Carver Bancorp, Inc. (CARV)
NASDAQ: CARV · Real-Time Price · USD
2.755
+0.055 (2.04%)
Oct 10, 2025, 10:31 AM EDT - Market open

Carver Bancorp Statistics

Total Valuation

Carver Bancorp has a market cap or net worth of $13.99 million. The enterprise value is -$606,102.

Market Cap13.99M
Enterprise Value -606,102

Important Dates

The next estimated earnings date is Thursday, November 13, 2025, after market close.

Earnings Date Nov 13, 2025
Ex-Dividend Date n/a

Share Statistics

Carver Bancorp has 5.08 million shares outstanding. The number of shares has increased by 4.24% in one year.

Current Share Class 5.08M
Shares Outstanding 5.08M
Shares Change (YoY) +4.24%
Shares Change (QoQ) +0.41%
Owned by Insiders (%) 14.46%
Owned by Institutions (%) 17.28%
Float 3.94M

Valuation Ratios

PE Ratio n/a
Forward PE n/a
PS Ratio 0.64
Forward PS n/a
PB Ratio 2.09
P/TBV Ratio 2.01
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is -37.16%.

Return on Equity (ROE) -37.16%
Return on Assets (ROA) -1.74%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee $202,128
Profits Per Employee -$116,596
Employee Count109
Asset Turnover n/a
Inventory Turnover n/a

Taxes

Income Tax n/a
Effective Tax Rate n/a

Stock Price Statistics

The stock price has increased by +44.85% in the last 52 weeks. The beta is 1.38, so Carver Bancorp's price volatility has been higher than the market average.

Beta (5Y) 1.38
52-Week Price Change +44.85%
50-Day Moving Average 2.21
200-Day Moving Average 1.79
Relative Strength Index (RSI) 60.85
Average Volume (20 Days) 21,580

Short Selling Information

The latest short interest is 17,721, so 0.35% of the outstanding shares have been sold short.

Short Interest 17,721
Short Previous Month 13,100
Short % of Shares Out 0.35%
Short % of Float 0.45%
Short Ratio (days to cover) 0.07

Income Statement

In the last 12 months, Carver Bancorp had revenue of $22.03 million and -$12.71 million in losses. Loss per share was -$2.43.

Revenue22.03M
Gross Profit 22.03M
Operating Income -11.95M
Pretax Income -12.71M
Net Income -12.71M
EBITDA n/a
EBIT n/a
Loss Per Share -$2.43
Full Income Statement

Balance Sheet

The company has $43.84 million in cash and $29.52 million in debt, giving a net cash position of $14.31 million or $2.82 per share.

Cash & Cash Equivalents 43.84M
Total Debt 29.52M
Net Cash 14.31M
Net Cash Per Share $2.82
Equity (Book Value) 28.54M
Book Value Per Share 1.29
Working Capital -603.46M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -$10.49 million and capital expenditures -$345,000, giving a free cash flow of -$10.84 million.

Operating Cash Flow -10.49M
Capital Expenditures -345,000
Free Cash Flow -10.84M
FCF Per Share -$2.13
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin -54.22%
Pretax Margin -57.68%
Profit Margin -57.68%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

Carver Bancorp does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield -4.24%
Shareholder Yield -4.24%
Earnings Yield -92.72%
FCF Yield -79.05%
Dividend Details

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value n/a
Lynch Upside n/a
Graham Number n/a
Graham Upside n/a

Stock Splits

The last stock split was on November 1, 2011. It was a reverse split with a ratio of 1:15.

Last Split Date Nov 1, 2011
Split Type Reverse
Split Ratio 1:15

Scores

Altman Z-Score n/a
Piotroski F-Score 1