Carver Bancorp, Inc. (CARV)

Carver Bancorp Income Statement

Financials in millions USD. Fiscal year is April - March.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Interest Income on Loans	30.03	29.65	25.07	21.34	18.55
Interest Income on Investments	4.26	4.37	2.63	1.53	1.76
Total Interest Income	34.28	34.02	27.7	22.87	20.31
Interest Paid on Deposits	13.04	9.08	3.71	1.89	3.77
Interest Paid on Borrowings	2.09	2.38	1.2	0.51	0.65
Total Interest Expense	15.13	11.46	4.91	2.4	4.42
Net Interest Income	19.15	22.56	22.79	20.47	15.89
Net Interest Income Growth (YoY)	-15.12%	-1.00%	11.35%	28.82%	-0.68%
Gain (Loss) on Sale of Investments	-	-	-	-	1.19
Other Non-Interest Income	0.89	4.49	1.29	5.21	2.37
Total Non-Interest Income	3.09	6.72	3.6	7.35	6.2
Non-Interest Income Growth (YoY)	-54.10%	87.01%	-51.12%	18.65%	65.77%
Revenues Before Loan Losses	22.24	29.28	26.38	27.82	22.09
Provision for Loan Losses	1.19	0.08	0.1	0.6	-0.1
Revenue	21.05	29.2	26.28	27.22	22.19
Revenue Growth (YoY)	-27.93%	11.10%	-3.43%	22.68%	12.52%
Salaries and Employee Benefits	14.76	13.33	13.1	11.39	11.14
Occupancy Expenses	2.21	1.77	1.74	1.59	1.55
Federal Deposit Insurance	0.7	0.6	0.39	0.36	0.36
Selling, General & Administrative	9.41	8.87	8.77	8.08	8.02
Other Non-Interest Expense	7.71	7.61	6.69	6.64	5.01
Total Non-Interest Expense	34.79	32.18	30.69	28.06	26.08
EBT Excluding Unusual Items	-13.74	-2.98	-4.4	-0.85	-3.9
Pretax Income	-13.74	-2.98	-4.4	-0.85	-3.9
Earnings From Continuing Operations	-13.74	-2.98	-4.4	-0.85	-3.9
Net Income	-13.74	-2.98	-4.4	-0.85	-3.9
Net Income to Common	-13.74	-2.98	-4.4	-0.85	-3.9
Basic Shares Outstanding	5	5	4	4	3
Diluted Shares Outstanding	5	5	4	4	3
Shares Change (YoY)	6.97%	13.28%	19.20%	5.08%	-7.68%
EPS (Basic)	-2.65	-0.61	-1.03	-0.24	-1.14
EPS (Diluted)	-2.65	-0.61	-1.03	-0.24	-1.14

Updated Jun 24, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q