Chain Bridge Bancorp, Inc. (CBNA)

Chain Bridge Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2019	FY 2018	FY 2017
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017
Interest Income on Loans	31.34	19.46	16.9	11.58	10.43	9.72
Interest Income on Investments	13.23	12.33	10.48	8.96	9.58	5.69
Total Interest Income	44.57	31.79	27.38	20.54	20	15.41
Interest Paid on Deposits	3.28	3.66	1.08	3.25	2.52	1.17
Interest Paid on Borrowings	0.51	0.38	0.2	0.1	0.26	0.09
Total Interest Expense	3.79	4.05	1.28	3.35	2.78	1.27
Net Interest Income	40.78	27.74	26.1	17.19	17.22	14.15
Net Interest Income Growth (YoY)	56.24%	6.29%	51.83%	-0.18%	21.74%	12.57%
Trust Income	0.83	0.57	0.34	-	-	-
Gain (Loss) on Sale of Investments	-0.12	-0.39	-0.06	0.01	0.05	-0
Other Non-Interest Income	1.49	1.12	1.28	0.86	0.64	0.43
Total Non-Interest Income	8.7	3.28	3.11	1.27	0.93	0.84
Non-Interest Income Growth (YoY)	179.68%	5.50%	144.92%	36.56%	10.56%	-39.11%
Revenues Before Loan Losses	49.48	31.02	29.21	18.46	18.15	14.99
Provision for Loan Losses	-0.49	0.64	0.82	0.07	0.35	0.2
Revenue	49.97	30.38	28.39	18.39	17.8	14.79
Revenue Growth (YoY)	76.01%	7.02%	54.40%	3.28%	20.38%	10.22%
Salaries and Employee Benefits	14.68	12.36	11.17	7.74	7.09	6.63
Occupancy Expenses	0.99	0.94	0.93	0.99	0.77	0.63
Federal Deposit Insurance	0.7	0.59	0.85	0.17	0.47	0.31
Selling, General & Administrative	5.8	3.79	3.89	2.26	2.13	1.49
Other Non-Interest Expense	2.05	1.81	1.38	1.26	1.17	1.27
Total Non-Interest Expense	24.21	19.48	18.23	12.42	11.63	10.33
EBT Excluding Unusual Items	25.75	10.91	10.16	5.97	6.17	4.46
Pretax Income	25.75	10.91	10.16	5.97	6.17	4.46
Income Tax Expense	5.23	2.08	1.88	1.08	1.1	1.86
Net Income	20.52	8.83	8.28	4.89	5.07	2.59
Net Income to Common	20.52	8.83	8.28	4.89	5.07	2.59
Net Income Growth	147.83%	6.64%	69.47%	-3.53%	95.35%	-13.42%
Basic Shares Outstanding	5	0	0	0	0	0
Diluted Shares Outstanding	5	0	0	0	0	0
Shares Change (YoY)	17789.97%	5.22%	9.27%	-	14.85%	0.14%
EPS (Basic)	4.49	328.63	324.25	209.07	216.72	127.41
EPS (Diluted)	4.49	328.63	324.25	209.07	216.72	127.41
EPS Growth	-98.61%	1.35%	55.09%	-3.53%	70.09%	-13.54%
Dividend Per Share	-	-	-	-	-	15.000
Effective Tax Rate	20.31%	19.03%	18.52%	18.11%	17.88%	41.83%

Source: S&P Capital IQ. Banks template. Financial Sources.