Carver Bancorp, Inc. (CARV)

Carver Bancorp Income Statement

Financials in millions USD. Fiscal year is April - March.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2025	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Net Interest Income	19.29	19.15	22.56	22.79	20.47	15.89
Net Interest Income Growth	-14.52%	-15.12%	-1.00%	11.35%	28.82%	-0.68%
Non-Interest Income	3.65	3.09	6.72	3.6	7.35	6.2
Non-Interest Income Growth	-45.32%	-54.10%	87.01%	-51.12%	18.65%	65.77%
Revenues Before Loan Losses	22.94	22.24	29.28	26.38	27.82	22.09
Provision for Credit Losses	0.91	1.19	0.08	0.1	0.6	-0.1
Revenue	22.03	21.05	29.2	26.28	27.22	22.19
Revenue Growth (YoY)	-23.76%	-27.93%	11.10%	-3.43%	22.68%	12.52%
Compensation Expenses	15.01	14.83	13.55	13.19	11.52	11.18
Selling, General & Admin	11.01	11.05	10.05	9.91	8.98	9.15
Other Non-Interest Expenses	8.73	8.91	8.59	7.59	7.57	5.75
Total Non-Interest Expense	34.74	34.79	32.18	30.69	28.06	26.08
Pretax Income	-12.71	-13.74	-2.98	-4.4	-0.85	-3.9
Net Income	-12.71	-13.74	-2.98	-4.4	-0.85	-3.9
Net Income to Common	-12.71	-13.74	-2.98	-4.4	-0.85	-3.9
Shares Outstanding (Basic)	5	5	5	4	4	3
Shares Outstanding (Diluted)	5	5	5	4	4	3
Shares Change (YoY)	4.24%	6.97%	13.28%	19.20%	5.08%	-7.68%
EPS (Basic)	-2.44	-2.65	-0.61	-1.03	-0.24	-1.14
EPS (Diluted)	-2.44	-2.65	-0.61	-1.03	-0.24	-1.14
Free Cash Flow	-10.84	-12.94	-6.93	-10.74	6.96	1.96
Free Cash Flow Growth	-	-	-	-	255.83%	-
Free Cash Flow Per Share	-2.08	-2.50	-1.43	-2.51	1.94	0.57
Profit Margin	-57.68%	-65.30%	-10.19%	-16.74%	-3.11%	-17.56%
FCF Margin	-49.18%	-61.48%	-23.74%	-40.85%	25.57%	8.82%
EBITDA	0.77	0.81	0.97	1.06	1.03	1.02
EBITDA Margin	3.48%	3.86%	3.30%	4.03%	3.78%	4.58%

Updated Jun 30, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q