Capital City Bank Group, Inc. (CCBG)

Capital City Bank Group Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	163.08	164.93	152.25	106.44	96.56	94.75
Interest Income on Investments	39.33	29.72	28.82	25.47	9.79	11.45
Total Interest Income	202.42	194.66	181.07	131.91	106.35	106.2
Interest Paid on Deposits	29.82	32.16	17.58	3.44	0.84	1.55
Interest Paid on Borrowings	3.21	3.56	4.5	3.44	2.65	3.32
Total Interest Expense	33.02	35.72	22.08	6.89	3.49	4.87
Net Interest Income	169.39	158.94	158.99	125.02	102.86	101.33
Net Interest Income Growth (YoY)	7.89%	-0.03%	27.17%	21.55%	1.52%	-1.95%
Trust Income	21.36	19.11	16.34	18.06	13.69	11.04
Mortgage Banking Activities	15.92	14.34	10.4	11.91	52.43	63.34
Gain (Loss) on Sale of Assets	-	-	1.4	-	-	-
Other Non-Interest Income	22.26	21.17	22.15	23.09	22.55	18.99
Total Non-Interest Income	81.01	75.98	71.61	75.18	107.55	111.17
Non-Interest Income Growth (YoY)	8.92%	6.10%	-4.75%	-30.09%	-3.26%	109.54%
Revenues Before Loan Losses	250.4	234.91	230.6	200.2	210.41	212.49
Provision for Loan Losses	3.97	4.03	9.71	7.49	-1.55	9.65
Revenue	246.43	230.88	220.88	192.71	211.96	202.85
Revenue Growth (YoY)	9.03%	4.53%	14.62%	-9.08%	4.49%	31.40%
Salaries and Employee Benefits	102.1	97.92	91.59	89.22	99.87	94.58
Occupancy Expenses	15.2	15.39	14.63	13.39	13.05	12.15
Selling, General & Administrative	18.5	18.5	18.58	16.69	15.16	15.21
Other Non-Interest Expense	30.13	33.5	32.23	32.33	34.42	27.96
Total Non-Interest Expense	165.94	165.32	157.02	151.63	162.51	149.9
EBT Excluding Unusual Items	80.5	65.57	63.86	41.08	49.45	52.95
Other Unusual Items	-	-	-	-	-	-0.06
Pretax Income	80.5	65.57	63.86	41.08	49.45	52.88
Income Tax Expense	19.48	13.92	13.04	7.8	9.84	10.23
Earnings From Continuing Operations	61.01	51.64	50.82	33.28	39.62	42.65
Minority Interest in Earnings	-0.07	1.27	1.44	0.14	-6.22	-11.08
Net Income	60.94	52.92	52.26	33.41	33.4	31.58
Net Income to Common	60.94	52.92	52.26	33.41	33.4	31.58
Net Income Growth	18.23%	1.26%	56.41%	0.05%	5.76%	2.50%
Basic Shares Outstanding	17	17	17	17	17	17
Diluted Shares Outstanding	17	17	17	17	17	17
Shares Change (YoY)	0.48%	-0.32%	0.22%	0.54%	0.42%	-0.03%
EPS (Basic)	3.58	3.12	3.08	1.97	1.98	1.88
EPS (Diluted)	3.57	3.12	3.07	1.97	1.98	1.88
EPS Growth	17.47%	1.63%	55.84%	-0.51%	5.32%	2.73%
Dividend Per Share	0.970	0.880	0.760	0.660	0.620	0.570
Dividend Growth	14.12%	15.79%	15.15%	6.45%	8.77%	18.75%
Effective Tax Rate	24.20%	21.24%	20.42%	18.98%	19.89%	19.34%

Updated Oct 21, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q