Capital City Bank Group Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	161.19	164.93	152.25	106.44	96.56
Interest Income on Investments	43.19	29.72	28.82	25.47	9.79
Total Interest Income	204.39	194.66	181.07	131.91	106.35
Interest Paid on Deposits	29.6	32.16	17.58	3.44	0.84
Interest Paid on Borrowings	3.14	3.56	4.5	3.44	2.65
Total Interest Expense	32.74	35.72	22.08	6.89	3.49
Net Interest Income	171.65	158.94	158.99	125.02	102.86
Net Interest Income Growth (YoY)	8.00%	-0.03%	27.17%	21.55%	1.52%
Trust Income	20.67	19.11	16.34	18.06	13.69
Mortgage Banking Activities	16.96	14.34	10.4	11.91	52.43
Gain (Loss) on Sale of Assets	-	-	1.4	-	-
Other Non-Interest Income	22.66	21.17	22.15	23.09	22.55
Total Non-Interest Income	82.36	75.98	71.61	75.18	107.55
Non-Interest Income Growth (YoY)	8.40%	6.10%	-4.75%	-30.09%	-3.26%
Revenues Before Loan Losses	254	234.91	230.6	200.2	210.41
Provision for Loan Losses	5.26	4.03	9.71	7.49	-1.55
Revenue	248.74	230.88	220.88	192.71	211.96
Revenue Growth (YoY)	7.73%	4.53%	14.62%	-9.08%	4.49%
Salaries and Employee Benefits	107.18	97.92	91.59	89.22	99.87
Occupancy Expenses	27.95	15.39	14.63	13.39	13.05
Selling, General & Administrative	-	18.5	18.58	16.69	15.16
Other Non-Interest Expense	31.89	33.5	32.23	32.33	34.42
Total Non-Interest Expense	167.02	165.32	157.02	151.63	162.51
EBT Excluding Unusual Items	81.72	65.57	63.86	41.08	49.45
Pretax Income	81.72	65.57	63.86	41.08	49.45
Income Tax Expense	20.16	13.92	13.04	7.8	9.84
Earnings From Continuing Operations	61.56	51.64	50.82	33.28	39.62
Minority Interest in Earnings	-	1.27	1.44	0.14	-6.22
Net Income	61.56	52.92	52.26	33.41	33.4
Net Income to Common	61.56	52.92	52.26	33.41	33.4
Net Income Growth	16.33%	1.26%	56.41%	0.05%	5.76%
Basic Shares Outstanding	17	17	17	17	17
Diluted Shares Outstanding	17	17	17	17	17
Shares Change (YoY)	0.79%	-0.32%	0.22%	0.54%	0.42%
EPS (Basic)	3.61	3.12	3.08	1.97	1.98
EPS (Diluted)	3.60	3.12	3.07	1.97	1.98
EPS Growth	15.38%	1.63%	55.84%	-0.51%	5.32%
Dividend Per Share	1.000	0.880	0.760	0.660	0.620
Dividend Growth	13.64%	15.79%	15.15%	6.45%	8.77%
Effective Tax Rate	24.67%	21.24%	20.42%	18.98%	19.89%

Updated Jan 27, 2026. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q