CNB Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	242.04	187.47	189.83	189.66	159.78
Net Interest Income Growth	29.11%	-1.24%	0.09%	18.70%	18.61%
Non-Interest Income	40.17	39.11	33.34	34.77	33.42
Non-Interest Income Growth	2.69%	17.34%	-4.12%	4.01%	19.12%
Revenues Before Loan Losses	282.2	226.58	223.16	224.43	193.2
Provision for Credit Losses	8.86	9.22	5.99	8.59	6
Revenue	273.35	217.36	217.17	215.84	187.2
Revenue Growth (YoY)	25.76%	0.09%	0.62%	15.30%	26.99%
Compensation Expenses	89.72	74.54	71.06	71.46	61.18
Selling, General & Admin	58.63	51.75	50.26	44.27	36.27
Other Non-Interest Expenses	42.53	23.72	24.02	21.89	18.99
Total Non-Interest Expense	190.88	150	145.34	137.62	116.43
Pretax Income	82.47	67.36	71.83	78.21	70.78
Provision for Income Taxes	16.33	12.78	13.81	15.03	13.07
Net Income	70.43	58.88	62.32	67.49	62.01
Net Income Attributable to Preferred Dividends	-4.3	-4.3	-4.3	-4.3	-4.3
Net Income to Common	70.43	58.88	62.32	67.49	62.01
Net Income Growth	19.63%	-5.53%	-7.66%	8.84%	82.97%
Shares Outstanding (Basic)	25	21	21	18	17
Shares Outstanding (Diluted)	25	21	21	18	17
Shares Change (YoY)	18.03%	-0.21%	16.23%	7.13%	-2.23%
EPS (Basic)	2.50	2.39	2.56	3.26	3.16
EPS (Diluted)	2.49	2.39	2.55	3.26	3.16
EPS Growth	4.18%	-6.28%	-21.78%	3.16%	60.41%
Free Cash Flow	8.86	55.23	36.18	51.76	52.44
Free Cash Flow Growth	-83.97%	52.66%	-30.11%	-1.28%	126.86%
Free Cash Flow Per Share	0.36	2.64	1.73	2.87	3.12
Dividends Per Share	0.720	0.710	0.700	0.700	0.685
Dividend Growth	1.41%	1.43%	-	2.19%	0.73%
Profit Margin	24.19%	25.11%	26.72%	29.28%	30.83%
FCF Margin	3.24%	25.41%	16.66%	23.98%	28.01%
EBITDA	0	8.27	7.74	6.57	6.24
EBITDA Margin	0.00%	3.80%	3.56%	3.05%	3.33%
Effective Tax Rate	19.81%	18.98%	19.22%	19.21%	18.47%

Updated Jan 27, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

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