Carver Bancorp, Inc. (CARV)
NASDAQ: CARV · Real-Time Price · USD
1.682
-0.068 (-3.87%)
At close: Jun 26, 2025, 4:00 PM
1.670
-0.012 (-0.73%)
Pre-market: Jun 27, 2025, 8:29 AM EDT

Carver Bancorp Statistics

Total Valuation

Carver Bancorp has a market cap or net worth of $8.54 million. The enterprise value is -$12.67 million.

Market Cap 8.54M
Enterprise Value -12.67M

Important Dates

The last earnings date was Tuesday, June 24, 2025, after market close.

Earnings Date Jun 24, 2025
Ex-Dividend Date n/a

Share Statistics

Carver Bancorp has 5.07 million shares outstanding. The number of shares has increased by 6.97% in one year.

Current Share Class 5.07M
Shares Outstanding 5.07M
Shares Change (YoY) +6.97%
Shares Change (QoQ) +1.42%
Owned by Insiders (%) 9.60%
Owned by Institutions (%) 17.10%
Float 4.19M

Valuation Ratios

PE Ratio n/a
Forward PE n/a
PS Ratio 0.41
Forward PS n/a
PB Ratio 1.13
P/TBV Ratio 1.09
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is -38.24%.

Return on Equity (ROE) -38.24%
Return on Assets (ROA) -1.85%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee $186,248
Profits Per Employee -$121,628
Employee Count 113
Asset Turnover n/a
Inventory Turnover n/a

Taxes

Income Tax n/a
Effective Tax Rate n/a

Stock Price Statistics

The stock price has increased by +21.90% in the last 52 weeks. The beta is 1.19, so Carver Bancorp's price volatility has been higher than the market average.

Beta (5Y) 1.19
52-Week Price Change +21.90%
50-Day Moving Average 1.46
200-Day Moving Average 1.65
Relative Strength Index (RSI) 56.18
Average Volume (20 Days) 28,619

Short Selling Information

The latest short interest is 19,341, so 0.38% of the outstanding shares have been sold short.

Short Interest 19,341
Short Previous Month 15,066
Short % of Shares Out 0.38%
Short % of Float 0.46%
Short Ratio (days to cover) 0.84

Income Statement

In the last 12 months, Carver Bancorp had revenue of $21.05 million and -$13.74 million in losses. Loss per share was -$2.65.

Revenue 21.05M
Gross Profit 21.05M
Operating Income -13.04M
Pretax Income -2.98M
Net Income -13.74M
EBITDA n/a
EBIT n/a
Loss Per Share -$2.65
Full Income Statement

Balance Sheet

The company has $50.32 million in cash and $29.11 million in debt, giving a net cash position of $21.20 million or $4.18 per share.

Cash & Cash Equivalents 50.32M
Total Debt 29.11M
Net Cash 21.20M
Net Cash Per Share $4.18
Equity (Book Value) 29.58M
Book Value Per Share 1.48
Working Capital -613.22M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -$12.61 million and capital expenditures -$331,000, giving a free cash flow of -$12.94 million.

Operating Cash Flow -12.61M
Capital Expenditures -331,000
Free Cash Flow -12.94M
FCF Per Share -$2.55
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin -61.97%
Pretax Margin -65.30%
Profit Margin -65.30%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

Carver Bancorp does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield -6.97%
Shareholder Yield -6.97%
Earnings Yield -161.01%
FCF Yield -151.59%
Dividend Details

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value n/a
Lynch Upside n/a
Graham Number n/a
Graham Upside n/a

Stock Splits

The last stock split was on November 1, 2011. It was a reverse split with a ratio of 0.0666667:1.

Last Split Date Nov 1, 2011
Split Type Reverse
Split Ratio 0.0666667:1

Scores

Altman Z-Score n/a
Piotroski F-Score 1