Carver Bancorp Statistics

Total Valuation

Carver Bancorp has a market cap or net worth of $7.02 million. The enterprise value is -$10.38 million.

Market Cap	7.02M
Enterprise Value	-10.38M

Important Dates

The next estimated earnings date is Monday, August 12, 2024, after market close.

Earnings Date	Aug 12, 2024
Ex-Dividend Date	n/a

Share Statistics

Carver Bancorp has 4.99 million shares outstanding. The number of shares has increased by 16.37% in one year.

Shares Outstanding	4.99M
Shares Change (YoY)	+16.37%
Shares Change (QoQ)	+1.92%
Owned by Insiders (%)	22.47%
Owned by Institutions (%)	9.48%
Float	4.23M

Valuation Ratios

PE Ratio	n/a
Forward PE	n/a
PS Ratio	0.25
Forward PS	n/a
PB Ratio	0.16
P/FCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	1.35
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is -10.60% and return on invested capital (ROIC) is -4.46%.

Return on Equity (ROE)	-10.60%
Return on Assets (ROA)	-0.60%
Return on Capital (ROIC)	-4.46%
Revenue Per Employee	$257,673
Profits Per Employee	-$41,944
Employee Count	107
Asset Turnover	0.04
Inventory Turnover	n/a

Taxes

Income Tax	n/a
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has decreased by -48.01% in the last 52 weeks. The beta is 1.13, so Carver Bancorp's price volatility has been higher than the market average.

Beta (5Y)	1.13
52-Week Price Change	-48.01%
50-Day Moving Average	1.70
200-Day Moving Average	1.75
Relative Strength Index (RSI)	39.20
Average Volume (20 Days)	59,054

Short Selling Information

The latest short interest is 6,232, so 0.13% of the outstanding shares have been sold short.

Short Interest	6,232
Short Previous Month	9,888
Short % of Shares Out	0.13%
Short % of Float	0.15%
Short Ratio (days to cover)	0.15

Income Statement

In the last 12 months, Carver Bancorp had revenue of $27.57 million and -$4.49 million in losses. Loss per share was -$1.00.

Revenue	27.57M
Gross Profit	27.57M
Operating Income	-4.49M
Pretax Income	-4.49M
Net Income	-4.49M
EBITDA	-3.47M
EBIT	-4.49M
Loss Per Share	-$1.00

Full Income Statement

Balance Sheet

The company has $75.23 million in cash and $57.82 million in debt, giving a net cash position of $17.41 million or $3.49 per share.

Cash & Cash Equivalents	75.23M
Total Debt	57.82M
Net Cash	17.41M
Net Cash Per Share	$3.49
Equity (Book Value)	42.73M
Book Value Per Share	8.57
Working Capital	n/a

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -$5.38 million and capital expenditures -$293,000, giving a free cash flow of -$5.67 million.

Operating Cash Flow	-5.38M
Capital Expenditures	-293,000
Free Cash Flow	-5.67M
FCF Per Share	-$1.15

Full Cash Flow Statement

Margins

Gross margin is 100.00%, with operating and profit margins of -16.28% and -16.28%.

Gross Margin	100.00%
Operating Margin	-16.28%
Pretax Margin	-16.28%
Profit Margin	-16.28%
EBITDA Margin	-12.58%
EBIT Margin	-16.28%
FCF Margin	-20.58%

Dividends & Yields

Carver Bancorp does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-16.37%
Shareholder Yield	-16.37%
Earnings Yield	-63.89%
FCF Yield	-80.76%

Dividend Details

Analyst Forecast

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on November 1, 2011. It was a reverse split with a ratio of 1:15.

Last Split Date	Nov 1, 2011
Split Type	Reverse
Split Ratio	1:15

Scores

Altman Z-Score	n/a
Piotroski F-Score	1