CNB Financial Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	527.9	442.86	221.87	105.91	727.7
Investment Securities	837.33	430.3	492.69	501.9	292.72
Trading Asset Securities	-	0.42	1.01	1.85	2.12
Mortgage-Backed Securities	-	395.49	277.54	314.6	434.64
Total Investments	837.33	826.21	771.25	818.35	729.48
Gross Loans	6,494	4,614	4,474	4,281	3,641
Allowance for Loan Losses	-67.06	-47.36	-45.83	-43.44	-37.59
Other Adjustments to Gross Loans	-	-4.77	-5.7	-5.97	-5.72
Net Loans	6,427	4,562	4,423	4,232	3,597
Property, Plant & Equipment	-	128.73	109.4	100.84	81.59
Goodwill	-	43.75	43.75	43.75	43.75
Other Intangible Assets	122.21	0.33	0.41	0.36	0.46
Loans Held for Sale	2.52	0.76	0.68	0.23	0.85
Accrued Interest Receivable	-	24.74	24.32	20.19	15.52
Restricted Cash	-	0.17	0.17	0.37	4.5
Other Real Estate Owned & Foreclosed	2.28	2.51	2.11	1.44	0.71
Other Long-Term Assets	477.52	160.35	156.36	151.98	123.71
Total Assets	8,396	6,192	5,753	5,475	5,329
Interest Bearing Deposits	5,935	4,421	4,170	3,589	3,807
Institutional Deposits	-	131.1	100.2	135.4	116.6
Non-Interest Bearing Deposits	1,092	819.68	728.88	898.44	792.09
Total Deposits	7,027	5,371	4,999	4,622	4,716
Short-Term Borrowings	164	0.42	1.01	134.1	2.51
Current Portion of Leases	-	3.6	-	-	-
Accrued Interest Payable	-	7.15	3.55	1.84	0.89
Other Current Liabilities	88.12	-	-	-	-
Long-Term Debt	84.87	84.57	84.27	83.96	83.66
Long-Term Leases	-	51.87	37.94	34.11	21.63
Trust Preferred Securities	20.62	20.62	20.62	20.62	20.62
Pension & Post-Retirement Benefits	-	11.8	11.3	11.3	10.3
Other Long-Term Liabilities	139.59	29.92	24.27	36.05	30.87
Total Liabilities	7,524	5,581	5,182	4,944	4,886
Preferred Stock, Redeemable	57.79	57.79	57.79	57.79	57.79
Additional Paid-In Capital	422.65	219.88	220.5	221.55	127.35
Retained Earnings	424.94	381.3	345.94	306.91	260.58
Treasury Stock	-2.58	-4.69	-6.89	-2.97	-2.48
Comprehensive Income & Other	-30.67	-43.57	-46.08	-52.52	-0.39
Total Common Equity	814.34	552.91	513.46	472.98	385.06
Shareholders' Equity	872.13	610.7	571.25	530.76	442.85
Total Liabilities & Equity	8,396	6,192	5,753	5,475	5,329
Total Debt	269.49	161.08	143.84	272.79	128.42
Net Cash (Debt)	258.4	282.21	79.04	-165.03	601.4
Net Cash Growth	-8.43%	257.03%	-	-	38.16%
Net Cash Per Share	10.47	13.50	3.77	-9.16	35.76
Filing Date Shares Outstanding	29.22	20.8	20.9	21.05	16.84
Total Common Shares Outstanding	29.22	20.81	20.77	21.05	16.79
Book Value Per Share	27.87	26.57	24.72	22.47	22.94
Tangible Book Value	692.14	508.83	469.31	428.86	340.85
Tangible Book Value Per Share	23.69	24.45	22.59	20.37	20.31

Updated Jan 27, 2026. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

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