Chain Bridge Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2019
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '19 Dec 31, 2019
Interest Income on Loans	13.29	13.79	13.4	16.9	11.58
Interest Income on Investments	42.56	34.29	18.39	10.48	8.96
Total Interest Income	55.84	48.08	31.79	27.38	20.54
Interest Paid on Deposits	4.34	3.27	3.66	1.08	3.25
Interest Paid on Borrowings	-	0.43	0.38	0.2	0.1
Total Interest Expense	4.34	3.7	4.05	1.28	3.35
Net Interest Income	51.5	44.37	27.74	26.1	17.19
Net Interest Income Growth (YoY)	16.07%	59.94%	6.29%	51.83%	-0.18%
Trust Income	1.35	0.91	0.57	0.34	-
Gain (Loss) on Sale of Investments	-	-0.09	-0.38	-0.06	0.01
Other Non-Interest Income	1.24	1.53	1.11	1.28	0.86
Total Non-Interest Income	3.48	8.58	3.28	3.11	1.27
Non-Interest Income Growth (YoY)	-59.44%	161.51%	5.50%	144.92%	36.56%
Revenues Before Loan Losses	54.98	52.95	31.02	29.21	18.46
Provision for Loan Losses	-0.49	-0.16	0.64	0.82	0.07
Revenue	55.48	53.11	30.38	28.39	18.39
Revenue Growth (YoY)	4.45%	74.81%	7.02%	54.40%	3.28%
Salaries and Employee Benefits	17.75	15.91	12.36	11.17	7.74
Occupancy Expenses	1.07	0.98	0.94	0.93	0.99
Federal Deposit Insurance	0.85	0.75	0.59	0.85	0.17
Selling, General & Administrative	6.67	6.74	3.79	3.89	2.26
Other Non-Interest Expense	3.72	2.46	1.81	1.38	1.26
Total Non-Interest Expense	30.06	26.85	19.48	18.23	12.42
EBT Excluding Unusual Items	25.42	26.27	10.91	10.16	5.97
Pretax Income	25.42	26.27	10.91	10.16	5.97
Income Tax Expense	5.18	5.32	2.08	1.88	1.08
Net Income	20.24	20.95	8.83	8.28	4.89
Net Income to Common	20.24	20.95	8.83	8.28	4.89
Net Income Growth	-3.40%	137.22%	6.64%	69.47%	-3.53%
Basic Shares Outstanding	7	5	5	4	4
Diluted Shares Outstanding	7	5	5	4	4
Shares Change (YoY)	30.66%	9.93%	5.22%	9.27%	-
EPS (Basic)	3.08	4.17	1.93	1.91	1.23
EPS (Diluted)	3.08	4.17	1.93	1.91	1.23
EPS Growth	-26.07%	115.79%	1.35%	55.09%	-3.53%
Effective Tax Rate	20.38%	20.25%	19.03%	18.52%	18.11%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q