Camden National Corporation (CAC)

Camden National Statistics

Total Valuation

CAC has a market cap or net worth of $632.94 million. The enterprise value is $1.07 billion.

Market Cap	632.94M
Enterprise Value	1.07B

Important Dates

The next estimated earnings date is Tuesday, January 28, 2025, before market open.

Earnings Date	Jan 28, 2025
Ex-Dividend Date	Oct 15, 2024

Share Statistics

CAC has 14.58 million shares outstanding. The number of shares has increased by 0.18% in one year.

Current Share Class	14.58M
Shares Outstanding	14.58M
Shares Change (YoY)	+0.18%
Shares Change (QoQ)	-0.01%
Owned by Insiders (%)	4.29%
Owned by Institutions (%)	76.85%
Float	13.95M

Valuation Ratios

The trailing PE ratio is 13.57 and the forward PE ratio is 13.46.

PE Ratio	13.57
Forward PE	13.46
PS Ratio	3.75
Forward PS	2.99
PB Ratio	1.19
P/TBV Ratio	1.46
P/FCF Ratio	314.58
P/OCF Ratio	98.16
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	22.77
EV / Sales	6.32
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	529.70

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	295.01
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 9.43%.

Return on Equity (ROE)	9.43%
Return on Assets (ROA)	0.81%
Return on Capital (ROIC)	n/a
Revenue Per Employee	$281,260
Profits Per Employee	$78,002
Employee Count	600
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, CAC has paid $10.52 million in taxes.

Income Tax	10.52M
Effective Tax Rate	18.35%

Stock Price Statistics

The stock price has increased by +12.20% in the last 52 weeks. The beta is 0.74, so CAC's price volatility has been lower than the market average.

Beta (5Y)	0.74
52-Week Price Change	+12.20%
50-Day Moving Average	44.95
200-Day Moving Average	37.29
Relative Strength Index (RSI)	39.26
Average Volume (20 Days)	63,940

Short Selling Information

The latest short interest is 603,913, so 4.14% of the outstanding shares have been sold short.

Short Interest	603,913
Short Previous Month	609,831
Short % of Shares Out	4.14%
Short % of Float	4.33%
Short Ratio (days to cover)	9.66

Income Statement

In the last 12 months, CAC had revenue of $168.76 million and earned $46.80 million in profits. Earnings per share was $3.20.

Revenue	168.76M
Gross Profit	168.76M
Operating Income	62.14M
Pretax Income	53.51M
Net Income	46.80M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$3.20

Balance Sheet

The company has $160.74 million in cash and $593.55 million in debt, giving a net cash position of -$432.82 million or -$29.69 per share.

Cash & Cash Equivalents	160.74M
Total Debt	593.55M
Net Cash	-432.82M
Net Cash Per Share	-$29.69
Equity (Book Value)	529.90M
Book Value Per Share	36.35
Working Capital	-4.96B

Cash Flow

In the last 12 months, operating cash flow was $6.45 million and capital expenditures -$4.44 million, giving a free cash flow of $2.01 million.

Operating Cash Flow	6.45M
Capital Expenditures	-4.44M
Free Cash Flow	2.01M
FCF Per Share	$0.14

Margins

Gross Margin	n/a
Operating Margin	36.82%
Pretax Margin	33.98%
Profit Margin	27.74%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	1.19%

Dividends & Yields

This stock pays an annual dividend of $1.68, which amounts to a dividend yield of 3.87%.

Dividend Per Share	$1.68
Dividend Yield	3.87%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	7
Payout Ratio	52.49%
Buyback Yield	-0.18%
Shareholder Yield	3.69%
Earnings Yield	7.39%
FCF Yield	0.32%

Analyst Forecast

The average price target for CAC is $46.67, which is 7.49% higher than the current price. The consensus rating is "Hold".

Price Target	$46.67
Price Target Difference	7.49%
Analyst Consensus	Hold
Analyst Count	3
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on October 3, 2016. It was a forward split with a ratio of 1.5:1.

Last Split Date	Oct 3, 2016
Split Type	Forward
Split Ratio	1.5:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	3