Capital City Bank Group, Inc. (CCBG)

Capital City Bank Group Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	164.73	164.93	152.25	106.44	96.56	94.75
Interest Income on Investments	32.89	29.72	28.82	25.47	9.79	11.45
Total Interest Income	197.62	194.66	181.07	131.91	106.35	106.2
Interest Paid on Deposits	31.95	32.16	17.58	3.44	0.84	1.55
Interest Paid on Borrowings	3.54	3.56	4.5	3.44	2.65	3.32
Total Interest Expense	35.49	35.72	22.08	6.89	3.49	4.87
Net Interest Income	162.13	158.94	158.99	125.02	102.86	101.33
Net Interest Income Growth (YoY)	3.31%	-0.03%	27.17%	21.55%	1.52%	-1.95%
Trust Income	20.19	19.11	16.34	18.06	13.69	11.04
Mortgage Banking Activities	15.29	14.34	10.4	11.91	52.43	63.34
Gain (Loss) on Sale of Assets	-	-	1.4	-	-	-
Other Non-Interest Income	21.15	21.17	22.15	23.09	22.55	18.99
Total Non-Interest Income	77.79	75.98	71.61	75.18	107.55	111.17
Non-Interest Income Growth (YoY)	8.11%	6.10%	-4.75%	-30.09%	-3.26%	109.54%
Revenues Before Loan Losses	239.92	234.91	230.6	200.2	210.41	212.49
Provision for Loan Losses	3.88	4.03	9.71	7.49	-1.55	9.65
Revenue	236.04	230.88	220.88	192.71	211.96	202.85
Revenue Growth (YoY)	6.63%	4.53%	14.62%	-9.08%	4.49%	31.40%
Salaries and Employee Benefits	99.76	97.92	91.59	89.22	99.87	94.58
Occupancy Expenses	15.19	15.39	14.63	13.39	13.05	12.15
Selling, General & Administrative	18.5	18.5	18.58	16.69	15.16	15.21
Other Non-Interest Expense	30.39	33.5	32.23	32.33	34.42	27.96
Total Non-Interest Expense	163.85	165.32	157.02	151.63	162.51	149.9
EBT Excluding Unusual Items	72.19	65.57	63.86	41.08	49.45	52.95
Other Unusual Items	-	-	-	-	-	-0.06
Pretax Income	72.19	65.57	63.86	41.08	49.45	52.88
Income Tax Expense	15.52	13.92	13.04	7.8	9.84	10.23
Earnings From Continuing Operations	56.68	51.64	50.82	33.28	39.62	42.65
Minority Interest in Earnings	0.54	1.27	1.44	0.14	-6.22	-11.08
Net Income	57.22	52.92	52.26	33.41	33.4	31.58
Net Income to Common	57.22	52.92	52.26	33.41	33.4	31.58
Net Income Growth	11.96%	1.26%	56.41%	0.05%	5.76%	2.50%
Basic Shares Outstanding	17	17	17	17	17	17
Diluted Shares Outstanding	17	17	17	17	17	17
Shares Change (YoY)	-0.10%	-0.32%	0.22%	0.54%	0.42%	-0.03%
EPS (Basic)	3.37	3.12	3.08	1.97	1.98	1.88
EPS (Diluted)	3.37	3.12	3.07	1.97	1.98	1.88
EPS Growth	11.98%	1.63%	55.84%	-0.51%	5.32%	2.73%
Dividend Per Share	0.910	0.880	0.760	0.660	0.620	0.570
Dividend Growth	15.19%	15.79%	15.15%	6.45%	8.77%	18.75%
Effective Tax Rate	21.49%	21.24%	20.42%	18.98%	19.89%	19.34%

Updated Apr 21, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q