DFS Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2019	FY 2018	2016 - 2020
Period Ending	Aug '25 Aug 11, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '19 Dec 31, 2019	Dec '18 Dec 31, 2018	2016 - 2020
Market Capitalization	178	165	-	-	-	-	Upgrade
Last Close Price	27.00	25.07	-	-	-	-	Upgrade
Debt / Equity Ratio	-	-	0.06	0.07	0.14	0.98	Upgrade
Debt / FCF Ratio	-	-	0.40	0.29	-	-	Upgrade
Return on Equity (ROE)	17.07%	18.40%	11.60%	-	9.45%	11.21%	Upgrade
Return on Assets (ROA)	1.50%	1.61%	0.79%	-	0.71%	0.88%	Upgrade
Buyback Yield / Dilution	-31.74%	-9.93%	-5.22%	-9.27%	-	-14.85%	Upgrade

Updated Jul 28, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q