Carver Bancorp Statistics
Total Valuation
Carver Bancorp has a market cap or net worth of $12.16 million. The enterprise value is -$2.15 million.
Important Dates
The last earnings date was Wednesday, August 13, 2025.
| Earnings Date | Aug 13, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
Carver Bancorp has 5.08 million shares outstanding. The number of shares has increased by 4.24% in one year.
| Current Share Class | 5.08M |
| Shares Outstanding | 5.08M |
| Shares Change (YoY) | +4.24% |
| Shares Change (QoQ) | +0.41% |
| Owned by Insiders (%) | 9.26% |
| Owned by Institutions (%) | 17.28% |
| Float | 4.21M |
Valuation Ratios
| PE Ratio | n/a |
| Forward PE | n/a |
| PS Ratio | 0.57 |
| Forward PS | n/a |
| PB Ratio | 1.85 |
| P/TBV Ratio | 1.79 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is -37.16%.
| Return on Equity (ROE) | -37.16% |
| Return on Assets (ROA) | -1.74% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $202,128 |
| Profits Per Employee | -$116,596 |
| Employee Count | 109 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
| Income Tax | n/a |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has increased by +30.52% in the last 52 weeks. The beta is 1.27, so Carver Bancorp's price volatility has been higher than the market average.
| Beta (5Y) | 1.27 |
| 52-Week Price Change | +30.52% |
| 50-Day Moving Average | 2.07 |
| 200-Day Moving Average | 1.72 |
| Relative Strength Index (RSI) | 54.87 |
| Average Volume (20 Days) | 254,664 |
Short Selling Information
The latest short interest is 13,100, so 0.26% of the outstanding shares have been sold short.
| Short Interest | 13,100 |
| Short Previous Month | 19,429 |
| Short % of Shares Out | 0.26% |
| Short % of Float | 0.31% |
| Short Ratio (days to cover) | 0.53 |
Income Statement
In the last 12 months, Carver Bancorp had revenue of $22.03 million and -$12.71 million in losses. Loss per share was -$2.43.
| Revenue | 22.03M |
| Gross Profit | 22.03M |
| Operating Income | -11.95M |
| Pretax Income | -13.74M |
| Net Income | -12.71M |
| EBITDA | n/a |
| EBIT | n/a |
| Loss Per Share | -$2.43 |
Full Income StatementBalance Sheet
The company has $43.84 million in cash and $29.52 million in debt, giving a net cash position of $14.31 million or $2.82 per share.
| Cash & Cash Equivalents | 43.84M |
| Total Debt | 29.52M |
| Net Cash | 14.31M |
| Net Cash Per Share | $2.82 |
| Equity (Book Value) | 28.54M |
| Book Value Per Share | 1.29 |
| Working Capital | -603.46M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was -$10.49 million and capital expenditures -$345,000, giving a free cash flow of -$10.84 million.
| Operating Cash Flow | -10.49M |
| Capital Expenditures | -345,000 |
| Free Cash Flow | -10.84M |
| FCF Per Share | -$2.13 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | -54.22% |
| Pretax Margin | -57.68% |
| Profit Margin | -57.68% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
