CNB Financial Corporation (CCNE)

CNB Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	320.04	293.54	273.22	196.04	166.54	152.69
Interest Income on Investments	40.43	31.93	20.47	17.7	13.06	14.48
Total Interest Income	360.47	325.47	293.7	213.74	179.6	167.17
Interest Paid on Deposits	136.38	133.49	97.77	19.83	15.06	24.14
Interest Paid on Borrowings	7.29	4.51	6.1	4.25	4.76	8.31
Total Interest Expense	143.67	138	103.87	24.08	19.82	32.46
Net Interest Income	216.8	187.47	189.83	189.66	159.78	134.71
Net Interest Income Growth (YoY)	16.48%	-1.24%	0.09%	18.70%	18.61%	15.93%
Trust Income	8.24	7.85	7.25	7.17	6.74	5.5
Mortgage Banking Activities	0.56	0.67	0.68	1.24	3.15	3.35
Gain (Loss) on Sale of Assets	-0.05	-0.05	-0.03	0.17	-0.23	-1.1
Gain (Loss) on Sale of Investments	1.45	0.83	-0.34	-0.5	1.57	2.52
Other Non-Interest Income	20.91	22.83	18.4	19.48	16.01	12.69
Total Non-Interest Income	38.4	39.11	33.34	34.77	33.43	28.06
Non-Interest Income Growth (YoY)	1.24%	17.34%	-4.12%	3.98%	19.16%	8.02%
Revenues Before Loan Losses	255.2	226.58	223.16	224.43	193.21	162.77
Provision for Loan Losses	27.28	9.22	5.99	8.59	6	15.35
Revenue	227.92	217.36	217.17	215.84	187.21	147.42
Revenue Growth (YoY)	5.27%	0.09%	0.62%	15.29%	27.00%	8.28%
Salaries and Employee Benefits	79.47	72.31	69.32	70.13	59.69	47.31
Occupancy Expenses	13.26	11.66	11.55	11.05	10.6	10.55
Federal Deposit Insurance	3.73	3.72	3.88	2.8	2.51	2.41
Amortization of Goodwill & Intangibles	0.76	-	-	-	-	-
Selling, General & Administrative	34.77	33.87	32.45	27.68	20.59	15.33
Other Non-Interest Expense	30.59	28.44	28.14	25.97	23.05	19.08
Total Non-Interest Expense	162.58	150	145.34	137.62	116.43	94.68
EBT Excluding Unusual Items	65.35	67.36	71.83	78.21	70.78	52.73
Pretax Income	59.31	67.36	71.83	78.21	70.78	40.09
Income Tax Expense	11.76	12.78	13.81	15.03	13.07	7.35
Net Income	47.55	54.58	58.02	63.19	57.71	32.74
Preferred Dividends & Other Adjustments	4.65	4.69	4.59	4.53	4.49	1.25
Net Income to Common	42.89	49.89	53.44	58.66	53.22	31.5
Net Income Growth	-11.11%	-5.94%	-8.18%	9.50%	76.24%	-18.31%
Basic Shares Outstanding	22	21	21	18	17	16
Diluted Shares Outstanding	23	21	21	18	17	16
Shares Change (YoY)	7.92%	-0.21%	16.23%	7.13%	5.13%	5.51%
EPS (Basic)	1.91	2.39	2.56	3.26	3.16	1.97
EPS (Diluted)	1.91	2.39	2.55	3.26	3.16	1.97
EPS Growth	-18.04%	-6.28%	-21.78%	3.16%	60.53%	-25.15%
Dividend Per Share	0.720	0.710	0.700	0.700	0.685	0.680
Dividend Growth	2.13%	1.43%	-	2.19%	0.73%	-
Effective Tax Rate	19.83%	18.98%	19.23%	19.21%	18.47%	18.33%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q