Carver Bancorp, Inc. (CARV)

Carver Bancorp Income Statement

Financials in millions USD. Fiscal year is April - March.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021	Mar 31, 2020
Interest Income on Loans	31.06	29.65	25.07	21.34	18.55	18.96
Interest Income on Investments	4.56	4.37	2.63	1.53	1.76	2.67
Total Interest Income	35.62	34.02	27.7	22.87	20.31	21.63
Interest Paid on Deposits	12.73	9.08	3.71	1.89	3.77	4.64
Interest Paid on Borrowings	2.26	2.38	1.2	0.51	0.65	0.99
Total Interest Expense	14.99	11.46	4.91	2.4	4.42	5.63
Net Interest Income	20.63	22.56	22.79	20.47	15.89	16
Net Interest Income Growth (YoY)	-6.68%	-1.00%	11.35%	28.82%	-0.68%	-6.40%
Gain (Loss) on Sale of Investments	-	-	-	-	1.19	-
Other Non-Interest Income	2.15	4.49	1.29	5.21	2.37	0.53
Total Non-Interest Income	4.25	6.72	3.6	7.35	6.2	3.74
Non-Interest Income Growth (YoY)	-23.47%	87.01%	-51.12%	18.65%	65.77%	-19.57%
Revenues Before Loan Losses	24.88	29.28	26.38	27.82	22.09	19.74
Provision for Loan Losses	0.82	0.08	0.1	0.6	-0.1	0.02
Revenue	24.06	29.2	26.28	27.22	22.19	19.72
Revenue Growth (YoY)	-12.75%	11.10%	-3.43%	22.68%	12.52%	-10.41%
Salaries and Employee Benefits	14.52	13.33	13.1	11.39	11.14	11.41
Occupancy Expenses	2.1	1.77	1.74	1.59	1.55	1.6
Federal Deposit Insurance	0.67	0.6	0.39	0.36	0.36	0.13
Selling, General & Administrative	8.97	8.87	8.77	8.08	8.02	6.67
Other Non-Interest Expense	7.76	7.61	6.69	6.64	5.01	5.33
Total Non-Interest Expense	34.02	32.18	30.69	28.06	26.08	25.14
EBT Excluding Unusual Items	-9.96	-2.98	-4.4	-0.85	-3.9	-5.42
Pretax Income	-9.96	-2.98	-4.4	-0.85	-3.9	-5.42
Earnings From Continuing Operations	-9.96	-2.98	-4.4	-0.85	-3.9	-5.42
Net Income	-9.96	-2.98	-4.4	-0.85	-3.9	-5.42
Net Income to Common	-9.96	-2.98	-4.4	-0.85	-3.9	-5.42
Basic Shares Outstanding	5	5	4	4	3	4
Diluted Shares Outstanding	5	5	4	4	3	4
Shares Change (YoY)	10.37%	13.28%	19.20%	5.08%	-7.68%	0.02%
EPS (Basic)	-1.94	-0.61	-1.03	-0.24	-1.14	-1.47
EPS (Diluted)	-1.94	-0.61	-1.03	-0.24	-1.14	-1.47

Updated Feb 13, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q