Chain Bridge Bancorp, Inc. (CBNA)

Chain Bridge Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2019	FY 2018
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2019	Dec 31, 2018
Interest Income on Loans	34.61	19.46	16.9	11.58	10.43
Interest Income on Investments	13.47	12.33	10.48	8.96	9.58
Total Interest Income	48.08	31.79	27.38	20.54	20
Interest Paid on Deposits	3.27	3.66	1.08	3.25	2.52
Interest Paid on Borrowings	0.43	0.38	0.2	0.1	0.26
Total Interest Expense	3.7	4.05	1.28	3.35	2.78
Net Interest Income	44.37	27.74	26.1	17.19	17.22
Net Interest Income Growth (YoY)	59.94%	6.29%	51.83%	-0.18%	21.74%
Trust Income	0.91	0.57	0.34	-	-
Gain (Loss) on Sale of Investments	-0.09	-0.38	-0.06	0.01	0.05
Other Non-Interest Income	1.53	1.11	1.28	0.86	0.64
Total Non-Interest Income	8.58	3.28	3.11	1.27	0.93
Non-Interest Income Growth (YoY)	161.51%	5.50%	144.92%	36.56%	10.55%
Revenues Before Loan Losses	52.95	31.02	29.21	18.46	18.15
Provision for Loan Losses	-0.16	0.64	0.82	0.07	0.35
Revenue	53.11	30.38	28.39	18.39	17.8
Revenue Growth (YoY)	74.81%	7.02%	54.40%	3.28%	20.38%
Salaries and Employee Benefits	15.91	12.36	11.17	7.74	7.09
Occupancy Expenses	0.98	0.94	0.93	0.99	0.77
Federal Deposit Insurance	0.75	0.59	0.85	0.17	0.47
Selling, General & Administrative	6.74	3.79	3.89	2.26	2.13
Other Non-Interest Expense	2.46	1.81	1.38	1.26	1.17
Total Non-Interest Expense	26.85	19.48	18.23	12.42	11.63
EBT Excluding Unusual Items	26.27	10.91	10.16	5.97	6.17
Pretax Income	26.27	10.91	10.16	5.97	6.17
Income Tax Expense	5.32	2.08	1.88	1.08	1.1
Net Income	20.95	8.83	8.28	4.89	5.07
Net Income to Common	20.95	8.83	8.28	4.89	5.07
Net Income Growth	137.22%	6.64%	69.47%	-3.53%	95.35%
Basic Shares Outstanding	5	5	4	4	4
Diluted Shares Outstanding	5	5	4	4	4
Shares Change (YoY)	9.93%	5.22%	9.27%	-	14.85%
EPS (Basic)	4.17	1.93	1.91	1.23	1.27
EPS (Diluted)	4.17	1.93	1.91	1.23	1.27
EPS Growth	115.79%	1.35%	55.09%	-3.53%	70.09%
Effective Tax Rate	20.25%	19.03%	18.52%	18.11%	17.88%

Updated Jan 28, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q