CNB Financial Corporation (CCNE)

CNB Financial Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	47.55	54.58	58.02	63.19	57.71	32.74
Depreciation & Amortization	9.5	8.27	7.74	6.57	6.24	6.08
Provision for Credit Losses	27.28	9.22	5.99	8.59	6	15.35
Stock-Based Compensation	2.28	2.23	1.74	1.33	1.49	1.41
Net Change in Loans Held-for-Sale	0.47	-1.29	-2.06	-6.32	-2.89	-7.87
Other Adjustments	-13.59	-9.35	-4.33	-9.82	-16.36	-8.87
Changes in Accrued Interest and Accounts Receivable	-7.5	0.39	-5.89	-19.07	-1.06	-6.24
Changes in Accounts Payable	-3.19	7.47	-14.19	19.57	7.79	-3.85
Operating Cash Flow	61.12	71.51	47.02	64.05	58.92	28.76
Operating Cash Flow Growth	-8.76%	52.08%	-26.59%	8.71%	104.88%	-44.74%
Net Change in Loans Held-for-Investment	-223.55	-143.93	-192.6	-630.61	-244.12	-244.9
Net Change in Securities and Investments	-96.32	-41.1	53.36	-146.49	-137.03	1.08
Payments for Business Acquisitions	-	-	-	-	-	72.85
Capital Expenditures	-9.6	-16.28	-10.85	-12.29	-6.48	-5.64
Purchases of Intangible Assets	-	-	-0.13	-	-	-
Sale of Property, Plant & Equipment	10.01	8.73	0.05	0.5	0.75	0.67
Other Investing Activities	4.5	-10.69	0.7	-15.81	-22.87	7.27
Investing Cash Flow	-27.6	-203.28	-149.46	-804.7	-409.76	-168.68
Net Change in Deposits	320.34	372.61	376.31	-93.18	533.88	659.94
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements	-	-	-132.4	132.4	-	-
Long-Term Debt Issued	-	-	-	-	83.48	231.99
Long-Term Debt Repaid	-	-	-	-	-50	-459.89
Net Long-Term Debt Issued (Repaid)	-	-	-	-	33.48	-227.91
Issuance of Common Stock	-	-	-	94.05	-	3.26
Repurchase of Common Stock	-0.49	-0.64	-6.72	-1.67	-1.16	-1.31
Net Common Stock Issued (Repurchased)	-0.49	-0.64	-6.72	92.38	-1.16	1.95
Issuance of Preferred Stock	-	-	-	-	-	57.79
Net Preferred Stock Issued (Repurchased)	-	-	-	-	-	57.79
Common Dividends Paid	-16.66	-14.91	-14.69	-12.56	-11.55	-10.98
Preferred Share Dividends Paid	-4.3	-4.3	-4.3	-	-4.3	-1.15
Financing Cash Flow	43.66	352.76	218.2	114.74	550.34	479.64
Net Cash Flow	77.18	220.99	115.76	-625.91	199.5	339.72
Free Cash Flow	51.52	55.23	36.18	51.76	52.44	23.11
Free Cash Flow Growth	-6.71%	52.66%	-30.11%	-1.28%	126.86%	-46.24%
FCF Margin	22.61%	25.41%	16.66%	23.98%	28.01%	15.68%
Free Cash Flow Per Share	2.29	2.64	1.73	2.87	3.12	-
Levered Free Cash Flow	41.06	58.72	39.13	62.28	101.98	-203.67
Unlevered Free Cash Flow	-10.79	-0.16	-23.2	-5.21	6.49	-9.65

Updated Jan 27, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q