Capital City Bank Group, Inc. (CCBG)

Capital City Bank Group Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Interest Income	171.65	158.94	158.99	125.02	102.86
Net Interest Income Growth	8.00%	-0.03%	27.17%	21.55%	1.52%
Non-Interest Income	82.36	75.98	71.61	75.18	107.55
Non-Interest Income Growth	8.40%	6.10%	-4.75%	-30.09%	-3.26%
Revenues Before Loan Losses	254	234.91	230.6	200.2	210.41
Provision for Credit Losses	5.26	4.03	9.71	7.49	-1.55
Revenue	248.74	230.88	220.88	192.71	211.96
Revenue Growth (YoY)	7.73%	4.53%	14.62%	-9.08%	4.49%
Compensation Expenses	107.18	100.72	93.79	91.52	101.47
Selling, General & Admin	27.95	27.98	27.66	24.57	23.93
Other Non-Interest Expenses	31.89	36.61	35.58	35.54	37.11
Total Non-Interest Expense	167.02	165.32	157.02	151.63	162.51
Pretax Income	81.72	65.57	63.86	41.08	49.45
Provision for Income Taxes	20.16	13.92	13.04	7.8	9.84
Net Income	61.56	52.92	52.26	33.41	33.4
Net Income to Common	61.56	52.92	52.26	33.41	33.4
Net Income Growth	16.33%	1.26%	56.41%	0.05%	5.76%
Shares Outstanding (Basic)	17	17	17	17	17
Shares Outstanding (Diluted)	17	17	17	17	17
Shares Change (YoY)	0.78%	-0.32%	0.22%	0.55%	0.42%
EPS (Basic)	3.61	3.12	3.08	1.97	1.98
EPS (Diluted)	3.60	3.12	3.07	1.97	1.98
EPS Growth	15.38%	1.63%	55.84%	-0.51%	5.32%
Free Cash Flow	80.03	54.89	47.74	86.37	116.98
Free Cash Flow Growth	45.80%	14.98%	-44.73%	-26.16%	-
Free Cash Flow Per Share	4.68	3.23	2.80	5.09	6.92
Dividends Per Share	1.000	0.880	0.760	0.660	0.620
Dividend Growth	13.64%	15.79%	15.15%	6.45%	8.77%
Profit Margin	24.75%	22.37%	23.01%	17.27%	18.69%
FCF Margin	32.17%	23.77%	21.61%	44.82%	55.19%
EBITDA	11.82	12.02	12.3	15.53	21.79
EBITDA Margin	4.75%	5.21%	5.57%	8.06%	10.28%
Effective Tax Rate	24.67%	21.24%	20.42%	18.98%	19.89%

Updated Jan 27, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q