares Change (YoY)	16.01%	0.17%	-0.62%	-1.81%	-0.35%
EPS (Basic)	3.86	3.63	2.98	4.18	4.62
EPS (Diluted)	3.84	3.62	2.97	4.17	4.60
EPS Growth	6.08%	21.89%	-28.78%	-9.35%	16.46%
Free Cash Flow	48.83	56.43	126.77	103	140.86
Free Cash Flow Growth	-13.48%	-55.48%	23.07%	-26.88%	820.44%
Free Cash Flow Per Share	2.88	3.86	8.68	7.01	9.41
Dividends Per Share	1.680	1.680	1.680	1.620	1.480
Dividend Growth	-	-	3.70%	9.46%	12.12%
Profit Margin	25.21%	31.38%	24.75%	33.41%	36.25%
FCF Margin	18.89%	33.41%	72.33%	56.01%	74.00%
EBITDA	11.1	3.87	3.96	4.12	4.36
EBITDA Margin	4.29%	2.29%	2.26%	2.24%	2.29%
Effective Tax Rate	17.16%	19.03%	19.42%	20.26%	20.34%

Updated Jan 27, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q